Consumer Portfolio Services, Inc. (FRA:FC8)
Germany
· Delayed Price · Currency is EUR 7.45
+0.10 (1.36%)
At close: Dec 5, 2025
FRA:FC8 Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 412.61 | 363.96 | 329.22 | 305.24 | 266.27 | 294.98 | Upgrade
|
| Total Interest Expense | 225.24 | 191.26 | 146.63 | 87.52 | 75.24 | 101.34 | Upgrade
|
| Net Interest Income | 187.37 | 172.71 | 182.59 | 217.71 | 191.03 | 193.64 | Upgrade
|
| Other Revenue | 5.96 | 7.45 | 9.72 | 8.45 | 5.38 | 4.85 | Upgrade
|
| Revenue Before Loan Losses | 193.33 | 180.16 | 192.31 | 226.17 | 196.41 | 198.49 | Upgrade
|
| Provision for Loan Losses | -3.2 | -5.31 | -22.3 | -28.1 | -14.59 | 14.11 | Upgrade
|
| Revenue | 196.53 | 185.46 | 214.61 | 254.27 | 211 | 184.38 | Upgrade
|
| Revenue Growth (YoY) | 6.67% | -13.58% | -15.60% | 20.51% | 14.44% | 24.50% | Upgrade
|
| Salaries & Employee Benefits | 95.75 | 96.19 | 88.15 | 84.28 | 80.53 | 80.2 | Upgrade
|
| Cost of Services Provided | 83.52 | 83.07 | 77.59 | 68.19 | 59.21 | 53.61 | Upgrade
|
| Other Operating Expenses | -11.79 | -22.09 | -13.08 | -16.02 | 3.84 | 28.67 | Upgrade
|
| Total Operating Expenses | 168.39 | 158.03 | 153.51 | 138.07 | 145.25 | 164.26 | Upgrade
|
| Operating Income | 28.14 | 27.43 | 61.1 | 116.19 | 65.75 | 20.12 | Upgrade
|
| Pretax Income | 28.14 | 27.43 | 61.1 | 116.19 | 65.75 | 20.12 | Upgrade
|
| Income Tax Expense | 8.65 | 8.23 | 15.75 | 30.21 | 18.22 | -1.56 | Upgrade
|
| Net Income | 19.49 | 19.2 | 45.34 | 85.98 | 47.52 | 21.68 | Upgrade
|
| Net Income to Common | 19.49 | 19.2 | 45.34 | 85.98 | 47.52 | 21.68 | Upgrade
|
| Net Income Growth | -8.27% | -57.65% | -47.27% | 80.92% | 119.24% | 300.98% | Upgrade
|
| Shares Outstanding (Basic) | 22 | 21 | 21 | 21 | 23 | 23 | Upgrade
|
| Shares Outstanding (Diluted) | 24 | 24 | 25 | 27 | 26 | 24 | Upgrade
|
| Shares Change (YoY) | -1.08% | -3.54% | -5.16% | 3.14% | 7.40% | -0.25% | Upgrade
|
| EPS (Basic) | 0.90 | 0.90 | 2.17 | 4.10 | 2.11 | 0.96 | Upgrade
|
| EPS (Diluted) | 0.80 | 0.79 | 1.80 | 3.23 | 1.84 | 0.90 | Upgrade
|
| EPS Growth | -7.89% | -56.11% | -44.27% | 75.54% | 104.44% | 309.09% | Upgrade
|
| Free Cash Flow | 280.53 | 233.32 | 237.42 | 213.78 | 196.22 | 238.74 | Upgrade
|
| Free Cash Flow Per Share | 11.59 | 9.59 | 9.41 | 8.04 | 7.61 | 9.95 | Upgrade
|
| Operating Margin | 14.32% | 14.79% | 28.47% | 45.70% | 31.16% | 10.91% | Upgrade
|
| Profit Margin | 9.92% | 10.35% | 21.13% | 33.82% | 22.52% | 11.76% | Upgrade
|
| Free Cash Flow Margin | 142.74% | 125.80% | 110.63% | 84.08% | 93.00% | 129.49% | Upgrade
|
| Effective Tax Rate | 30.73% | 30.00% | 25.79% | 26.00% | 27.72% | - | Upgrade
|
| Revenue as Reported | 430.36 | 393.51 | 352.01 | 329.71 | 267.81 | 271.16 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.