Republic Bank (Ghana) PLC (GHSE:RBGH)
Ghana
· Delayed Price · Currency is GHS 1.250
0.00 (0.00%)
At close: Dec 4, 2025
Republic Bank (Ghana) Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 1,265 | 1,202 | 975.43 | 625.16 | 482.67 | 468.23 | Upgrade
|
| Interest Paid on Deposits | 519.05 | 552.12 | 417.87 | 232.23 | 179.42 | 197 | Upgrade
|
| Net Interest Income | 746.18 | 650.15 | 557.56 | 392.92 | 303.25 | 271.23 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.70% | 16.61% | 41.90% | 29.57% | 11.81% | 16.43% | Upgrade
|
| Income From Trading Activities | 57.27 | 49.92 | 55.22 | 34.01 | 27.85 | 20.3 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.14 | 1.14 | 0.08 | 0.73 | 2.29 | -0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | 12.42 | 5.33 | -3.05 | 4.69 | 4.09 | 5.34 | Upgrade
|
| Other Non-Interest Income | 173.17 | 162.62 | 139.27 | 118.75 | 88.53 | 81.25 | Upgrade
|
| Total Non-Interest Income | 244 | 219.02 | 191.52 | 158.18 | 122.75 | 106.88 | Upgrade
|
| Non-Interest Income Growth (YoY) | 16.22% | 14.36% | 21.08% | 28.86% | 14.85% | -2.84% | Upgrade
|
| Revenues Before Loan Losses | 990.18 | 869.17 | 749.08 | 551.1 | 426.01 | 378.11 | Upgrade
|
| Provision for Loan Losses | 17.5 | 31.61 | 66.09 | 241.61 | 20.45 | 48.16 | Upgrade
|
| Revenue | 972.68 | 837.56 | 682.99 | 309.5 | 405.56 | 329.95 | Upgrade
|
| Revenue Growth (YoY) | 23.89% | 22.63% | 120.68% | -23.69% | 22.92% | 1.89% | Upgrade
|
| Salaries and Employee Benefits | 305.92 | 283.41 | 233.73 | 186.37 | 152.68 | 144.98 | Upgrade
|
| Occupancy Expenses | 54.27 | 43.56 | 34.8 | 26.93 | 22.86 | 21.46 | Upgrade
|
| Selling, General & Administrative | 14.85 | 14.9 | 11.82 | 12.64 | 11.19 | 7.86 | Upgrade
|
| Other Non-Interest Expense | 222.2 | 198.09 | 174.36 | 99.41 | 92.97 | 72.77 | Upgrade
|
| Total Non-Interest Expense | 597.23 | 539.96 | 454.71 | 325.36 | 279.7 | 247.07 | Upgrade
|
| EBT Excluding Unusual Items | 375.46 | 297.6 | 228.28 | -15.86 | 125.86 | 82.88 | Upgrade
|
| Pretax Income | 375.46 | 297.6 | 228.28 | -15.86 | 125.86 | 82.88 | Upgrade
|
| Income Tax Expense | 107.11 | 86.92 | 83.24 | 45.27 | 35.98 | 26.34 | Upgrade
|
| Earnings From Continuing Operations | 268.35 | 210.68 | 145.03 | -61.13 | 89.88 | 56.54 | Upgrade
|
| Minority Interest in Earnings | -11.65 | -8.81 | -5.01 | -2.55 | -1.64 | -0.12 | Upgrade
|
| Net Income | 256.71 | 201.87 | 140.03 | -63.68 | 88.24 | 56.41 | Upgrade
|
| Net Income to Common | 256.71 | 201.87 | 140.03 | -63.68 | 88.24 | 56.41 | Upgrade
|
| Net Income Growth | 38.02% | 44.16% | - | - | 56.41% | -27.93% | Upgrade
|
| Basic Shares Outstanding | - | 852 | 852 | 852 | 852 | 852 | Upgrade
|
| Diluted Shares Outstanding | - | 852 | 852 | 852 | 852 | 852 | Upgrade
|
| EPS (Basic) | - | 0.24 | 0.16 | -0.07 | 0.10 | 0.07 | Upgrade
|
| EPS (Diluted) | - | 0.24 | 0.16 | -0.07 | 0.10 | 0.07 | Upgrade
|
| EPS Growth | - | 44.14% | - | - | 56.45% | -27.95% | Upgrade
|
| Effective Tax Rate | 28.53% | 29.21% | 36.47% | - | 28.59% | 31.79% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.