Union Insurance Statistics

Total Valuation

Union Insurance has a market cap or net worth of BDT 1.44 billion. The enterprise value is 1.34 billion.

Market Cap	1.44B
Enterprise Value	1.34B

Important Dates

The next estimated earnings date is Wednesday, May 20, 2026.

Earnings Date	May 20, 2026
Ex-Dividend Date	Jul 16, 2025

Share Statistics

Union Insurance has 48.40 million shares outstanding. The number of shares has increased by 0.17% in one year.

Current Share Class	48.40M
Shares Outstanding	48.40M
Shares Change (YoY)	+0.17%
Shares Change (QoQ)	-0.40%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.71.

PE Ratio	14.71
Forward PE	n/a
PS Ratio	1.83
PB Ratio	1.56
P/TBV Ratio	1.56
P/FCF Ratio	16.94
P/OCF Ratio	14.89
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.14, with an EV/FCF ratio of 15.76.

EV / Earnings	13.69
EV / Sales	1.70
EV / EBITDA	5.14
EV / EBIT	5.25
EV / FCF	15.76

Financial Position

The company has a current ratio of 2.01

Current Ratio	2.01
Quick Ratio	2.01
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1,225.46

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	27.63%
Revenue Per Employee	1.32M
Profits Per Employee	164,445
Employee Count	596
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Union Insurance has paid 9.23 million in taxes.

Income Tax	9.23M
Effective Tax Rate	3.54%

Stock Price Statistics

The stock price has increased by +14.23% in the last 52 weeks. The beta is -0.18, so Union Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.18
52-Week Price Change	+14.23%
50-Day Moving Average	31.81
200-Day Moving Average	30.54
Relative Strength Index (RSI)	42.12
Average Volume (20 Days)	70,105

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Union Insurance had revenue of BDT 787.97 million and earned 98.01 million in profits. Earnings per share was 2.03.

Revenue	787.97M
Gross Profit	476.58M
Operating Income	255.87M
Pretax Income	260.37M
Net Income	98.01M
EBITDA	261.35M
EBIT	255.87M
Earnings Per Share (EPS)	2.03

Full Income Statement

Balance Sheet

The company has 100.29 million in cash and n/a in debt, giving a net cash position of 100.29 million or 2.07 per share.

Cash & Cash Equivalents	100.29M
Total Debt	n/a
Net Cash	100.29M
Net Cash Per Share	2.07
Equity (Book Value)	926.06M
Book Value Per Share	19.13
Working Capital	714.45M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 96.86 million and capital expenditures -11.70 million, giving a free cash flow of 85.16 million.

Operating Cash Flow	96.86M
Capital Expenditures	-11.70M
Free Cash Flow	85.16M
FCF Per Share	1.76

Full Cash Flow Statement

Margins

Gross margin is 60.48%, with operating and profit margins of 32.47% and 31.87%.

Gross Margin	60.48%
Operating Margin	32.47%
Pretax Margin	33.04%
Profit Margin	31.87%
EBITDA Margin	33.17%
EBIT Margin	32.47%
FCF Margin	10.81%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.36%.

Dividend Per Share	1.00
Dividend Yield	3.36%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.53%
Buyback Yield	-0.17%
Shareholder Yield	3.19%
Earnings Yield	6.79%
FCF Yield	5.90%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2