FRA:8N4 Ratios and Metrics

Market cap in millions EUR. Fiscal year is October - September.

Millions EUR. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 4, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2020 - 2016
Market Capitalization	188	184	146	95	165	171	Upgrade
Market Cap Growth	0.15%	26.38%	53.79%	-42.56%	-3.80%	56.71%	Upgrade
Last Close Price	26.80	24.60	18.90	13.16	20.88	21.42	Upgrade
PE Ratio	9.51	9.33	11.96	12.27	10.51	6.72	Upgrade
PS Ratio	2.63	2.58	2.39	1.19	1.47	1.11	Upgrade
PB Ratio	1.14	1.12	0.92	0.66	1.07	1.10	Upgrade
P/FCF Ratio	-	-	1.80	3.37	1.09	1.82	Upgrade
P/OCF Ratio	-	-	1.78	3.06	1.09	1.73	Upgrade
Debt / Equity Ratio	2.40	2.40	2.00	2.76	2.64	1.53	Upgrade
Debt / FCF Ratio	-	-	3.92	13.97	2.71	2.53	Upgrade
Return on Equity (ROE)	12.50%	12.50%	8.29%	5.40%	9.27%	17.74%	Upgrade
Return on Assets (ROA)	0.95%	0.95%	0.57%	0.37%	0.81%	1.72%	Upgrade
Earnings Yield	10.52%	10.72%	8.36%	8.15%	9.51%	14.88%	Upgrade
FCF Yield	-	-	55.69%	29.72%	91.48%	54.97%	Upgrade
Dividend Yield	2.12%	2.18%	2.80%	3.95%	2.49%	1.45%	Upgrade
Payout Ratio	-	-	29.80%	46.41%	29.24%	5.70%	Upgrade
Buyback Yield / Dilution	-1.76%	-1.76%	0.34%	3.67%	0.44%	-0.64%	Upgrade
Total Shareholder Return	0.37%	0.43%	3.14%	7.61%	2.94%	0.81%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.