Republic Bank (Ghana) PLC (GHSE:RBGH)
Ghana
· Delayed Price · Currency is GHS 2.900
+0.170 (6.23%)
At close: Mar 5, 2026
Republic Bank (Ghana) Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,287 | 1,202 | 975.43 | 625.16 | 482.67 | Upgrade
|
| Interest Paid on Deposits | 532.41 | 552.12 | 417.87 | 232.23 | 179.42 | Upgrade
|
| Net Interest Income | 754.45 | 650.15 | 557.56 | 392.92 | 303.25 | Upgrade
|
| Net Interest Income Growth (YoY) | 16.04% | 16.61% | 41.90% | 29.57% | 11.81% | Upgrade
|
| Income From Trading Activities | 55.63 | 49.92 | 55.22 | 34.01 | 27.85 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 1.14 | 0.08 | 0.73 | 2.29 | Upgrade
|
| Gain (Loss) on Sale of Investments | 23.62 | 5.33 | -3.05 | 4.69 | 4.09 | Upgrade
|
| Other Non-Interest Income | 215.48 | 162.62 | 139.27 | 118.75 | 88.53 | Upgrade
|
| Total Non-Interest Income | 294.73 | 219.02 | 191.52 | 158.18 | 122.75 | Upgrade
|
| Non-Interest Income Growth (YoY) | 34.57% | 14.36% | 21.08% | 28.86% | 14.85% | Upgrade
|
| Revenues Before Loan Losses | 1,049 | 869.17 | 749.08 | 551.1 | 426.01 | Upgrade
|
| Provision for Loan Losses | 20.7 | 31.61 | 66.09 | 241.61 | 20.45 | Upgrade
|
| Revenue | 1,028 | 837.56 | 682.99 | 309.5 | 405.56 | Upgrade
|
| Revenue Growth (YoY) | 22.80% | 22.63% | 120.68% | -23.69% | 22.92% | Upgrade
|
| Salaries and Employee Benefits | 311.93 | 283.41 | 233.73 | 186.37 | 152.68 | Upgrade
|
| Occupancy Expenses | 58.58 | 43.56 | 34.8 | 26.93 | 22.86 | Upgrade
|
| Selling, General & Administrative | 4.03 | 14.9 | 11.82 | 12.64 | 11.19 | Upgrade
|
| Other Non-Interest Expense | 255.27 | 198.09 | 174.36 | 99.41 | 92.97 | Upgrade
|
| Total Non-Interest Expense | 629.81 | 539.96 | 454.71 | 325.36 | 279.7 | Upgrade
|
| EBT Excluding Unusual Items | 398.67 | 297.6 | 228.28 | -15.86 | 125.86 | Upgrade
|
| Pretax Income | 398.67 | 297.6 | 228.28 | -15.86 | 125.86 | Upgrade
|
| Income Tax Expense | 110.73 | 86.92 | 83.24 | 45.27 | 35.98 | Upgrade
|
| Earnings From Continuing Operations | 287.94 | 210.68 | 145.03 | -61.13 | 89.88 | Upgrade
|
| Minority Interest in Earnings | -11.04 | -8.81 | -5.01 | -2.55 | -1.64 | Upgrade
|
| Net Income | 276.9 | 201.87 | 140.03 | -63.68 | 88.24 | Upgrade
|
| Net Income to Common | 276.9 | 201.87 | 140.03 | -63.68 | 88.24 | Upgrade
|
| Net Income Growth | 37.17% | 44.16% | - | - | 56.41% | Upgrade
|
| Basic Shares Outstanding | - | 852 | 852 | 852 | 852 | Upgrade
|
| Diluted Shares Outstanding | - | 852 | 852 | 852 | 852 | Upgrade
|
| EPS (Basic) | - | 0.24 | 0.16 | -0.07 | 0.10 | Upgrade
|
| EPS (Diluted) | - | 0.24 | 0.16 | -0.07 | 0.10 | Upgrade
|
| EPS Growth | - | 44.14% | - | - | 56.45% | Upgrade
|
| Dividend Per Share | 0.050 | - | - | - | - | Upgrade
|
| Effective Tax Rate | 27.78% | 29.21% | 36.47% | - | 28.59% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.