Arrow Financial Statistics

Total Valuation

Arrow Financial has a market cap or net worth of EUR 435.95 million.

Market Cap	435.95M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Nov 12, 2025

Share Statistics

Current Share Class	16.44M
Shares Outstanding	n/a
Shares Change (YoY)	-1.45%
Shares Change (QoQ)	-0.88%
Owned by Insiders (%)	3.29%
Owned by Institutions (%)	40.56%
Float	14.04M

Valuation Ratios

The trailing PE ratio is 14.86 and the forward PE ratio is 9.37.

PE Ratio	14.86
Forward PE	9.37
PS Ratio	3.48
PB Ratio	1.22
P/TBV Ratio	1.30
P/FCF Ratio	14.42
P/OCF Ratio	12.48
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.49%.

Return on Equity (ROE)	8.49%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	225,870
Profits Per Employee	52,938
Employee Count	554
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Arrow Financial has paid 8.04 million in taxes.

Income Tax	8.04M
Effective Tax Rate	21.53%

Stock Price Statistics

The stock price has decreased by -13.73% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-13.73%
50-Day Moving Average	24.32
200-Day Moving Average	23.51
Relative Strength Index (RSI)	61.15
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.53

Income Statement

In the last 12 months, Arrow Financial had revenue of EUR 125.13 million and earned 29.33 million in profits. Earnings per share was 1.76.

Revenue	125.13M
Gross Profit	125.13M
Operating Income	39.60M
Pretax Income	37.37M
Net Income	29.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.76

Full Income Statement

Balance Sheet

The company has 341.72 million in cash and 31.70 million in debt, giving a net cash position of 310.02 million.

Cash & Cash Equivalents	341.72M
Total Debt	31.70M
Net Cash	310.02M
Net Cash Per Share	n/a
Equity (Book Value)	355.99M
Book Value Per Share	21.66
Working Capital	-3.16B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 34.94 million and capital expenditures -4.71 million, giving a free cash flow of 30.23 million.

Operating Cash Flow	34.94M
Capital Expenditures	-4.71M
Free Cash Flow	30.23M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	31.65%
Pretax Margin	29.87%
Profit Margin	23.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.16%

Dividends & Yields

This stock pays an annual dividend of 1.02, which amounts to a dividend yield of 3.96%.

Dividend Per Share	1.02
Dividend Yield	3.96%
Dividend Growth (YoY)	1.60%
Years of Dividend Growth	3
Payout Ratio	58.01%
Buyback Yield	1.45%
Shareholder Yield	5.41%
Earnings Yield	6.73%
FCF Yield	6.93%

Dividend Details

Stock Splits

The last stock split was on September 19, 2023. It was a forward split with a ratio of 1.03.

Last Split Date	Sep 19, 2023
Split Type	Forward
Split Ratio	1.03

Scores

Altman Z-Score	n/a
Piotroski F-Score	4