Paragon Banking Group Statistics

Total Valuation

FRA:46P1 has a market cap or net worth of EUR 1.75 billion.

Market Cap	1.75B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	Jul 3, 2025

Share Statistics

Current Share Class	193.88M
Shares Outstanding	n/a
Shares Change (YoY)	-6.04%
Shares Change (QoQ)	-3.73%
Owned by Insiders (%)	4.35%
Owned by Institutions (%)	88.99%
Float	180.59M

Valuation Ratios

The trailing PE ratio is 8.48 and the forward PE ratio is 7.00.

PE Ratio	8.48
Forward PE	7.00
PS Ratio	3.02
PB Ratio	1.08
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 1.25.

Current Ratio	1.13
Quick Ratio	1.13
Debt / Equity	1.25
Debt / EBITDA	n/a
Debt / FCF	-4.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.70%.

Return on Equity (ROE)	12.70%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	413,828
Profits Per Employee	147,544
Employee Count	1,411
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:46P1 has paid 87.30 million in taxes.

Income Tax	87.30M
Effective Tax Rate	29.71%

Stock Price Statistics

The stock price has decreased by -4.21% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.21%
50-Day Moving Average	9.54
200-Day Moving Average	9.96
Relative Strength Index (RSI)	35.22
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:46P1 had revenue of EUR 579.36 million and earned 206.56 million in profits. Earnings per share was 1.01.

Revenue	579.36M
Gross Profit	344.61M
Operating Income	344.04M
Pretax Income	293.86M
Net Income	206.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.01

Full Income Statement

Balance Sheet

The company has 3.05 billion in cash and 2.03 billion in debt, giving a net cash position of 1.02 billion.

Cash & Cash Equivalents	3.05B
Total Debt	2.03B
Net Cash	1.02B
Net Cash Per Share	n/a
Equity (Book Value)	1.63B
Book Value Per Share	8.54
Working Capital	2.57B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -432.37 million and capital expenditures -1.49 million, giving a free cash flow of -433.86 million.

Operating Cash Flow	-432.37M
Capital Expenditures	-1.49M
Free Cash Flow	-433.86M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 59.48%, with operating and profit margins of 59.38% and 35.65%.

Gross Margin	59.48%
Operating Margin	59.38%
Pretax Margin	50.72%
Profit Margin	35.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.48, which amounts to a dividend yield of 5.04%.

Dividend Per Share	0.48
Dividend Yield	5.04%
Dividend Growth (YoY)	4.03%
Years of Dividend Growth	4
Payout Ratio	44.93%
Buyback Yield	6.04%
Shareholder Yield	11.09%
Earnings Yield	11.80%
FCF Yield	-24.78%

Dividend Details

Stock Splits

The last stock split was on January 29, 2008. It was a reverse split with a ratio of 0.1.

Last Split Date	Jan 29, 2008
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3