SIC Insurance PLC (GHSE:SIC)
Ghana
· Delayed Price · Currency is GHS 4.950
+0.050 (1.02%)
At close: Mar 5, 2026
SIC Insurance Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 598.5 | 559.48 | 373.19 | 355.53 | 141.13 | Upgrade
|
| Total Interest & Dividend Income | 45.03 | 32.96 | 28.65 | 40.62 | 13.95 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -7.48 | -13.68 | -50.32 | -0.21 | Upgrade
|
| Other Revenue | 39.87 | -19.25 | 25.38 | 29.53 | 11.86 | Upgrade
|
| Total Revenue | 683.39 | 565.71 | 413.53 | 375.37 | 176.64 | Upgrade
|
| Revenue Growth (YoY) | 20.80% | 36.80% | 10.17% | 112.51% | 4.20% | Upgrade
|
| Policy Benefits | 372.09 | 279.15 | 222.23 | 239.97 | 15.13 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 8.88 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.01 | 2.06 | 1.79 | 2.36 | - | Upgrade
|
| Depreciation & Amortization | 14.35 | 10.96 | 8.93 | 12.37 | - | Upgrade
|
| Selling, General & Administrative | 0.65 | 1.57 | 1.43 | 1.23 | 119.58 | Upgrade
|
| Provision for Bad Debts | - | 26.6 | 0.16 | 0.29 | - | Upgrade
|
| Other Operating Expenses | 83.91 | 75.3 | 69.47 | 43.59 | 3.77 | Upgrade
|
| Total Operating Expenses | 587.52 | 502.08 | 397.29 | 385.36 | 147.37 | Upgrade
|
| Operating Income | 95.88 | 63.63 | 16.24 | -9.99 | 29.27 | Upgrade
|
| Interest Expense | - | -2.21 | -2.46 | -3.18 | -2.55 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | 0.01 | 0.64 | - | Upgrade
|
| Other Non Operating Income (Expenses) | -1.52 | 11.98 | 7.72 | - | 16.21 | Upgrade
|
| EBT Excluding Unusual Items | 94.35 | 73.41 | 21.51 | -12.53 | 42.93 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 1.8 | 0.07 | 0.01 | 11.58 | Upgrade
|
| Asset Writedown | - | 3.77 | - | 44.17 | 17.41 | Upgrade
|
| Pretax Income | 94.35 | 78.97 | 21.58 | 31.65 | 71.92 | Upgrade
|
| Income Tax Expense | 24.83 | 25.56 | 8.77 | 8.59 | 11.58 | Upgrade
|
| Earnings From Continuing Ops. | 69.52 | 53.41 | 12.81 | 23.06 | 60.33 | Upgrade
|
| Minority Interest in Earnings | - | 0.33 | 0.67 | -0.42 | -0.53 | Upgrade
|
| Net Income | 69.52 | 53.74 | 13.49 | 22.65 | 59.8 | Upgrade
|
| Net Income to Common | 69.52 | 53.74 | 13.49 | 22.65 | 59.8 | Upgrade
|
| Net Income Growth | 29.36% | 298.48% | -40.45% | -62.13% | 382.54% | Upgrade
|
| Shares Outstanding (Basic) | 196 | 196 | 196 | 196 | 196 | Upgrade
|
| Shares Outstanding (Diluted) | 196 | 196 | 196 | 196 | 196 | Upgrade
|
| EPS (Basic) | 0.36 | 0.27 | 0.07 | 0.12 | 0.31 | Upgrade
|
| EPS (Diluted) | 0.36 | 0.27 | 0.07 | 0.12 | 0.31 | Upgrade
|
| EPS Growth | 29.36% | 298.48% | -40.45% | -62.13% | 382.54% | Upgrade
|
| Free Cash Flow | -31.91 | 141.09 | -17.9 | 68.87 | -65.43 | Upgrade
|
| Free Cash Flow Per Share | -0.16 | 0.72 | -0.09 | 0.35 | -0.33 | Upgrade
|
| Dividend Per Share | - | 0.051 | 0.051 | - | 0.046 | Upgrade
|
| Dividend Growth | - | - | - | - | 200.65% | Upgrade
|
| Operating Margin | 14.03% | 11.25% | 3.93% | -2.66% | 16.57% | Upgrade
|
| Profit Margin | 10.17% | 9.50% | 3.26% | 6.03% | 33.86% | Upgrade
|
| Free Cash Flow Margin | -4.67% | 24.94% | -4.33% | 18.35% | -37.04% | Upgrade
|
| EBITDA | 110.23 | 74.6 | 25.17 | 2.38 | 37.31 | Upgrade
|
| EBITDA Margin | 16.13% | 13.19% | 6.09% | 0.63% | 21.12% | Upgrade
|
| D&A For EBITDA | 14.35 | 10.96 | 8.93 | 12.37 | 8.04 | Upgrade
|
| EBIT | 95.88 | 63.63 | 16.24 | -9.99 | 29.27 | Upgrade
|
| EBIT Margin | 14.03% | 11.25% | 3.93% | -2.66% | 16.57% | Upgrade
|
| Effective Tax Rate | 26.32% | 32.37% | 40.63% | 27.13% | 16.10% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.