Navient Corporation (FRA:10D)
10.50
-0.06 (-0.59%)
At close: Dec 5, 2025
Navient Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 3,222 | 3,809 | 4,419 | 3,223 | 2,648 | 3,298 | Upgrade
|
| Total Interest Expense | 2,662 | 3,203 | 3,546 | 1,972 | 1,286 | 2,093 | Upgrade
|
| Net Interest Income | 560 | 606 | 873 | 1,251 | 1,362 | 1,205 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | - | - | - | - | 78 | - | Upgrade
|
| Other Revenue | 118 | 301 | 342 | 409 | 603 | 269 | Upgrade
|
| Revenue Before Loan Losses | 724 | 961 | 1,279 | 1,737 | 2,211 | 1,688 | Upgrade
|
| Provision for Loan Losses | 281 | 113 | 123 | 79 | -61 | 155 | Upgrade
|
| Revenue | 443 | 848 | 1,156 | 1,658 | 2,272 | 1,533 | Upgrade
|
| Revenue Growth (YoY) | -45.78% | -26.64% | -30.28% | -27.02% | 48.21% | -11.79% | Upgrade
|
| Salaries & Employee Benefits | 173 | 316 | 401 | 444 | 569 | 497 | Upgrade
|
| Other Operating Expenses | 307 | 364 | 399 | 332 | 638 | 467 | Upgrade
|
| Total Operating Expenses | 345 | 688 | 810 | 795 | 1,237 | 986 | Upgrade
|
| Operating Income | 98 | 160 | 346 | 863 | 1,035 | 547 | Upgrade
|
| EBT Excluding Unusual Items | 98 | 160 | 346 | 863 | 1,035 | 547 | Upgrade
|
| Restructuring Charges | -10 | -39 | -25 | -36 | -26 | -9 | Upgrade
|
| Impairment of Goodwill | -137 | -137 | - | - | - | - | Upgrade
|
| Other Unusual Items | - | - | -8 | - | -73 | -6 | Upgrade
|
| Pretax Income | -78 | 174 | 313 | 827 | 936 | 532 | Upgrade
|
| Income Tax Expense | -27 | 43 | 85 | 182 | 219 | 120 | Upgrade
|
| Earnings From Continuing Ops. | -51 | 131 | 228 | 645 | 717 | 412 | Upgrade
|
| Net Income | -51 | 131 | 228 | 645 | 717 | 412 | Upgrade
|
| Net Income to Common | -51 | 131 | 228 | 645 | 717 | 412 | Upgrade
|
| Net Income Growth | - | -42.54% | -64.65% | -10.04% | 74.03% | -30.99% | Upgrade
|
| Shares Outstanding (Basic) | 101 | 109 | 122 | 142 | 170 | 193 | Upgrade
|
| Shares Outstanding (Diluted) | 101 | 111 | 123 | 144 | 172 | 195 | Upgrade
|
| Shares Change (YoY) | -11.04% | -9.76% | -14.58% | -16.28% | -11.79% | -16.31% | Upgrade
|
| EPS (Basic) | -0.51 | 1.20 | 1.87 | 4.54 | 4.22 | 2.13 | Upgrade
|
| EPS (Diluted) | -0.51 | 1.18 | 1.85 | 4.49 | 4.18 | 2.12 | Upgrade
|
| EPS Growth | - | -36.22% | -58.80% | 7.42% | 97.17% | -17.19% | Upgrade
|
| Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | Upgrade
|
| Operating Margin | 22.12% | 18.87% | 29.93% | 52.05% | 45.55% | 35.68% | Upgrade
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| Profit Margin | -11.51% | 15.45% | 19.72% | 38.90% | 31.56% | 26.88% | Upgrade
|
| Effective Tax Rate | - | 24.71% | 27.16% | 22.01% | 23.40% | 22.56% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.