SIC Insurance PLC (GHSE:SIC)
Ghana
· Delayed Price · Currency is GHS 5.44
+0.49 (9.90%)
At close: Mar 9, 2026
SIC Insurance Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 69.52 | 53.74 | 13.49 | 22.65 | 59.8 | Upgrade
|
| Depreciation & Amortization | 14.35 | 12.96 | 10.63 | 14.53 | 9.49 | Upgrade
|
| Other Amortization | 0.01 | 0.07 | 0.08 | 0.2 | 0.41 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.39 | -1.8 | -0.07 | -0.01 | -10.75 | Upgrade
|
| Change in Accounts Receivable | -8.47 | 28.67 | -24.17 | 61.05 | -99.62 | Upgrade
|
| Reinsurance Recoverable | -38.38 | 67.19 | -56.69 | 29.29 | -10.91 | Upgrade
|
| Change in Accounts Payable | 10.89 | 53.07 | -4.37 | 25.9 | 0.75 | Upgrade
|
| Change in Unearned Revenue | 53.83 | -54.58 | 67.22 | 2.31 | 27.32 | Upgrade
|
| Change in Insurance Reserves / Liabilities | -51.58 | -5.16 | 22.6 | 23.93 | -4.06 | Upgrade
|
| Change in Other Net Operating Assets | - | - | - | 2.41 | 3.63 | Upgrade
|
| Other Operating Activities | -78.66 | -37.75 | -33.75 | -60.63 | -10.26 | Upgrade
|
| Operating Cash Flow | -28.87 | 155.61 | 2.76 | 72.96 | -59.34 | Upgrade
|
| Operating Cash Flow Growth | - | 5528.03% | -96.21% | - | - | Upgrade
|
| Capital Expenditures | -3.04 | -14.52 | -20.66 | -4.09 | -6.09 | Upgrade
|
| Sale of Property, Plant & Equipment | 0.39 | - | - | 0.01 | - | Upgrade
|
| Purchase / Sale of Intangible Assets | - | - | - | -0.15 | -0.09 | Upgrade
|
| Investment in Securities | - | - | -0.01 | -25.48 | -0.01 | Upgrade
|
| Other Investing Activities | 46.61 | 33.98 | 29.13 | 39.53 | 12.83 | Upgrade
|
| Investing Cash Flow | 43.31 | 22.6 | 8.19 | 8.88 | 101.61 | Upgrade
|
| Short-Term Debt Issued | - | - | 0.19 | - | 14.8 | Upgrade
|
| Long-Term Debt Issued | - | - | 2.06 | 0.51 | - | Upgrade
|
| Total Debt Issued | - | - | 2.24 | 0.51 | 14.8 | Upgrade
|
| Total Debt Repaid | -2.3 | -16.4 | - | -0.34 | -0.58 | Upgrade
|
| Net Debt Issued (Repaid) | -2.3 | -16.4 | 2.24 | 0.18 | 14.22 | Upgrade
|
| Financing Cash Flow | -2.3 | -16.4 | 2.24 | 0.18 | 14.22 | Upgrade
|
| Net Cash Flow | 12.14 | 161.8 | 13.2 | 82.02 | 56.49 | Upgrade
|
| Free Cash Flow | -31.91 | 141.09 | -17.9 | 68.87 | -65.43 | Upgrade
|
| Free Cash Flow Margin | -4.67% | 24.94% | -4.33% | 18.35% | -37.04% | Upgrade
|
| Free Cash Flow Per Share | -0.16 | 0.72 | -0.09 | 0.35 | -0.33 | Upgrade
|
| Cash Income Tax Paid | 45.31 | 19.09 | 10.06 | 36.69 | 4.63 | Upgrade
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| Levered Free Cash Flow | 307.48 | 8.96 | -169.03 | 105.73 | -35.6 | Upgrade
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| Unlevered Free Cash Flow | 307.48 | 10.34 | -167.49 | 107.71 | -34.01 | Upgrade
|
| Change in Working Capital | -33.71 | 87.1 | 4.45 | 144.99 | -83.16 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.