Pathward Financial, Inc. (FRA:FM7)
63.50
0.00 (0.00%)
At close: Dec 5, 2025
Pathward Financial Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | 2020 - 2016 |
| Interest Income on Loans | 455.82 | 438.58 | 346.82 | 268.08 | 256.08 | Upgrade
|
| Interest Income on Investments | 67.58 | 80.48 | 75.13 | 44.12 | 29.77 | Upgrade
|
| Total Interest Income | 523.39 | 519.06 | 421.95 | 312.2 | 285.85 | Upgrade
|
| Interest Paid on Deposits | 5.43 | 13.02 | 4.36 | 0.5 | 1.59 | Upgrade
|
| Interest Paid on Borrowings | 6.17 | 8.21 | 6.52 | 4.37 | 5.27 | Upgrade
|
| Total Interest Expense | 11.6 | 21.23 | 10.87 | 4.87 | 6.86 | Upgrade
|
| Net Interest Income | 511.79 | 497.83 | 411.08 | 307.32 | 278.99 | Upgrade
|
| Net Interest Income Growth (YoY) | 2.81% | 21.10% | 33.76% | 10.16% | 7.70% | Upgrade
|
| Gain (Loss) on Sale of Assets | 15.04 | - | 10 | 50 | - | Upgrade
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| Gain (Loss) on Sale of Investments | -28.08 | -1 | -3.25 | - | -2.59 | Upgrade
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| Other Non-Interest Income | 338.14 | 299.59 | 306.6 | 243.81 | 270.9 | Upgrade
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| Total Non-Interest Income | 325.1 | 298.59 | 313.35 | 293.81 | 268.3 | Upgrade
|
| Non-Interest Income Growth (YoY) | 8.88% | -4.71% | 6.65% | 9.50% | 11.89% | Upgrade
|
| Revenues Before Loan Losses | 836.89 | 796.41 | 724.43 | 601.13 | 547.3 | Upgrade
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| Provision for Loan Losses | 56.77 | 58.1 | 109.24 | 28.54 | 49.77 | Upgrade
|
| Revenue | 780.12 | 738.31 | 615.18 | 572.59 | 497.53 | Upgrade
|
| Revenue Growth (YoY) | 5.66% | 20.02% | 7.44% | 15.09% | 14.62% | Upgrade
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| Salaries and Employee Benefits | 190.99 | 191.19 | 173.25 | 161.12 | 144.24 | Upgrade
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| Occupancy Expenses | 42.09 | 36.59 | 34.69 | 30.88 | 29.27 | Upgrade
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| Amortization of Goodwill & Intangibles | 3.46 | 4.13 | 4.97 | 6.59 | 8.55 | Upgrade
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| Selling, General & Administrative | 91.61 | 76.9 | 83.88 | 90.3 | 69.18 | Upgrade
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| Other Non-Interest Expense | 226 | 208.88 | 163.32 | 95.72 | 89.63 | Upgrade
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| Total Non-Interest Expense | 554.15 | 517.68 | 460.12 | 384.61 | 340.87 | Upgrade
|
| EBT Excluding Unusual Items | 225.97 | 220.63 | 155.07 | 187.99 | 156.66 | Upgrade
|
| Asset Writedown | -2.92 | -2.01 | -0.02 | -0.67 | -0.22 | Upgrade
|
| Pretax Income | 223.05 | 218.62 | 155.05 | 187.32 | 156.45 | Upgrade
|
| Income Tax Expense | 36.27 | 34.11 | 9.59 | 27.96 | 10.7 | Upgrade
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| Earnings From Continuing Operations | 186.79 | 184.51 | 145.46 | 159.35 | 145.75 | Upgrade
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| Minority Interest in Earnings | -0.92 | -1.29 | -2.19 | -2.97 | -4.04 | Upgrade
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| Net Income | 185.87 | 183.22 | 143.27 | 156.39 | 141.71 | Upgrade
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| Preferred Dividends & Other Adjustments | 0.69 | 1.68 | 2.15 | 2.57 | 2.7 | Upgrade
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| Net Income to Common | 185.18 | 181.54 | 141.12 | 153.82 | 139.01 | Upgrade
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| Net Income Growth | 1.45% | 27.89% | -8.39% | 10.36% | 35.32% | Upgrade
|
| Basic Shares Outstanding | 23 | 25 | 27 | 29 | 32 | Upgrade
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| Diluted Shares Outstanding | 24 | 25 | 27 | 29 | 32 | Upgrade
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| Shares Change (YoY) | -6.66% | -6.40% | -7.89% | -7.93% | -8.84% | Upgrade
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| EPS (Basic) | 7.91 | 7.21 | 5.26 | 5.26 | 4.38 | Upgrade
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| EPS (Diluted) | 7.87 | 7.20 | 5.24 | 5.26 | 4.38 | Upgrade
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| EPS Growth | 9.29% | 37.44% | -0.36% | 20.14% | 49.05% | Upgrade
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| Dividend Per Share | 0.200 | 0.200 | 0.200 | 0.200 | 0.200 | Upgrade
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| Effective Tax Rate | 16.26% | 15.60% | 6.18% | 14.93% | 6.84% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.