Ellington Credit Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Interest and Dividend Income	54.95	49.86	42.55	35.01	28.36	27.32	Upgrade
Total Interest Expense	19.05	8.62	42.61	-49.58	-0.79	26.85	Upgrade
Net Interest Income	35.89	41.24	-0.07	84.58	29.15	0.47	Upgrade
Revenue Before Loan Losses	35.89	41.24	-0.07	84.58	29.15	0.47	Upgrade
Revenue	35.89	41.24	-0.07	84.58	29.15	0.47	Upgrade
Revenue Growth (YoY)	43.30%	-	-	190.14%	6089.38%	-	Upgrade
Salaries & Employee Benefits	1.71	1.56	0.74	0.71	0.72	0.61	Upgrade
Cost of Services Provided	5.6	5.02	3.32	2.98	3.72	3.92	Upgrade
Other Operating Expenses	2.43	2.21	1.48	1.44	1.31	1.3	Upgrade
Total Operating Expenses	9.74	8.78	5.54	5.13	5.75	5.83	Upgrade
Operating Income	26.15	32.46	-5.6	79.45	23.4	-5.36	Upgrade
EBT Excluding Unusual Items	12.67	25.53	1.39	122.59	25.96	-7.63	Upgrade
Gain (Loss) on Sale of Investments	-18.02	-18.43	3.17	-152.79	-32.27	27.74	Upgrade
Pretax Income	-5.04	7.1	4.56	-30.2	-6.31	20.11	Upgrade
Income Tax Expense	0.2	0.51	-	-	-	-	Upgrade
Net Income	-5.25	6.59	4.56	-30.2	-6.31	20.11	Upgrade
Net Income to Common	-5.25	6.59	4.56	-30.2	-6.31	20.11	Upgrade
Net Income Growth	-	44.46%	-	-	-	-9.63%	Upgrade
Shares Outstanding (Basic)	27	24	15	13	13	12	Upgrade
Shares Outstanding (Diluted)	27	24	15	13	13	12	Upgrade
Shares Change (YoY)	67.58%	58.49%	13.01%	3.78%	2.68%	-0.86%	Upgrade
EPS (Basic)	-0.19	0.28	0.31	-2.29	-0.50	1.63	Upgrade
EPS (Diluted)	-0.19	0.28	0.31	-2.29	-0.50	1.63	Upgrade
EPS Growth	-	-8.85%	-	-	-	-8.85%	Upgrade
Dividend Per Share	0.960	0.960	0.960	1.040	1.180	1.120	Upgrade
Dividend Growth	-	-	-7.69%	-11.86%	5.36%	-5.08%	Upgrade
Operating Margin	72.87%	78.70%	-	93.94%	80.27%	-1136.94%	Upgrade
Profit Margin	-14.61%	15.97%	-	-35.70%	-21.64%	4270.06%	Upgrade
Effective Tax Rate	-	7.19%	-	-	-	-	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.