Oportun Financial Corporation (FRA:4L0)
Germany
· Delayed Price · Currency is EUR 4.520
+0.020 (0.44%)
At close: Dec 5, 2025
Oportun Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 894.3 | 925.47 | 963.5 | 876.11 | 575.84 | 545.47 | Upgrade
|
| Total Interest Expense | 247.26 | 238.16 | 179.41 | 93.05 | 47.67 | 58.37 | Upgrade
|
| Net Interest Income | 647.04 | 687.31 | 784.08 | 783.07 | 528.17 | 487.1 | Upgrade
|
| Other Revenue | 65.58 | 76.31 | 93.42 | 76.43 | 50.94 | 38.27 | Upgrade
|
| Revenue Before Loan Losses | 712.62 | 763.62 | 877.51 | 859.5 | 579.11 | 525.37 | Upgrade
|
| Revenue | 712.62 | 763.62 | 877.51 | 859.5 | 579.11 | 525.37 | Upgrade
|
| Revenue Growth (YoY) | -10.59% | -12.98% | 2.10% | 48.42% | 10.23% | -3.44% | Upgrade
|
| Salaries & Employee Benefits | 82.85 | 90.66 | 126.51 | 161.99 | 118.8 | 110.27 | Upgrade
|
| Cost of Services Provided | 284.38 | 316.66 | 385.33 | 413.92 | 322.09 | 270.43 | Upgrade
|
| Total Operating Expenses | 686.89 | 738.73 | 875.66 | 852.7 | 560.3 | 547.6 | Upgrade
|
| Operating Income | 25.73 | 24.89 | 1.85 | 6.8 | 18.81 | -22.23 | Upgrade
|
| EBT Excluding Unusual Items | 41.59 | -112.11 | -231.17 | 64.75 | 89.59 | -45.64 | Upgrade
|
| Restructuring Charges | -0.17 | -3.07 | -22.49 | -1.88 | -12.83 | - | Upgrade
|
| Impairment of Goodwill | - | - | - | -108.47 | - | - | Upgrade
|
| Pretax Income | 41.42 | -115.18 | -253.65 | -75.29 | 62.79 | -58.09 | Upgrade
|
| Income Tax Expense | 10.84 | -36.5 | -73.7 | 2.46 | 15.38 | -13.01 | Upgrade
|
| Net Income | 30.58 | -78.68 | -179.95 | -77.74 | 47.41 | -45.08 | Upgrade
|
| Net Income to Common | 30.58 | -78.68 | -179.95 | -77.74 | 47.41 | -45.08 | Upgrade
|
| Shares Outstanding (Basic) | 45 | 40 | 37 | 33 | 28 | 27 | Upgrade
|
| Shares Outstanding (Diluted) | 46 | 40 | 37 | 33 | 30 | 27 | Upgrade
|
| Shares Change (YoY) | 18.32% | 9.44% | 12.34% | 8.25% | 10.94% | 153.98% | Upgrade
|
| EPS (Basic) | 0.67 | -1.95 | -4.88 | -2.37 | 1.68 | -1.65 | Upgrade
|
| EPS (Diluted) | 0.66 | -1.95 | -4.88 | -2.37 | 1.56 | -1.65 | Upgrade
|
| Free Cash Flow | 395.99 | 393.52 | 392.77 | 247.88 | 163.45 | 152.87 | Upgrade
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| Free Cash Flow Per Share | 8.52 | 9.75 | 10.65 | 7.55 | 5.39 | 5.59 | Upgrade
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| Operating Margin | 3.61% | 3.26% | 0.21% | 0.79% | 3.25% | -4.23% | Upgrade
|
| Profit Margin | 4.29% | -10.30% | -20.51% | -9.04% | 8.19% | -8.58% | Upgrade
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| Free Cash Flow Margin | 55.57% | 51.53% | 44.76% | 28.84% | 28.22% | 29.10% | Upgrade
|
| Effective Tax Rate | 26.17% | - | - | - | 24.49% | - | Upgrade
|
| Revenue as Reported | 959.88 | 1,002 | 1,057 | 952.55 | 626.78 | 583.73 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.