ZhongAn Online P & C Insurance Co., Ltd. (FRA:1ZO)
Germany
· Delayed Price · Currency is EUR 1.591
+0.008 (0.51%)
At close: Dec 4, 2025
FRA:1ZO Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 31,260 | 31,388 | 27,219 | 21,807 | 18,885 | 16,215 | Upgrade
|
| Total Interest & Dividend Income | 848.71 | 870.77 | 937.66 | 1,179 | 953.04 | 854.46 | Upgrade
|
| Gain (Loss) on Sale of Investments | 620.08 | 539.63 | 138.53 | -1,377 | 1,242 | 647.52 | Upgrade
|
| Other Revenue | 858.88 | 927.51 | 1,023 | 1,031 | 733.3 | 651.88 | Upgrade
|
| Total Revenue | 33,588 | 33,726 | 29,318 | 22,640 | 21,813 | 18,369 | Upgrade
|
| Revenue Growth (YoY) | 7.41% | 15.04% | 29.50% | 3.79% | 18.75% | 22.02% | Upgrade
|
| Policy Benefits | 20,516 | 21,433 | 18,695 | 15,314 | 10,935 | 8,774 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 8,879 | 8,702 | 7,024 | 5,149 | 1,771 | 1,407 | Upgrade
|
| Selling, General & Administrative | 4,564 | 4,138 | 4,566 | 3,282 | 7,072 | 6,992 | Upgrade
|
| Other Operating Expenses | -2,490 | -2,077 | -1,915 | -497.29 | 780.16 | 890.42 | Upgrade
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| Total Operating Expenses | 31,469 | 32,197 | 28,439 | 23,329 | 20,571 | 18,066 | Upgrade
|
| Operating Income | 2,119 | 1,530 | 878.36 | -689.18 | 1,242 | 302.66 | Upgrade
|
| Interest Expense | -417.54 | -446.68 | -464.86 | -428.36 | -388.34 | -232.87 | Upgrade
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| Earnings From Equity Investments | -58.43 | -129.99 | -93.24 | -16.15 | -37.64 | -33.71 | Upgrade
|
| Currency Exchange Gain (Loss) | -87.85 | -98.97 | -94.51 | -549.14 | 147.49 | 200.87 | Upgrade
|
| EBT Excluding Unusual Items | 1,555 | 854.21 | 225.75 | -1,683 | 963.1 | 236.96 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 3,784 | - | - | - | Upgrade
|
| Asset Writedown | - | - | - | - | -133.98 | -90.43 | Upgrade
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| Pretax Income | 1,555 | 854.21 | 4,010 | -1,683 | 829.12 | 146.53 | Upgrade
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| Income Tax Expense | 339.75 | 250.75 | 164.68 | -298.41 | 72.02 | -107.85 | Upgrade
|
| Earnings From Continuing Ops. | 1,216 | 603.46 | 3,845 | -1,384 | 757.1 | 254.38 | Upgrade
|
| Minority Interest in Earnings | - | - | 232.58 | 272 | 407.49 | 299.41 | Upgrade
|
| Net Income | 1,216 | 603.46 | 4,078 | -1,112 | 1,165 | 553.79 | Upgrade
|
| Net Income to Common | 1,216 | 603.46 | 4,078 | -1,112 | 1,165 | 553.79 | Upgrade
|
| Net Income Growth | -68.93% | -85.20% | - | - | 110.30% | - | Upgrade
|
| Shares Outstanding (Basic) | 1,470 | 1,470 | 1,470 | 1,470 | 1,470 | 1,470 | Upgrade
|
| Shares Outstanding (Diluted) | 1,470 | 1,470 | 1,470 | 1,470 | 1,470 | 1,470 | Upgrade
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| EPS (Basic) | 0.83 | 0.41 | 2.77 | -0.76 | 0.79 | 0.38 | Upgrade
|
| EPS (Diluted) | 0.82 | 0.41 | 2.77 | -0.76 | 0.79 | 0.38 | Upgrade
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| EPS Growth | -69.17% | -85.20% | - | - | 109.67% | - | Upgrade
|
| Free Cash Flow | 2,153 | 1,083 | 1,917 | -1,113 | -863.71 | 4,611 | Upgrade
|
| Free Cash Flow Per Share | 1.47 | 0.74 | 1.30 | -0.76 | -0.59 | 3.14 | Upgrade
|
| Operating Margin | 6.31% | 4.54% | 3.00% | -3.04% | 5.69% | 1.65% | Upgrade
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| Profit Margin | 3.62% | 1.79% | 13.91% | -4.91% | 5.34% | 3.02% | Upgrade
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| Free Cash Flow Margin | 6.41% | 3.21% | 6.54% | -4.92% | -3.96% | 25.10% | Upgrade
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| EBITDA | 2,108 | 1,574 | 911.46 | -653.01 | 1,280 | 344.23 | Upgrade
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| EBITDA Margin | 6.28% | 4.67% | 3.11% | -2.88% | 5.87% | 1.87% | Upgrade
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| D&A For EBITDA | -10.79 | 43.79 | 33.11 | 36.17 | 38.9 | 41.57 | Upgrade
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| EBIT | 2,119 | 1,530 | 878.36 | -689.18 | 1,242 | 302.66 | Upgrade
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| EBIT Margin | 6.31% | 4.54% | 3.00% | -3.04% | 5.69% | 1.65% | Upgrade
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| Effective Tax Rate | 21.84% | 29.35% | 4.11% | - | 8.69% | - | Upgrade
|
| Revenue as Reported | - | - | - | - | 21,940 | 18,493 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.