UmweltBank AG (FRA:UBK)
Germany
· Delayed Price · Currency is EUR 3.540
+0.010 (0.28%)
Last updated: Dec 4, 2025, 9:15 AM CET
UmweltBank AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 123.37 | 115.32 | 81.76 | 63.32 | 62.53 | 62.94 | Upgrade
|
| Interest Income on Investments | 10.19 | 10.19 | 19.57 | 11.09 | 8.36 | 6.13 | Upgrade
|
| Total Interest Income | 133.55 | 125.5 | 101.34 | 74.4 | 70.9 | 69.08 | Upgrade
|
| Interest Paid on Deposits | 85.27 | 86.3 | 62.53 | 15.61 | 7.66 | 16.97 | Upgrade
|
| Net Interest Income | 48.28 | 39.2 | 38.81 | 58.79 | 63.24 | 52.1 | Upgrade
|
| Net Interest Income Growth (YoY) | -17.88% | 1.00% | -33.98% | -7.03% | 21.37% | 2.16% | Upgrade
|
| Income From Trading Activities | 1.06 | - | 0.6 | 2.27 | 3.99 | 1.51 | Upgrade
|
| Gain (Loss) on Sale of Investments | -18.92 | -14.09 | -11.5 | 19.85 | 0.18 | 1.1 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 3.7 | 3.7 | 1.39 | 2.43 | 2.07 | 0.84 | Upgrade
|
| Other Non-Interest Income | 43.36 | 29.64 | 29.06 | 10.01 | 7.26 | 11.71 | Upgrade
|
| Total Non-Interest Income | 29.21 | 19.26 | 19.55 | 34.56 | 13.5 | 15.15 | Upgrade
|
| Non-Interest Income Growth (YoY) | -15.48% | -1.51% | -43.43% | 155.97% | -10.91% | 27.74% | Upgrade
|
| Revenues Before Loan Losses | 77.48 | 58.45 | 58.36 | 93.35 | 76.74 | 67.26 | Upgrade
|
| Provision for Loan Losses | 9.03 | 4.93 | -4.66 | 9.58 | 3 | 1.13 | Upgrade
|
| Revenue | 68.45 | 53.52 | 63.02 | 83.77 | 73.74 | 66.12 | Upgrade
|
| Revenue Growth (YoY) | -18.29% | -15.07% | -24.77% | 13.60% | 11.52% | 9.91% | Upgrade
|
| Salaries and Employee Benefits | 26.2 | 26.2 | 25.7 | 19.88 | 17.15 | 13.78 | Upgrade
|
| Occupancy Expenses | 8.07 | 7.01 | 5.12 | 0.71 | 0.93 | 0.73 | Upgrade
|
| Selling, General & Administrative | 47.35 | 41.24 | 33.07 | 21.58 | 16.51 | 13.29 | Upgrade
|
| Other Non-Interest Expense | -4.83 | -5.28 | -1.69 | 13.4 | 7.06 | 8.48 | Upgrade
|
| Total Non-Interest Expense | 74.09 | 67.46 | 63.1 | 55.56 | 41.65 | 36.28 | Upgrade
|
| EBT Excluding Unusual Items | -5.64 | -13.94 | -0.08 | 28.21 | 32.09 | 29.85 | Upgrade
|
| Pretax Income | -5.64 | -13.94 | -0.08 | 28.21 | 32.09 | 29.85 | Upgrade
|
| Income Tax Expense | 10.14 | 12.47 | -0.75 | 8.66 | 12.71 | 11.35 | Upgrade
|
| Net Income | -15.78 | -26.41 | 0.66 | 19.55 | 19.38 | 18.5 | Upgrade
|
| Net Income to Common | -15.78 | -26.41 | 0.66 | 19.55 | 19.38 | 18.5 | Upgrade
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| Net Income Growth | - | - | -96.60% | 0.90% | 4.75% | 7.72% | Upgrade
|
| Basic Shares Outstanding | - | 36 | 36 | 36 | 35 | 31 | Upgrade
|
| Diluted Shares Outstanding | - | 36 | 36 | 36 | 35 | 31 | Upgrade
|
| Shares Change (YoY) | - | 0.18% | 1.08% | 0.64% | 14.29% | 1.28% | Upgrade
|
| EPS (Basic) | - | -0.73 | 0.02 | 0.55 | 0.55 | 0.60 | Upgrade
|
| EPS (Diluted) | - | -0.73 | 0.02 | 0.55 | 0.55 | 0.60 | Upgrade
|
| EPS Growth | - | - | -96.64% | 0.25% | -8.35% | 6.36% | Upgrade
|
| Dividend Per Share | - | - | - | 0.330 | 0.330 | 0.330 | Upgrade
|
| Effective Tax Rate | - | - | - | 30.70% | 39.61% | 38.03% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.