International Personal Finance plc (FRA:3I8)
Germany
· Delayed Price · Currency is EUR 2.300
-0.040 (-1.71%)
At close: Dec 5, 2025
FRA:3I8 Ratios and Metrics
Market cap in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 4, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Market Capitalization | 512 | 342 | 307 | 183 | 340 | 202 | Upgrade
|
| Market Cap Growth | 49.06% | 11.21% | 67.56% | -46.04% | 68.15% | -52.39% | Upgrade
|
| Enterprise Value | 1,141 | 922 | 902 | 729 | 807 | 798 | Upgrade
|
| Last Close Price | 2.30 | 1.45 | 1.15 | 0.60 | 1.06 | 0.65 | Upgrade
|
| PE Ratio | 6.08 | 4.64 | 5.55 | 2.86 | 6.81 | - | Upgrade
|
| PS Ratio | 0.62 | 0.39 | 0.35 | 0.25 | 0.52 | 0.27 | Upgrade
|
| PB Ratio | 0.87 | 0.61 | 0.53 | 0.37 | 0.78 | 0.49 | Upgrade
|
| P/TBV Ratio | 1.01 | 0.70 | 0.60 | 0.41 | 0.89 | 0.57 | Upgrade
|
| P/FCF Ratio | - | 15.35 | 3.29 | - | - | 0.65 | Upgrade
|
| P/OCF Ratio | 190.79 | 11.39 | 3.11 | - | - | 0.64 | Upgrade
|
| EV/Sales Ratio | 1.42 | 1.05 | 1.02 | 1.00 | 1.24 | 1.08 | Upgrade
|
| EV/EBITDA Ratio | 5.70 | 4.70 | 4.68 | 4.26 | 5.33 | 21.40 | Upgrade
|
| EV/EBIT Ratio | 6.29 | 4.90 | 4.87 | 4.44 | 5.57 | 27.28 | Upgrade
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| EV/FCF Ratio | -212.58 | 41.44 | 9.65 | - | - | 2.55 | Upgrade
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| Debt / Equity Ratio | 1.17 | 1.15 | 1.07 | 1.28 | 1.34 | 1.38 | Upgrade
|
| Debt / EBITDA Ratio | 3.36 | 3.11 | 3.02 | 3.56 | 3.61 | 11.81 | Upgrade
|
| Debt / FCF Ratio | - | 29.12 | 6.60 | - | - | 1.83 | Upgrade
|
| Asset Turnover | 0.58 | 0.62 | 0.65 | 0.60 | 0.54 | 0.56 | Upgrade
|
| Quick Ratio | 3.32 | 2.88 | 3.62 | 3.13 | 4.30 | 4.80 | Upgrade
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| Current Ratio | 3.33 | 2.93 | 3.68 | 3.19 | 4.35 | 4.86 | Upgrade
|
| Return on Equity (ROE) | 14.70% | 12.58% | 10.14% | 13.98% | 11.36% | -15.91% | Upgrade
|
| Return on Assets (ROA) | 8.17% | 8.34% | 8.52% | 8.38% | 7.52% | 1.40% | Upgrade
|
| Return on Capital (ROIC) | 9.26% | 9.54% | 9.79% | 9.71% | 8.75% | 1.63% | Upgrade
|
| Return on Capital Employed (ROCE) | 15.80% | 17.20% | 16.30% | 15.40% | 14.20% | 3.00% | Upgrade
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| Earnings Yield | 16.45% | 21.56% | 18.01% | 34.93% | 14.69% | -35.47% | Upgrade
|
| FCF Yield | -1.05% | 6.51% | 30.43% | -6.15% | -10.48% | 154.59% | Upgrade
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| Dividend Yield | 5.94% | 9.53% | 10.30% | 17.34% | 9.00% | - | Upgrade
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| Payout Ratio | 37.50% | 39.25% | 44.79% | 33.27% | 11.70% | - | Upgrade
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| Buyback Yield / Dilution | 3.20% | 0.93% | -1.50% | 0.55% | -5.80% | 6.20% | Upgrade
|
| Total Shareholder Return | 9.14% | 10.46% | 8.80% | 17.90% | 3.20% | 6.20% | Upgrade
|
Source: S&P Capital IQ. Standard template. Financial Sources.