United Overseas Insurance Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	308	305	249	277	273	254	Upgrade
Market Cap Growth	0.56%	22.38%	-10.24%	1.53%	7.49%	-9.08%	Upgrade
Enterprise Value	270	240	215	258	244	222	Upgrade
PE Ratio	18.97	14.45	12.41	20.99	15.76	17.05	Upgrade
PS Ratio	3.25	3.46	3.24	4.42	7.94	7.74	Upgrade
PB Ratio	0.98	0.92	0.82	0.95	0.94	0.97	Upgrade
P/FCF Ratio	37.81	109.05	17.00	79.12	104.86	-	Upgrade
P/OCF Ratio	36.52	100.15	16.47	56.71	41.74	16.45	Upgrade
EV/Sales Ratio	2.88	2.73	2.80	4.12	7.10	6.76	Upgrade
EV/EBITDA Ratio	11.07	11.66	8.31	21.57	12.47	11.37	Upgrade
EV/EBIT Ratio	11.60	12.33	8.65	23.22	12.77	11.55	Upgrade
EV/FCF Ratio	33.23	86.01	14.66	73.69	93.73	-	Upgrade
Debt / Equity Ratio	0	0	0	0	0	0.00	Upgrade
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.04	Upgrade
Debt / FCF Ratio	0.00	0.01	0.00	0.01	0.01	-	Upgrade
Quick Ratio	6.73	9.11	7.31	11.61	1.27	1.00	Upgrade
Current Ratio	9.59	12.04	11.54	23.38	2.01	1.76	Upgrade
Asset Turnover	0.23	0.21	0.19	0.15	0.08	0.08	Upgrade
Return on Equity (ROE)	5.28%	6.54%	6.80%	4.37%	6.09%	5.72%	Upgrade
Return on Assets (ROA)	3.64%	2.89%	3.91%	1.62%	2.83%	3.05%	Upgrade
Return on Capital (ROIC)	4.79%	3.78%	5.26%	2.30%	4.20%	4.59%	Upgrade
Earnings Yield	5.27%	6.92%	8.05%	4.76%	6.35%	5.87%	Upgrade
FCF Yield	2.65%	0.92%	5.88%	1.26%	0.95%	-0.07%	Upgrade
Dividend Yield	2.96%	2.53%	3.07%	2.88%	2.92%	3.02%	Upgrade
Payout Ratio	47.92%	34.88%	35.53%	67.83%	39.10%	43.13%	Upgrade
Total Shareholder Return	2.96%	2.53%	3.07%	2.88%	2.92%	3.02%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.