Republic Insurance PLC (DSE:REPUBLIC)
26.20
-0.40 (-1.50%)
At close: Dec 4, 2025
Republic Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 455.86 | 533.38 | 624.8 | 503.23 | 411.49 | 506.39 | Upgrade
|
| Total Interest & Dividend Income | 64.02 | 53.96 | 44.08 | 36.28 | 34.12 | 39.96 | Upgrade
|
| Gain (Loss) on Sale of Investments | -2.73 | -2.73 | 0.12 | - | - | - | Upgrade
|
| Other Revenue | 49.88 | 55.47 | 67.88 | 57.97 | 74.22 | 60.95 | Upgrade
|
| Total Revenue | 567.04 | 640.08 | 736.88 | 597.48 | 519.84 | 607.31 | Upgrade
|
| Revenue Growth (YoY) | -27.19% | -13.14% | 23.33% | 14.94% | -14.40% | 17.71% | Upgrade
|
| Policy Benefits | 93.66 | 123.05 | 37.68 | -28.48 | 69.64 | 55.66 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 87.69 | 100.07 | 116.75 | 105.06 | 53 | 112.98 | Upgrade
|
| Depreciation & Amortization | 9.53 | 9.53 | 9.85 | 8.55 | 8.7 | 9.17 | Upgrade
|
| Selling, General & Administrative | 291.32 | 312.62 | 339.95 | 296.14 | 257.3 | 235.44 | Upgrade
|
| Total Operating Expenses | 491.22 | 554.75 | 514.73 | 392.05 | 399.42 | 423.38 | Upgrade
|
| Operating Income | 75.82 | 85.33 | 222.15 | 205.43 | 120.42 | 183.92 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | 0.01 | 0.08 | 0 | -0 | Upgrade
|
| Other Non Operating Income (Expenses) | -2.43 | -2.43 | -2.37 | -2.93 | -0.97 | 1.53 | Upgrade
|
| EBT Excluding Unusual Items | 73.39 | 82.9 | 219.79 | 202.58 | 119.45 | 185.46 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -0.1 | 3.73 | 2.69 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.87 | 0.87 | 0.3 | 1.64 | - | - | Upgrade
|
| Other Unusual Items | -1.6 | -1.6 | -1.6 | - | - | - | Upgrade
|
| Pretax Income | 72.66 | 82.17 | 218.49 | 204.12 | 123.18 | 188.14 | Upgrade
|
| Income Tax Expense | 23.66 | 22.84 | 35.07 | 65.91 | 47.33 | 44.64 | Upgrade
|
| Net Income | 49 | 59.33 | 183.42 | 138.21 | 75.85 | 143.5 | Upgrade
|
| Net Income to Common | 49 | 59.33 | 183.42 | 138.21 | 75.85 | 143.5 | Upgrade
|
| Net Income Growth | -72.43% | -67.65% | 32.71% | 82.20% | -47.14% | 23.57% | Upgrade
|
| Shares Outstanding (Basic) | 55 | 55 | 55 | 55 | 55 | 55 | Upgrade
|
| Shares Outstanding (Diluted) | 55 | 55 | 55 | 55 | 55 | 55 | Upgrade
|
| EPS (Basic) | 0.90 | 1.08 | 3.35 | 2.53 | 1.39 | 2.62 | Upgrade
|
| EPS (Diluted) | 0.90 | 1.08 | 3.35 | 2.53 | 1.39 | 2.62 | Upgrade
|
| EPS Growth | -72.43% | -67.65% | 32.71% | 82.20% | -47.14% | 23.57% | Upgrade
|
| Free Cash Flow | -33.04 | 53.23 | 50.79 | 72.15 | 83.13 | 129.13 | Upgrade
|
| Free Cash Flow Per Share | -0.60 | 0.97 | 0.93 | 1.32 | 1.52 | 2.36 | Upgrade
|
| Dividend Per Share | - | 0.571 | 1.048 | 1.000 | 0.907 | 0.593 | Upgrade
|
| Dividend Growth | - | -45.46% | 4.76% | 10.25% | 52.85% | 7.00% | Upgrade
|
| Operating Margin | 13.37% | 13.33% | 30.15% | 34.38% | 23.16% | 30.29% | Upgrade
|
| Profit Margin | 8.64% | 9.27% | 24.89% | 23.13% | 14.59% | 23.63% | Upgrade
|
| Free Cash Flow Margin | -5.83% | 8.32% | 6.89% | 12.08% | 15.99% | 21.26% | Upgrade
|
| EBITDA | 84.78 | 94.51 | 231.62 | 213.71 | 128.83 | 192.82 | Upgrade
|
| EBITDA Margin | 14.95% | 14.77% | 31.43% | 35.77% | 24.78% | 31.75% | Upgrade
|
| D&A For EBITDA | 8.96 | 9.18 | 9.47 | 8.28 | 8.41 | 8.9 | Upgrade
|
| EBIT | 75.82 | 85.33 | 222.15 | 205.43 | 120.42 | 183.92 | Upgrade
|
| EBIT Margin | 13.37% | 13.33% | 30.15% | 34.38% | 23.16% | 30.29% | Upgrade
|
| Effective Tax Rate | 32.56% | 27.79% | 16.05% | 32.29% | 38.42% | 23.73% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.