Société Arabe Internationale de Banque S.A.E (EGX:SAIB)
Egypt
· Delayed Price · Currency is EGP · Price in USD 2.110
0.00 (0.00%)
At close: Dec 4, 2025
EGX:SAIB Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 487.44 | 438.81 | 404.04 | 379.73 | 398.58 | 399.2 | Upgrade
|
| Interest Income on Investments | 0.43 | 0.46 | 0.83 | 0.57 | 0.46 | 0.86 | Upgrade
|
| Total Interest Income | 487.86 | 439.27 | 404.87 | 380.3 | 399.04 | 400.06 | Upgrade
|
| Interest Paid on Deposits | 351.17 | 299.36 | 260.55 | 236.55 | 266.38 | 273.75 | Upgrade
|
| Net Interest Income | 136.7 | 139.9 | 144.31 | 143.74 | 132.66 | 126.31 | Upgrade
|
| Net Interest Income Growth (YoY) | -5.32% | -3.06% | 0.40% | 8.35% | 5.03% | 32.60% | Upgrade
|
| Income From Trading Activities | 11.02 | 9.94 | 6.65 | 10.97 | 6.34 | 6.61 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.16 | -0.08 | 0.28 | 0.36 | - | 0.19 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.97 | 0.13 | 0.38 | 1.63 | 6.96 | 1.98 | Upgrade
|
| Other Non-Interest Income | 22.66 | 20.89 | 17.83 | 22.01 | 19.22 | 16.77 | Upgrade
|
| Total Non-Interest Income | 34.81 | 30.88 | 25.15 | 34.96 | 32.52 | 25.55 | Upgrade
|
| Non-Interest Income Growth (YoY) | 35.43% | 22.80% | -28.08% | 7.53% | 27.26% | -32.34% | Upgrade
|
| Revenues Before Loan Losses | 171.51 | 170.79 | 169.46 | 178.71 | 165.18 | 151.86 | Upgrade
|
| Provision for Loan Losses | 21.15 | 23.04 | 24.99 | 27.68 | 19.99 | 8.25 | Upgrade
|
| Revenue | 150.36 | 147.75 | 144.47 | 151.03 | 145.18 | 143.61 | Upgrade
|
| Revenue Growth (YoY) | -0.37% | 2.27% | -4.34% | 4.02% | 1.09% | 7.71% | Upgrade
|
| Selling, General & Administrative | 93.53 | 89.36 | 93.1 | 99.04 | 100.21 | 90.19 | Upgrade
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| Other Non-Interest Expense | 3.34 | 3.71 | -0.26 | 1.09 | -1.27 | 2.34 | Upgrade
|
| Total Non-Interest Expense | 95.95 | 94.46 | 93.14 | 102.61 | 96.19 | 92.56 | Upgrade
|
| EBT Excluding Unusual Items | 54.41 | 53.29 | 51.33 | 48.41 | 49 | 51.05 | Upgrade
|
| Legal Settlements | -3.36 | -3.36 | -0.03 | -0.02 | -0.1 | 2.25 | Upgrade
|
| Pretax Income | 51.05 | 49.94 | 51.3 | 48.4 | 48.9 | 53.3 | Upgrade
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| Income Tax Expense | 18.61 | 15.61 | 20.14 | 18.24 | 28.96 | 32.86 | Upgrade
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| Net Income | 32.44 | 34.32 | 31.16 | 30.15 | 19.93 | 20.44 | Upgrade
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| Preferred Dividends & Other Adjustments | 8.58 | 8.58 | 7.83 | 7.3 | 4.86 | 4.88 | Upgrade
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| Net Income to Common | 23.85 | 25.74 | 23.33 | 22.86 | 15.07 | 15.56 | Upgrade
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| Net Income Growth | -16.09% | 10.17% | 3.32% | 51.28% | -2.48% | 84.01% | Upgrade
|
| Basic Shares Outstanding | 33 | 33 | 33 | 33 | 33 | 33 | Upgrade
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| Diluted Shares Outstanding | 33 | 33 | 33 | 33 | 33 | 33 | Upgrade
|
| EPS (Basic) | 0.72 | 0.78 | 0.70 | 0.69 | 0.46 | 0.47 | Upgrade
|
| EPS (Diluted) | 0.72 | 0.78 | 0.70 | 0.69 | 0.46 | 0.47 | Upgrade
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| EPS Growth | -22.63% | 10.34% | 2.05% | 51.64% | -3.15% | 115.59% | Upgrade
|
| Dividend Per Share | 0.518 | 0.518 | 0.500 | - | - | - | Upgrade
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| Dividend Growth | 3.69% | 3.69% | - | - | - | - | Upgrade
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| Effective Tax Rate | 36.46% | 31.27% | 39.27% | 37.69% | 59.24% | 61.65% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.