Rupali Insurance Company Limited (DSE:RUPALIINS)
Bangladesh
· Delayed Price · Currency is BDT 21.30
-0.50 (-2.29%)
At close: Dec 4, 2025
Rupali Insurance Company Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 494.55 | 440.01 | 348.27 | 325.89 | 375.91 | 400.67 | Upgrade
|
| Total Interest & Dividend Income | 192.65 | 186.71 | 60.96 | 56.42 | 82.37 | 77.45 | Upgrade
|
| Gain (Loss) on Sale of Investments | -49.87 | -49.87 | -0.98 | -34 | -7.15 | 0.41 | Upgrade
|
| Other Revenue | 77.26 | 73.71 | 71.48 | 64.75 | 72.7 | 5.62 | Upgrade
|
| Total Revenue | 714.59 | 650.56 | 479.72 | 413.06 | 523.82 | 484.16 | Upgrade
|
| Revenue Growth (YoY) | 47.75% | 35.61% | 16.14% | -21.14% | 8.19% | -22.17% | Upgrade
|
| Policy Benefits | 233.73 | 200.46 | 129.35 | 71.77 | 66.39 | 25.27 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 85.53 | 85.53 | 64.88 | 56.36 | 23.03 | 19.78 | Upgrade
|
| Depreciation & Amortization | 30.23 | 30.23 | 33.01 | 33.58 | 36.34 | 19.03 | Upgrade
|
| Selling, General & Administrative | 242.94 | 198.41 | 184.04 | 163.72 | 188.61 | 248.52 | Upgrade
|
| Provision for Bad Debts | 5 | 5 | - | - | - | - | Upgrade
|
| Reinsurance Income or Expense | - | - | -0.04 | -0.06 | -0.1 | 16.93 | Upgrade
|
| Total Operating Expenses | 597.42 | 519.64 | 411.32 | 325.5 | 314.48 | 295.67 | Upgrade
|
| Operating Income | 117.17 | 130.92 | 68.4 | 87.56 | 209.34 | 188.49 | Upgrade
|
| Other Non Operating Income (Expenses) | -3.22 | -3.22 | -3.9 | -3.79 | -3.61 | -5.2 | Upgrade
|
| EBT Excluding Unusual Items | 113.95 | 127.7 | 64.49 | 83.77 | 205.73 | 183.29 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 1.52 | 2.28 | 0.29 | 0.26 | Upgrade
|
| Pretax Income | 117.5 | 127.7 | 66.01 | 86.05 | 206.02 | 183.55 | Upgrade
|
| Income Tax Expense | 47.77 | 51.84 | 13.52 | 11.49 | 48.46 | 37.89 | Upgrade
|
| Net Income | 69.72 | 75.86 | 52.49 | 74.57 | 157.56 | 145.66 | Upgrade
|
| Preferred Dividends & Other Adjustments | 3.55 | - | 16.69 | - | - | - | Upgrade
|
| Net Income to Common | 66.18 | 75.86 | 35.8 | 74.57 | 157.56 | 145.66 | Upgrade
|
| Net Income Growth | 32.54% | 44.53% | -29.61% | -52.68% | 8.17% | 8.66% | Upgrade
|
| Shares Outstanding (Basic) | 77 | 77 | 77 | 77 | 77 | 77 | Upgrade
|
| Shares Outstanding (Diluted) | 77 | 77 | 77 | 77 | 77 | 77 | Upgrade
|
| EPS (Basic) | 0.86 | 0.99 | 0.47 | 0.97 | 2.06 | 1.90 | Upgrade
|
| EPS (Diluted) | 0.86 | 0.99 | 0.47 | 0.97 | 2.06 | 1.90 | Upgrade
|
| EPS Growth | 77.89% | 111.92% | -51.99% | -52.68% | 8.17% | 8.66% | Upgrade
|
| Free Cash Flow | -27.08 | 0.77 | 31.25 | 123.87 | 125.01 | 104.34 | Upgrade
|
| Free Cash Flow Per Share | -0.35 | 0.01 | 0.41 | 1.62 | 1.63 | 1.36 | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | Upgrade
|
| Operating Margin | 16.40% | 20.13% | 14.26% | 21.20% | 39.97% | 38.93% | Upgrade
|
| Profit Margin | 9.26% | 11.66% | 7.46% | 18.05% | 30.08% | 30.09% | Upgrade
|
| Free Cash Flow Margin | -3.79% | 0.12% | 6.51% | 29.99% | 23.86% | 21.55% | Upgrade
|
| EBITDA | 118.5 | 136.21 | 89.72 | 110.14 | 232.18 | 207.52 | Upgrade
|
| EBITDA Margin | 16.58% | 20.94% | 18.70% | 26.66% | 44.32% | 42.86% | Upgrade
|
| D&A For EBITDA | 1.33 | 5.29 | 21.33 | 22.59 | 22.84 | 19.03 | Upgrade
|
| EBIT | 117.17 | 130.92 | 68.4 | 87.56 | 209.34 | 188.49 | Upgrade
|
| EBIT Margin | 16.40% | 20.13% | 14.26% | 21.20% | 39.97% | 38.93% | Upgrade
|
| Effective Tax Rate | 40.66% | 40.59% | 20.48% | 13.35% | 23.52% | 20.64% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.