United Commercial Bank PLC (DSE:UCB)
Bangladesh
· Delayed Price · Currency is BDT
9.80
-0.20 (-2.00%)
At close: Dec 4, 2025
United Commercial Bank Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
| TTM
| FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Net Income | -1,686 | 80.06 | 2,198 | 3,299 | 2,507 | 2,949 | |
| Depreciation & Amortization | 1,602 | 1,703 | 1,587 | 1,464 | 1,298 | 1,198 | |
| Other Amortization | 247.37 | 247.37 | 242.17 | 245.59 | 192.71 | 135.96 | |
| Change in Trading Asset Securities | -1,748 | 713.62 | -467.18 | -647.48 | 57.87 | 210.85 | |
| Change in Other Net Operating Assets | -95,249 | -65,284 | -43,667 | -60,286 | -65,553 | -36,303 | |
| Other Operating Activities | 13,289 | 18,878 | 3,210 | -393.43 | 3,245 | -2,912 | |
| Operating Cash Flow | -83,543 | -43,662 | -36,897 | -56,318 | -58,252 | -34,721 | |
| Capital Expenditures | -905.28 | -1,389 | -3,811 | -1,635 | -3,495 | -1,360 | |
| Investment in Securities | 637.23 | -163.94 | 409.05 | -1,175 | -142.5 | 97.29 | |
| Investing Cash Flow | -268.05 | -1,553 | -3,402 | -2,810 | -3,638 | -1,263 | |
| Long-Term Debt Issued | - | 12,622 | - | 19,448 | 29,643 | 19,937 | |
| Long-Term Debt Repaid | - | - | -36,215 | -1,820 | -3,000 | - | |
| Net Debt Issued (Repaid) | -11,302 | 12,622 | -36,215 | 17,628 | 26,643 | 19,937 | |
| Common Dividends Paid | -570 | -1,326 | -1,071 | - | -608.76 | -579.77 | |
| Net Increase (Decrease) in Deposit Accounts | 109,202 | 40,735 | 85,731 | 37,687 | 34,557 | 23,385 | |
| Other Financing Activities | - | 0 | - | - | - | 0 | |
| Financing Cash Flow | 97,330 | 52,031 | 48,445 | 55,315 | 60,591 | 42,743 | |
| Foreign Exchange Rate Adjustments | 1,549 | 1,500 | 1,588 | 3,516 | 1,571 | 1,312 | |
| Net Cash Flow | 15,068 | 8,316 | 9,733 | -298.22 | 272.28 | 8,071 | |
| Free Cash Flow | -84,448 | -45,051 | -40,709 | -57,953 | -61,748 | -36,081 | |
| Free Cash Flow Margin | -419.67% | -177.14% | -149.80% | -240.64% | -278.47% | -186.14% | |
| Free Cash Flow Per Share | -55.78 | -29.76 | -26.89 | -38.24 | -39.83 | -23.27 | |
| Cash Interest Paid | 39,585 | 27,353 | 21,016 | 16,806 | 14,278 | 21,450 | |
| Cash Income Tax Paid | 4,139 | 2,956 | 3,715 | 4,638 | 3,499 | 2,557 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.