United Commercial Bank PLC (DSE:UCB)
Bangladesh
· Delayed Price · Currency is BDT 9.50
+0.10 (1.06%)
At close: Mar 9, 2026
United Commercial Bank Balance Sheet
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 33,696 | 21,514 | 22,455 | 17,977 | 23,834 | 23,994 | Upgrade
|
| Investment Securities | 138,336 | 90,757 | 85,611 | 79,010 | 9,384 | 9,959 | Upgrade
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| Total Investments | 138,336 | 90,757 | 85,611 | 79,010 | 9,384 | 9,959 | Upgrade
|
| Gross Loans | 630,355 | 578,131 | 510,710 | 474,737 | 408,310 | 356,066 | Upgrade
|
| Net Loans | 630,355 | 578,131 | 510,710 | 474,737 | 408,310 | 356,066 | Upgrade
|
| Property, Plant & Equipment | 18,990 | 19,567 | 19,583 | 17,027 | 17,018 | 14,625 | Upgrade
|
| Accrued Interest Receivable | - | 2,369 | 1,933 | 1,991 | - | - | Upgrade
|
| Other Receivables | - | 24.3 | 1.46 | 503.41 | - | - | Upgrade
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| Restricted Cash | 34,980 | 45,443 | 36,186 | 30,939 | 25,380 | 24,948 | Upgrade
|
| Other Current Assets | - | 2,532 | 2,692 | 4,946 | 916.52 | 2,070 | Upgrade
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| Long-Term Deferred Tax Assets | - | 8,742 | 5,965 | 5,470 | - | - | Upgrade
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| Other Long-Term Assets | 22,595 | 3,104 | 2,420 | 707.61 | 85,582 | 66,918 | Upgrade
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| Total Assets | 878,952 | 772,183 | 687,559 | 633,307 | 570,425 | 498,579 | Upgrade
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| Interest Bearing Deposits | 531,548 | 441,406 | 376,682 | 324,700 | 299,832 | 274,697 | Upgrade
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| Non-Interest Bearing Deposits | 114,500 | 104,193 | 126,366 | 92,968 | 78,346 | 69,336 | Upgrade
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| Total Deposits | 646,049 | 545,599 | 503,048 | 417,667 | 378,179 | 344,033 | Upgrade
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| Current Portion of Long-Term Debt | - | - | - | - | 62,935 | 37,243 | Upgrade
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| Current Income Taxes Payable | - | 5,599 | 3,889 | 5,698 | 6,571 | 5,857 | Upgrade
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| Accrued Interest Payable | - | 14,514 | 6,604 | 5,188 | 4,847 | 5,019 | Upgrade
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| Other Current Liabilities | 7,411 | 6,713 | 8,436 | 7,079 | 8,925 | 8,457 | Upgrade
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| Long-Term Debt | 66,853 | 81,142 | 66,590 | 107,040 | 26,476 | 24,998 | Upgrade
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| Long-Term Leases | - | 3,627 | 3,923 | 4,282 | 4,661 | 4,594 | Upgrade
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| Other Long-Term Liabilities | 118,294 | 74,992 | 53,491 | 46,175 | 40,443 | 32,640 | Upgrade
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| Total Liabilities | 838,606 | 732,186 | 645,980 | 593,129 | 533,036 | 462,840 | Upgrade
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| Common Stock | 15,504 | 15,504 | 14,765 | 14,062 | 12,784 | 12,175 | Upgrade
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| Additional Paid-In Capital | 1,455 | 1,455 | 1,455 | 1,455 | 1,455 | 1,455 | Upgrade
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| Retained Earnings | 20,461 | 20,271 | 22,261 | 21,864 | 20,518 | 19,316 | Upgrade
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| Comprehensive Income & Other | 2,926 | 2,768 | 3,097 | 2,797 | 2,632 | 2,793 | Upgrade
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| Total Common Equity | 40,346 | 39,997 | 41,579 | 40,178 | 37,389 | 35,739 | Upgrade
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| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | Upgrade
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| Shareholders' Equity | 40,346 | 39,997 | 41,579 | 40,178 | 37,389 | 35,739 | Upgrade
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| Total Liabilities & Equity | 878,952 | 772,183 | 687,559 | 633,307 | 570,425 | 498,579 | Upgrade
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| Total Debt | 66,853 | 84,769 | 70,513 | 111,322 | 94,071 | 66,835 | Upgrade
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| Net Cash (Debt) | -33,157 | -63,256 | -48,058 | -93,346 | -70,237 | -42,841 | Upgrade
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| Net Cash Per Share | -21.90 | -41.78 | -31.74 | -61.59 | -45.30 | -27.63 | Upgrade
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| Filing Date Shares Outstanding | 1,550 | 1,550 | 1,550 | 1,550 | 1,550 | 1,550 | Upgrade
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| Total Common Shares Outstanding | 1,550 | 1,550 | 1,550 | 1,550 | 1,550 | 1,550 | Upgrade
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| Book Value Per Share | 26.02 | 25.80 | 26.82 | 25.92 | 24.12 | 23.05 | Upgrade
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| Tangible Book Value | 40,346 | 39,997 | 41,579 | 40,178 | 37,389 | 35,739 | Upgrade
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| Tangible Book Value Per Share | 26.02 | 25.80 | 26.82 | 25.92 | 24.12 | 23.05 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.