Horace Mann Educators Statistics

Total Valuation

FRA:HM9 has a market cap or net worth of EUR 1.53 billion. The enterprise value is 2.21 billion.

Market Cap	1.53B
Enterprise Value	2.21B

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Sep 16, 2025

Share Statistics

Current Share Class	40.68M
Shares Outstanding	n/a
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	101.84%
Float	40.44M

Valuation Ratios

The trailing PE ratio is 10.91 and the forward PE ratio is 9.72.

PE Ratio	10.91
Forward PE	9.72
PS Ratio	1.07
PB Ratio	1.24
P/TBV Ratio	1.44
P/FCF Ratio	n/a
P/OCF Ratio	2.90
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.80
EV / Sales	1.53
EV / EBITDA	9.66
EV / EBIT	10.77
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.27, with a Debt / Equity ratio of 0.58.

Current Ratio	3.27
Quick Ratio	0.24
Debt / Equity	0.58
Debt / EBITDA	3.17
Debt / FCF	n/a
Interest Coverage	6.84

Financial Efficiency

Return on equity (ROE) is 12.03% and return on invested capital (ROIC) is 7.17%.

Return on Equity (ROE)	12.03%
Return on Assets (ROA)	0.99%
Return on Invested Capital (ROIC)	7.17%
Return on Capital Employed (ROCE)	1.65%
Revenue Per Employee	816,065
Profits Per Employee	79,921
Employee Count	1,750
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:HM9 has paid 33.84 million in taxes.

Income Tax	33.84M
Effective Tax Rate	19.48%

Stock Price Statistics

The stock price has increased by +0.53% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+0.53%
50-Day Moving Average	38.33
200-Day Moving Average	37.52
Relative Strength Index (RSI)	41.86
Average Volume (20 Days)	1

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.26

Income Statement

In the last 12 months, FRA:HM9 had revenue of EUR 1.43 billion and earned 139.86 million in profits. Earnings per share was 3.37.

Revenue	1.43B
Gross Profit	538.82M
Operating Income	203.44M
Pretax Income	173.70M
Net Income	139.86M
EBITDA	226.80M
EBIT	203.44M
Earnings Per Share (EPS)	3.37

Full Income Statement

Balance Sheet

The company has 208.64 million in cash and 718.40 million in debt, giving a net cash position of -678.60 million.

Cash & Cash Equivalents	208.64M
Total Debt	718.40M
Net Cash	-678.60M
Net Cash Per Share	n/a
Equity (Book Value)	1.23B
Book Value Per Share	30.10
Working Capital	1.97B

Full Balance Sheet

Cash Flow

Operating Cash Flow	525.70M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 37.73%, with operating and profit margins of 14.25% and 9.79%.

Gross Margin	37.73%
Operating Margin	14.25%
Pretax Margin	12.16%
Profit Margin	9.79%
EBITDA Margin	15.88%
EBIT Margin	14.25%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 3.28%.

Dividend Per Share	1.25
Dividend Yield	3.28%
Dividend Growth (YoY)	0.76%
Years of Dividend Growth	6
Payout Ratio	34.55%
Buyback Yield	-0.24%
Shareholder Yield	3.04%
Earnings Yield	9.17%
FCF Yield	n/a

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5