SpareBank 1 Sør-Norge ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	6,492	5,193	4,475	3,378	3,156	1,591	Upgrade
Depreciation & Amortization	235	186	166	165	170	172	Upgrade
Other Amortization	-	-	-	2	5	4	Upgrade
Total Asset Writedown	-	-	-	6	-	11	Upgrade
Other Operating Activities	-942	-13,100	4,022	-19,204	-10,766	-4,123	Upgrade
Operating Cash Flow	5,785	-7,721	8,663	-15,653	-7,435	-2,345	Upgrade
Capital Expenditures	-266	-184	-124	-97	-177	-47	Upgrade
Sale of Property, Plant and Equipment	21	47	-	15	3	6	Upgrade
Cash Acquisitions	-903	-903	-	-	-	-	Upgrade
Investment in Securities	327	69	-186	-221	-31	319	Upgrade
Other Investing Activities	649	152	659	403	-	-	Upgrade
Investing Cash Flow	-172	-819	349	100	-205	278	Upgrade
Long-Term Debt Issued	-	43,074	19,346	42,894	31,105	25,367	Upgrade
Long-Term Debt Repaid	-	-22,469	-20,623	-22,075	-21,895	-20,434	Upgrade
Net Debt Issued (Repaid)	7,097	20,605	-1,277	20,819	9,210	4,933	Upgrade
Issuance of Common Stock	400	1,200	3,131	-	-	-	Upgrade
Repurchase of Common Stock	-405	-405	-695	-150	-	-	Upgrade
Common Dividends Paid	-3,536	-2,264	-1,965	-1,627	-2,267	-88	Upgrade
Other Financing Activities	-10,000	-9,505	-7,543	-2,650	-875	-1,405	Upgrade
Financing Cash Flow	-6,444	9,631	-8,349	16,392	6,068	3,440	Upgrade
Net Cash Flow	-830	1,091	663	839	-1,572	1,373	Upgrade
Free Cash Flow	5,519	-7,905	8,539	-15,750	-7,612	-2,392	Upgrade
Free Cash Flow Margin	40.93%	-76.35%	95.13%	-223.78%	-116.18%	-56.86%	Upgrade
Free Cash Flow Per Share	12.03	-21.05	32.31	-61.59	-29.77	-9.34	Upgrade
Cash Interest Paid	13,423	15,437	12,054	4,660	1,608	2,266	Upgrade
Cash Income Tax Paid	1,187	2,706	1,355	235	834	1,225	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.