ING Groep N.V. (FRA:INN1)
Germany
· Delayed Price · Currency is EUR 22.82
+0.30 (1.35%)
At close: Dec 5, 2025
ING Groep Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | - | 5,334 | 4,140 | 12,126 | 5,951 | 2,250 | Upgrade
|
| Depreciation & Amortization | - | 458 | 461 | 711 | 834 | 829 | Upgrade
|
| Other Amortization | - | 215 | 213 | - | - | - | Upgrade
|
| Total Asset Writedown | - | 1,012 | 1,806 | -6,002 | -1,321 | - | Upgrade
|
| Provision for Credit Losses | - | 1,194 | 520 | 1,861 | 516 | 2,675 | Upgrade
|
| Change in Trading Asset Securities | - | -12,349 | -10,501 | -9,587 | -282 | -5,433 | Upgrade
|
| Change in Other Net Operating Assets | - | -52,234 | 15,855 | -11,731 | -40,112 | 17,053 | Upgrade
|
| Other Operating Activities | - | 554 | -543 | 3,429 | 694 | 1,085 | Upgrade
|
| Operating Cash Flow | - | -55,816 | 11,951 | -9,193 | -33,720 | 18,459 | Upgrade
|
| Capital Expenditures | - | -332 | -246 | -231 | -184 | -287 | Upgrade
|
| Sale of Property, Plant and Equipment | - | 50 | 57 | 83 | 39 | 75 | Upgrade
|
| Investment in Securities | - | -5,751 | -8,357 | -5,166 | 6,339 | -8,270 | Upgrade
|
| Divestitures | - | - | - | 7 | 27 | -3 | Upgrade
|
| Other Investing Activities | - | - | 1 | - | -1 | -2 | Upgrade
|
| Investing Cash Flow | - | -6,033 | -8,545 | -5,307 | 6,220 | -8,487 | Upgrade
|
| Long-Term Debt Issued | - | 129,304 | 118,661 | 93,690 | 88,276 | 67,473 | Upgrade
|
| Long-Term Debt Repaid | - | -116,235 | -93,759 | -84,230 | -78,900 | -102,271 | Upgrade
|
| Net Debt Issued (Repaid) | - | 13,069 | 24,902 | 9,460 | 9,376 | -34,798 | Upgrade
|
| Issuance of Common Stock | - | - | - | - | - | 5 | Upgrade
|
| Repurchase of Common Stock | - | -3,817 | -3,531 | -1,717 | -1,608 | - | Upgrade
|
| Common Dividends Paid | - | -3,879 | -2,967 | -3,093 | -2,342 | - | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | 33,272 | -23,291 | -1,919 | 18,777 | 82,784 | Upgrade
|
| Other Financing Activities | - | 1 | - | -1 | -39 | -3 | Upgrade
|
| Financing Cash Flow | - | 38,646 | -4,887 | 2,730 | 24,164 | 47,988 | Upgrade
|
| Foreign Exchange Rate Adjustments | - | -740 | -898 | -504 | -565 | -425 | Upgrade
|
| Net Cash Flow | - | -23,943 | -2,379 | -12,274 | -3,900 | 57,535 | Upgrade
|
| Free Cash Flow | - | -56,148 | 11,705 | -9,424 | -33,904 | 18,172 | Upgrade
|
| Free Cash Flow Margin | - | -279.98% | 66.40% | -32.03% | -173.81% | 124.41% | Upgrade
|
| Free Cash Flow Per Share | - | -17.39 | 3.28 | -2.60 | -8.71 | 4.66 | Upgrade
|
| Cash Interest Paid | - | 41,191 | 33,734 | 14,193 | 8,705 | 9,672 | Upgrade
|
| Cash Income Tax Paid | - | 2,754 | 2,700 | 1,474 | 1,873 | 1,734 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.