Heartland Group Holdings Limited (FRA:73X)
0.525
+0.010 (1.94%)
At close: Dec 4, 2025
Heartland Group Holdings Income Statement
Financials in millions NZD. Fiscal year is July - June.
Millions NZD. Fiscal year is Jul - Jun.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 705.87 | 661.03 | 527.71 | 342.1 | 327.94 | Upgrade
|
| Interest Paid on Deposits | 398.56 | 383.39 | 245.72 | 91.96 | 94.42 | Upgrade
|
| Net Interest Income | 307.31 | 277.65 | 281.99 | 250.14 | 233.52 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.68% | -1.54% | 12.73% | 7.12% | 7.77% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.6 | 0.68 | 0.99 | 1.12 | 1.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.02 | -0.31 | -4.49 | -13 | 4.25 | Upgrade
|
| Other Non-Interest Income | 14.46 | 12.34 | 6.82 | 29.35 | 12.33 | Upgrade
|
| Total Non-Interest Income | 15.08 | 12.71 | 3.33 | 17.48 | 17.67 | Upgrade
|
| Non-Interest Income Growth (YoY) | 18.68% | 282.00% | -80.96% | -1.11% | -5.37% | Upgrade
|
| Revenues Before Loan Losses | 322.39 | 290.35 | 285.32 | 267.62 | 251.19 | Upgrade
|
| Provision for Loan Losses | 71.64 | 46.42 | 23.24 | 13.82 | 14.97 | Upgrade
|
| Revenue | 250.75 | 243.93 | 262.07 | 253.79 | 236.21 | Upgrade
|
| Revenue Growth (YoY) | 2.80% | -6.92% | 3.26% | 7.44% | 14.71% | Upgrade
|
| Salaries and Employee Benefits | - | 72.03 | 68.66 | 60.77 | 63.01 | Upgrade
|
| Occupancy Expenses | - | 7.65 | 6.18 | 6.25 | 5.31 | Upgrade
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| Amortization of Goodwill & Intangibles | - | 5.52 | 5.68 | 5.92 | 9.31 | Upgrade
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| Selling, General & Administrative | 6.18 | 40.16 | 34.01 | 30.44 | 25.23 | Upgrade
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| Other Non-Interest Expense | 176.05 | 16.84 | 13.45 | 11.46 | 14.8 | Upgrade
|
| Total Non-Interest Expense | 182.95 | 139.39 | 128.08 | 116.75 | 117.66 | Upgrade
|
| EBT Excluding Unusual Items | 67.81 | 104.55 | 133.99 | 137.04 | 118.56 | Upgrade
|
| Other Unusual Items | -1.8 | - | - | - | - | Upgrade
|
| Pretax Income | 57.21 | 104.55 | 133.99 | 137.04 | 118.56 | Upgrade
|
| Income Tax Expense | 18.39 | 30 | 38.13 | 41.92 | 31.53 | Upgrade
|
| Net Income | 38.81 | 74.55 | 95.87 | 95.13 | 87.03 | Upgrade
|
| Net Income to Common | 38.81 | 74.55 | 95.87 | 95.13 | 87.03 | Upgrade
|
| Net Income Growth | -47.94% | -22.24% | 0.78% | 9.31% | 20.92% | Upgrade
|
| Basic Shares Outstanding | 937 | 757 | 687 | 590 | 583 | Upgrade
|
| Diluted Shares Outstanding | 937 | 757 | 687 | 590 | 583 | Upgrade
|
| Shares Change (YoY) | 23.72% | 10.23% | 16.45% | 1.08% | 1.13% | Upgrade
|
| EPS (Basic) | 0.04 | 0.10 | 0.14 | 0.16 | 0.15 | Upgrade
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| EPS (Diluted) | 0.04 | 0.10 | 0.14 | 0.16 | 0.15 | Upgrade
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| EPS Growth | -57.96% | -29.46% | -13.46% | 8.14% | 24.29% | Upgrade
|
| Dividend Per Share | 0.040 | 0.070 | 0.115 | 0.110 | 0.110 | Upgrade
|
| Dividend Growth | -42.86% | -39.13% | 4.54% | - | 57.14% | Upgrade
|
| Effective Tax Rate | 32.15% | 28.69% | 28.45% | 30.59% | 26.60% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.