FRA:PCR Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	27,709	19,418	16,979	14,702	19,658	12,840	Upgrade
Market Cap Growth	35.39%	14.37%	15.49%	-25.21%	53.09%	30.50%	Upgrade
Enterprise Value	45,435	39,469	38,211	34,870	39,709	31,857	Upgrade
PE Ratio	14.62	10.55	11.29	9.69	9.70	10.04	Upgrade
PS Ratio	1.18	0.80	0.76	0.67	0.41	0.31	Upgrade
PB Ratio	1.00	0.66	0.60	0.52	0.65	0.52	Upgrade
P/FCF Ratio	8.37	5.70	5.35	6.16	2.70	2.06	Upgrade
P/OCF Ratio	7.23	4.86	4.18	5.00	2.56	1.98	Upgrade
EV/Sales Ratio	1.91	1.62	1.71	1.60	0.82	0.77	Upgrade
EV/EBITDA Ratio	9.50	8.66	11.36	8.66	9.61	10.41	Upgrade
EV/EBIT Ratio	10.84	9.86	13.33	9.92	10.82	11.78	Upgrade
EV/FCF Ratio	13.73	11.58	12.03	14.62	5.45	5.11	Upgrade
Debt / Equity Ratio	0.47	0.61	0.59	0.52	0.45	0.56	Upgrade
Debt / EBITDA Ratio	2.99	3.91	4.87	3.57	3.22	4.41	Upgrade
Debt / FCF Ratio	3.90	5.31	5.27	6.14	1.86	2.22	Upgrade
Quick Ratio	63.92	16.08	18.28	28.50	19.66	18.10	Upgrade
Current Ratio	70.24	19.74	22.37	34.16	23.65	22.05	Upgrade
Asset Turnover	0.04	0.05	0.05	0.05	0.11	0.12	Upgrade
Return on Equity (ROE)	11.26%	10.79%	8.94%	8.80%	11.33%	9.38%	Upgrade
Return on Assets (ROA)	0.44%	0.47%	0.36%	0.46%	0.51%	0.48%	Upgrade
Return on Capital (ROIC)	5.91%	5.46%	4.10%	5.08%	5.34%	4.58%	Upgrade
Earnings Yield	6.84%	9.66%	9.07%	10.57%	10.49%	10.22%	Upgrade
FCF Yield	11.94%	17.55%	18.71%	16.22%	37.07%	48.53%	Upgrade
Dividend Yield	3.54%	5.19%	6.06%	7.22%	5.29%	7.86%	Upgrade
Payout Ratio	52.34%	53.27%	63.46%	61.55%	42.54%	55.38%	Upgrade
Buyback Yield / Dilution	0.72%	1.67%	1.54%	1.19%	-5.25%	-47.89%	Upgrade
Total Shareholder Return	4.27%	6.86%	7.60%	8.41%	0.04%	-40.03%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.