Santander Bank Polska S.A. (FRA:BZI)
Germany
· Delayed Price · Currency is EUR 113.85
-1.60 (-1.39%)
Last updated: Dec 4, 2025, 1:06 PM CET
Santander Bank Polska Balance Sheet
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 4,745 | 7,222 | 9,052 | 7,216 | 9,663 | 9,361 | Upgrade
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| Investment Securities | 84,566 | 84,011 | 74,921 | 64,182 | 66,254 | 63,076 | Upgrade
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| Trading Asset Securities | 15,094 | 10,749 | 10,514 | 7,433 | 4,183 | 3,190 | Upgrade
|
| Total Investments | 99,660 | 94,760 | 85,435 | 71,615 | 70,438 | 66,266 | Upgrade
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| Gross Loans | 166,548 | 191,088 | 176,383 | 169,210 | 155,644 | 151,829 | Upgrade
|
| Allowance for Loan Losses | -4,220 | -5,569 | -5,692 | -5,884 | -5,860 | -6,327 | Upgrade
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| Other Adjustments to Gross Loans | - | -1,929 | -1,637 | -1,240 | -702.26 | -575.98 | Upgrade
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| Net Loans | 162,328 | 183,589 | 169,054 | 162,086 | 149,082 | 144,925 | Upgrade
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| Property, Plant & Equipment | 1,226 | 1,284 | 1,260 | 1,186 | 1,250 | 1,514 | Upgrade
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| Goodwill | 1,689 | 1,712 | 1,712 | 1,712 | 1,712 | 1,712 | Upgrade
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| Other Intangible Assets | 852.47 | 979.81 | 881.86 | 740.76 | 692.8 | 708.36 | Upgrade
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| Other Receivables | - | 2,446 | 1,236 | 999.23 | 1,182 | 719.87 | Upgrade
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| Restricted Cash | 13,669 | 9,349 | 5,612 | 6,853 | 5,773 | 1,128 | Upgrade
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| Other Current Assets | 27,992 | 377.99 | 337.67 | 276.3 | 274.22 | 312.66 | Upgrade
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| Long-Term Deferred Tax Assets | 136.82 | 1,414 | 1,751 | 2,486 | 2,384 | 1,997 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 0.01 | 4.55 | 0.04 | 0.05 | - | Upgrade
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| Other Long-Term Assets | 5,151 | 1,240 | 315.62 | 2,348 | 566.87 | 667.32 | Upgrade
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| Total Assets | 317,449 | 304,374 | 276,652 | 257,517 | 243,017 | 229,311 | Upgrade
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| Accrued Expenses | 623.54 | 988.57 | 962.85 | 807.29 | 793.81 | 515.74 | Upgrade
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| Interest Bearing Deposits | 65,589 | 77,152 | 68,189 | 59,631 | 26,613 | 27,561 | Upgrade
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| Non-Interest Bearing Deposits | 157,613 | 156,733 | 142,917 | 137,833 | 158,783 | 144,019 | Upgrade
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| Total Deposits | 223,202 | 233,885 | 211,106 | 197,464 | 185,396 | 171,579 | Upgrade
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| Short-Term Borrowings | 12,571 | 10,012 | 9,148 | 11,695 | 8,285 | 7,748 | Upgrade
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| Current Portion of Long-Term Debt | 3,120 | 2,423 | 839.53 | 520.56 | 896.28 | 3,017 | Upgrade
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| Current Portion of Leases | - | 151.01 | 157.57 | 147.8 | 147.47 | 192.65 | Upgrade
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| Current Income Taxes Payable | 382.35 | 741.3 | 1,175 | 80.75 | - | 79.05 | Upgrade
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| Other Current Liabilities | 25,543 | 2,359 | 2,125 | 1,351 | 744.37 | 616.28 | Upgrade
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| Long-Term Debt | 11,254 | 14,949 | 13,422 | 14,204 | 16,518 | 13,940 | Upgrade
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| Long-Term Leases | 488.79 | 386.78 | 366.1 | 456.36 | 482.38 | 563.82 | Upgrade
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| Long-Term Unearned Revenue | 157.35 | 219.02 | 203.65 | 187.58 | 194.58 | 243.74 | Upgrade
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| Pension & Post-Retirement Benefits | 407.19 | 69.99 | 63.55 | 44.7 | 42.73 | 48.27 | Upgrade
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| Long-Term Deferred Tax Liabilities | 0.26 | 0.69 | 0.44 | 0.28 | - | - | Upgrade
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| Other Long-Term Liabilities | 4,339 | 3,746 | 3,391 | 2,093 | 2,304 | 2,110 | Upgrade
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| Total Liabilities | 282,087 | 269,933 | 242,961 | 229,052 | 215,804 | 200,653 | Upgrade
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| Common Stock | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 | Upgrade
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| Additional Paid-In Capital | - | 7,982 | 7,982 | 7,982 | 7,982 | 7,982 | Upgrade
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| Retained Earnings | 7,764 | 24,400 | 23,715 | 21,103 | 18,540 | 16,808 | Upgrade
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| Comprehensive Income & Other | 24,515 | -876.09 | -956.13 | -3,439 | -2,012 | 1,183 | Upgrade
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| Total Common Equity | 33,300 | 32,527 | 31,763 | 26,668 | 25,532 | 26,995 | Upgrade
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| Minority Interest | 2,061 | 1,914 | 1,928 | 1,797 | 1,682 | 1,663 | Upgrade
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| Shareholders' Equity | 35,361 | 34,441 | 33,691 | 28,465 | 27,214 | 28,658 | Upgrade
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| Total Liabilities & Equity | 317,449 | 304,374 | 276,652 | 257,517 | 243,017 | 229,311 | Upgrade
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| Total Debt | 27,434 | 27,922 | 23,933 | 27,023 | 26,329 | 25,461 | Upgrade
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| Net Cash (Debt) | 3,307 | 2,176 | 8,310 | 1,450 | -12,029 | -12,616 | Upgrade
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| Net Cash Growth | - | -73.82% | 473.15% | - | - | - | Upgrade
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| Net Cash Per Share | 32.36 | 21.29 | 81.32 | 14.19 | -117.72 | -123.43 | Upgrade
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| Filing Date Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | Upgrade
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| Total Common Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | Upgrade
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| Book Value Per Share | 325.87 | 318.31 | 310.82 | 260.97 | 249.85 | 264.16 | Upgrade
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| Tangible Book Value | 30,759 | 29,836 | 29,169 | 24,215 | 23,127 | 24,574 | Upgrade
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| Tangible Book Value Per Share | 301.00 | 291.96 | 285.44 | 236.96 | 226.31 | 240.48 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.