Yiren Digital Ltd. (FRA:19YA)
3.840
+0.120 (3.23%)
At close: Dec 4, 2025
Yiren Digital Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Operating Revenue | 5,707 | 5,806 | 4,896 | 3,435 | 4,478 | 3,962 | Upgrade
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| Other Revenue | 506.9 | - | - | - | - | - | Upgrade
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| Revenue | 6,214 | 5,806 | 4,896 | 3,435 | 4,478 | 3,962 | Upgrade
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| Revenue Growth (YoY) | 10.41% | 18.59% | 42.54% | -23.30% | 13.02% | -54.02% | Upgrade
|
| Cost of Revenue | 732.74 | 882.96 | 976.17 | 776.84 | 760.86 | 1,105 | Upgrade
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| Gross Profit | 5,481 | 4,923 | 3,919 | 2,658 | 3,717 | 2,857 | Upgrade
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| Selling, General & Admin | 1,574 | 1,471 | 887.74 | 845.77 | 1,852 | 2,536 | Upgrade
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| Research & Development | 449.86 | 411.88 | 148.75 | 151.92 | 208 | - | Upgrade
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| Operating Expenses | 2,823 | 2,407 | 1,298 | 1,164 | 2,430 | 2,907 | Upgrade
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| Operating Income | 2,658 | 2,516 | 2,622 | 1,493 | 1,287 | -50 | Upgrade
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| Interest Expense | - | - | - | -26.3 | -73.38 | - | Upgrade
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| Interest & Investment Income | 103.52 | 105.48 | 80.75 | - | - | 61.62 | Upgrade
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| Earnings From Equity Investments | -5 | -0.44 | - | - | - | - | Upgrade
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| Other Non Operating Income (Expenses) | -1,345 | -759.9 | -57.21 | 28.32 | -10.78 | -129.14 | Upgrade
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| EBT Excluding Unusual Items | 1,411 | 1,861 | 2,645 | 1,495 | 1,203 | -117.52 | Upgrade
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| Merger & Restructuring Charges | - | - | - | - | - | -655.84 | Upgrade
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| Pretax Income | 1,411 | 1,861 | 2,645 | 1,495 | 1,203 | -773.36 | Upgrade
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| Income Tax Expense | 156.98 | 279.18 | 565.16 | 300.51 | 170.19 | -80.61 | Upgrade
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| Net Income | 1,254 | 1,582 | 2,080 | 1,195 | 1,033 | -692.75 | Upgrade
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| Net Income to Common | 1,254 | 1,582 | 2,080 | 1,195 | 1,033 | -692.75 | Upgrade
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| Net Income Growth | -31.17% | -23.94% | 74.09% | 15.67% | - | - | Upgrade
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| Shares Outstanding (Basic) | 87 | 87 | 88 | 87 | 85 | 90 | Upgrade
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| Shares Outstanding (Diluted) | 87 | 87 | 89 | 88 | 85 | 90 | Upgrade
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| Shares Change (YoY) | -1.11% | -2.23% | 1.88% | 2.81% | -5.39% | -3.34% | Upgrade
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| EPS (Basic) | 14.49 | 18.27 | 23.54 | 13.68 | 12.22 | -7.68 | Upgrade
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| EPS (Diluted) | 14.42 | 18.11 | 23.28 | 13.63 | 12.11 | -7.68 | Upgrade
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| EPS Growth | -30.40% | -22.20% | 70.88% | 12.50% | - | - | Upgrade
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| Free Cash Flow | 1,248 | 1,415 | 2,167 | 1,849 | 148.79 | 268.31 | Upgrade
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| Free Cash Flow Per Share | 14.35 | 16.20 | 24.25 | 21.08 | 1.74 | 2.98 | Upgrade
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| Dividend Per Share | 3.229 | 3.066 | - | - | - | - | Upgrade
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| Gross Margin | 88.21% | 84.79% | 80.06% | 77.38% | 83.01% | 72.12% | Upgrade
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| Operating Margin | 42.77% | 43.34% | 53.55% | 43.48% | 28.75% | -1.26% | Upgrade
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| Profit Margin | 20.18% | 27.25% | 42.49% | 34.79% | 23.07% | -17.48% | Upgrade
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| Free Cash Flow Margin | 20.09% | 24.37% | 44.26% | 53.82% | 3.32% | 6.77% | Upgrade
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| EBITDA | 2,668 | 2,525 | 2,629 | 1,520 | 1,331 | 41.77 | Upgrade
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| EBITDA Margin | 42.94% | 43.49% | 53.70% | 44.25% | 29.71% | 1.05% | Upgrade
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| D&A For EBITDA | 10.77 | 8.89 | 7.12 | 26.43 | 43.24 | 91.77 | Upgrade
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| EBIT | 2,658 | 2,516 | 2,622 | 1,493 | 1,287 | -50 | Upgrade
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| EBIT Margin | 42.77% | 43.34% | 53.55% | 43.48% | 28.75% | -1.26% | Upgrade
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| Effective Tax Rate | 11.12% | 15.00% | 21.36% | 20.10% | 14.14% | - | Upgrade
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| Revenue as Reported | 407.88 | - | - | - | - | - | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.