First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of EUR 2.71 billion.

Market Cap	2.71B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Nov 28, 2025

Share Statistics

Current Share Class	156.90M
Shares Outstanding	n/a
Shares Change (YoY)	-2.89%
Shares Change (QoQ)	-0.88%
Owned by Insiders (%)	2.31%
Owned by Institutions (%)	99.31%
Float	153.19M

Valuation Ratios

The trailing PE ratio is 9.53 and the forward PE ratio is 9.90.

PE Ratio	9.53
Forward PE	9.90
PS Ratio	3.52
PB Ratio	1.66
P/TBV Ratio	1.69
P/FCF Ratio	7.40
P/OCF Ratio	7.26
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.43%.

Return on Equity (ROE)	18.43%
Return on Assets (ROA)	1.75%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	247,172
Profits Per Employee	91,299
Employee Count	3,113
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid 61.34 million in taxes.

Income Tax	61.34M
Effective Tax Rate	17.75%

Stock Price Statistics

The stock price has decreased by -9.42% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.42%
50-Day Moving Average	17.64
200-Day Moving Average	17.73
Relative Strength Index (RSI)	50.69
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.21

Income Statement

In the last 12 months, First BanCorp. had revenue of EUR 769.45 million and earned 284.21 million in profits. Earnings per share was 1.75.

Revenue	769.45M
Gross Profit	769.45M
Operating Income	353.01M
Pretax Income	345.55M
Net Income	284.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.75

Full Income Statement

Balance Sheet

The company has 766.70 million in cash and 247.17 million in debt, giving a net cash position of 519.54 million.

Cash & Cash Equivalents	766.70M
Total Debt	247.17M
Net Cash	519.54M
Net Cash Per Share	n/a
Equity (Book Value)	1.63B
Book Value Per Share	10.34
Working Capital	-13.82B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 373.39 million and capital expenditures -7.31 million, giving a free cash flow of 366.08 million.

Operating Cash Flow	373.39M
Capital Expenditures	-7.31M
Free Cash Flow	366.08M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	45.88%
Pretax Margin	44.91%
Profit Margin	36.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	47.58%

Dividends & Yields

This stock pays an annual dividend of 0.64, which amounts to a dividend yield of 3.71%.

Dividend Per Share	0.64
Dividend Yield	3.71%
Dividend Growth (YoY)	8.51%
Years of Dividend Growth	6
Payout Ratio	34.06%
Buyback Yield	2.89%
Shareholder Yield	6.59%
Earnings Yield	10.49%
FCF Yield	13.51%

Dividend Details

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.0666666667.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.0666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	4