First Business Financial Services, Inc. (FRA:45D)
Germany
· Delayed Price · Currency is EUR 46.40
+1.20 (2.65%)
At close: Dec 4, 2025
FRA:45D Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 226.35 | 216.9 | 182.65 | 115.37 | 91.84 | 89.16 | Upgrade
|
| Interest Income on Investments | 18.32 | 16.23 | 12.28 | 6 | 4.15 | 5.02 | Upgrade
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| Total Interest Income | 244.67 | 233.13 | 194.93 | 121.37 | 96 | 94.18 | Upgrade
|
| Interest Paid on Deposits | 97.73 | 97.92 | 71.42 | 13.18 | 3.55 | 8.92 | Upgrade
|
| Interest Paid on Borrowings | 11.86 | 11 | 10.92 | 9.77 | 7.78 | 8.19 | Upgrade
|
| Total Interest Expense | 109.59 | 108.92 | 82.34 | 22.95 | 11.33 | 17.11 | Upgrade
|
| Net Interest Income | 135.08 | 124.21 | 112.59 | 98.42 | 84.66 | 77.07 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.00% | 10.32% | 14.39% | 16.25% | 9.85% | 10.33% | Upgrade
|
| Trust Income | 14.36 | 13.26 | 11.43 | 10.88 | 10.78 | 8.61 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -0.01 | -0.05 | - | 0.03 | -2.4 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 1.93 | 1.93 | 5.02 | 3.01 | 2.5 | 0.52 | Upgrade
|
| Other Non-Interest Income | 9.25 | 8.35 | 9.72 | 9.15 | 6.9 | 11.5 | Upgrade
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| Total Non-Interest Income | 32.48 | 29.25 | 31.31 | 29.43 | 28.1 | 24.55 | Upgrade
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| Non-Interest Income Growth (YoY) | 14.61% | -6.57% | 6.39% | 4.73% | 14.48% | 26.98% | Upgrade
|
| Revenues Before Loan Losses | 167.56 | 153.46 | 143.9 | 127.85 | 112.76 | 101.62 | Upgrade
|
| Provision for Loan Losses | 9.5 | 8.83 | 8.18 | -3.87 | -5.8 | 16.81 | Upgrade
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| Revenue | 158.05 | 144.63 | 135.71 | 131.72 | 118.57 | 84.81 | Upgrade
|
| Revenue Growth (YoY) | 12.70% | 6.57% | 3.03% | 11.09% | 39.80% | -2.63% | Upgrade
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| Salaries and Employee Benefits | 63.25 | 60.32 | 58.08 | 55.16 | 49.2 | 43.98 | Upgrade
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| Federal Deposit Insurance | 3.16 | 2.76 | 2.24 | 1.04 | 1.14 | 1.24 | Upgrade
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| Selling, General & Administrative | 27.69 | 26.72 | 23.72 | 20.88 | 18.79 | 17.07 | Upgrade
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| Other Non-Interest Expense | 4.34 | 3.58 | 4.43 | 2.37 | 2.36 | 4.12 | Upgrade
|
| Total Non-Interest Expense | 98.54 | 93.48 | 88.58 | 79.47 | 71.54 | 66.5 | Upgrade
|
| EBT Excluding Unusual Items | 59.52 | 51.15 | 47.14 | 52.24 | 47.03 | 18.31 | Upgrade
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| Pretax Income | 59.52 | 51.15 | 47.14 | 52.24 | 47.03 | 18.31 | Upgrade
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| Income Tax Expense | 8.11 | 6.91 | 10.11 | 11.39 | 11.28 | 1.33 | Upgrade
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| Net Income | 51.4 | 44.25 | 37.03 | 40.86 | 35.76 | 16.98 | Upgrade
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| Preferred Dividends & Other Adjustments | 1.95 | 1.91 | 1.81 | 1.79 | 1.05 | 0.42 | Upgrade
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| Net Income to Common | 49.46 | 42.34 | 35.21 | 39.07 | 34.7 | 16.56 | Upgrade
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| Net Income Growth | 29.80% | 19.49% | -9.38% | 14.27% | 110.60% | -27.21% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 0.10% | 0.21% | -1.16% | -1.06% | -0.83% | -1.54% | Upgrade
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| EPS (Basic) | 6.07 | 5.20 | 4.33 | 4.75 | 4.17 | 1.97 | Upgrade
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| EPS (Diluted) | 6.07 | 5.20 | 4.33 | 4.75 | 4.17 | 1.97 | Upgrade
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| EPS Growth | 30.76% | 20.00% | -8.82% | 13.88% | 111.67% | -26.49% | Upgrade
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| Dividend Per Share | 1.120 | 1.000 | 0.910 | 0.790 | 0.720 | 0.660 | Upgrade
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| Dividend Growth | 14.58% | 9.89% | 15.19% | 9.72% | 9.09% | 10.00% | Upgrade
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| Effective Tax Rate | 13.63% | 13.50% | 21.45% | 21.79% | 23.97% | 7.25% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.