Paragon Banking Group PLC (FRA:46P1)
Germany
· Delayed Price · Currency is EUR 9.10
-0.50 (-5.21%)
At close: Dec 4, 2025
Paragon Banking Group Income Statement
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 1,249 | 1,315 | 1,011 | 545.7 | 443.5 | Upgrade
|
| Total Interest Expense | 739.8 | 826.7 | 576.4 | 146.6 | 125 | Upgrade
|
| Net Interest Income | 509.2 | 488 | 434.2 | 399.1 | 318.5 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 4.6 | - | Upgrade
|
| Other Revenue | 38.4 | 37.4 | 38.9 | 37.2 | 31.3 | Upgrade
|
| Revenue Before Loan Losses | 547.6 | 525.4 | 473.1 | 440.9 | 349.8 | Upgrade
|
| Provision for Loan Losses | 41.9 | 24.5 | 18 | 14 | -4.7 | Upgrade
|
| Revenue | 505.7 | 500.9 | 455.1 | 426.9 | 354.5 | Upgrade
|
| Revenue Growth (YoY) | 0.96% | 10.06% | 6.61% | 20.42% | 33.57% | Upgrade
|
| Salaries & Employee Benefits | - | - | - | 0.2 | 0.3 | Upgrade
|
| Cost of Services Provided | 204.9 | 203.4 | 187.6 | 173 | 152.3 | Upgrade
|
| Other Operating Expenses | 0.5 | 0.6 | 1.2 | 1 | 1.4 | Upgrade
|
| Total Operating Expenses | 205.4 | 204 | 188.8 | 174.2 | 154 | Upgrade
|
| Operating Income | 300.3 | 296.9 | 266.3 | 252.7 | 200.5 | Upgrade
|
| EBT Excluding Unusual Items | 256.5 | 253.8 | 204.5 | 417.9 | 213.7 | Upgrade
|
| Restructuring Charges | - | - | -4.6 | - | - | Upgrade
|
| Pretax Income | 256.5 | 253.8 | 199.9 | 417.9 | 213.7 | Upgrade
|
| Income Tax Expense | 76.2 | 67.8 | 46 | 104.3 | 49.2 | Upgrade
|
| Net Income | 180.3 | 186 | 153.9 | 313.6 | 164.5 | Upgrade
|
| Net Income to Common | 180.3 | 186 | 153.9 | 313.6 | 164.5 | Upgrade
|
| Net Income Growth | -3.06% | 20.86% | -50.92% | 90.64% | 80.17% | Upgrade
|
| Shares Outstanding (Basic) | 198 | 210 | 224 | 243 | 252 | Upgrade
|
| Shares Outstanding (Diluted) | 205 | 218 | 232 | 249 | 261 | Upgrade
|
| Shares Change (YoY) | -6.04% | -5.90% | -6.83% | -4.63% | 1.99% | Upgrade
|
| EPS (Basic) | 0.91 | 0.89 | 0.69 | 1.29 | 0.65 | Upgrade
|
| EPS (Diluted) | 0.88 | 0.85 | 0.66 | 1.26 | 0.63 | Upgrade
|
| EPS Growth | 3.17% | 28.51% | -47.34% | 99.84% | 76.97% | Upgrade
|
| Free Cash Flow | -378.7 | 2,216 | 2,170 | 1,167 | 876.2 | Upgrade
|
| Free Cash Flow Per Share | -1.85 | 10.14 | 9.35 | 4.69 | 3.35 | Upgrade
|
| Dividend Per Share | 0.439 | 0.404 | 0.374 | 0.286 | 0.261 | Upgrade
|
| Dividend Growth | 8.66% | 8.02% | 30.77% | 9.58% | 81.25% | Upgrade
|
| Operating Margin | 59.38% | 59.27% | 58.51% | 59.19% | 56.56% | Upgrade
|
| Profit Margin | 35.65% | 37.13% | 33.82% | 73.46% | 46.40% | Upgrade
|
| Free Cash Flow Margin | -74.89% | 442.30% | 476.84% | 273.46% | 247.16% | Upgrade
|
| Effective Tax Rate | 29.71% | 26.71% | 23.01% | 24.96% | 23.02% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.