Bridgewater Bancshares Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2016
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2016
Market Capitalization	423	358	342	458	437	289	Upgrade
Market Cap Growth	10.28%	4.50%	-25.22%	4.91%	51.18%	-18.29%	Upgrade
Last Close Price	14.90	11.80	11.80	16.20	15.40	9.95	Upgrade
PE Ratio	13.45	12.88	10.54	9.92	11.15	12.99	Upgrade
PS Ratio	3.90	3.49	3.39	3.83	4.55	4.40	Upgrade
PB Ratio	1.00	0.81	0.89	1.24	1.31	1.33	Upgrade
P/FCF Ratio	10.19	8.76	14.00	5.87	9.29	-	Upgrade
P/OCF Ratio	8.96	7.99	12.61	5.76	9.15	15.35	Upgrade
Debt / Equity Ratio	1.06	1.01	0.99	1.24	0.36	0.56	Upgrade
Debt / FCF Ratio	10.79	10.94	15.65	5.86	2.55	-	Upgrade
Return on Equity (ROE)	8.63%	7.43%	9.75%	13.81%	14.17%	10.66%	Upgrade
Return on Assets (ROA)	0.81%	0.68%	0.89%	1.36%	1.43%	1.05%	Upgrade
Earnings Yield	7.44%	8.86%	10.56%	10.91%	9.20%	7.70%	Upgrade
FCF Yield	9.81%	11.42%	7.14%	17.03%	10.77%	-0.47%	Upgrade
Payout Ratio	9.90%	12.35%	10.14%	7.59%	2.56%	-	Upgrade
Buyback Yield / Dilution	-0.25%	1.31%	1.23%	1.04%	0.69%	2.76%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.