Trust Bank Limited (GHSE:TBL)
Ghana
· Delayed Price · Currency is GHS 1.200
0.00 (0.00%)
At close: Feb 20, 2026
Trust Bank Income Statement
Financials in millions GMD. Fiscal year is January - December.
Millions GMD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,334 | 1,125 | 819.88 | 666.31 | 529.81 | Upgrade
|
| Interest Paid on Deposits | 240.09 | 177.86 | 102.66 | 46.8 | 84.13 | Upgrade
|
| Net Interest Income | 1,093 | 946.79 | 717.23 | 619.51 | 445.68 | Upgrade
|
| Net Interest Income Growth (YoY) | 15.49% | 32.01% | 15.77% | 39.01% | 5.63% | Upgrade
|
| Income From Trading Activities | 30.73 | 39.59 | 54.74 | 87.28 | 57.32 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.59 | 0.5 | 0.84 | 3.36 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 2.91 | - | - | - | Upgrade
|
| Other Non-Interest Income | 266.94 | 324.99 | 296.59 | 244.3 | 171.88 | Upgrade
|
| Total Non-Interest Income | 297.68 | 368.08 | 351.82 | 332.41 | 232.57 | Upgrade
|
| Non-Interest Income Growth (YoY) | -19.13% | 4.62% | 5.84% | 42.93% | 18.13% | Upgrade
|
| Revenues Before Loan Losses | 1,391 | 1,315 | 1,069 | 951.93 | 678.24 | Upgrade
|
| Provision for Loan Losses | 8.77 | 62.41 | 52.98 | 36.99 | 0.18 | Upgrade
|
| Revenue | 1,382 | 1,252 | 1,016 | 914.93 | 678.06 | Upgrade
|
| Revenue Growth (YoY) | 10.37% | 23.27% | 11.05% | 34.93% | 10.38% | Upgrade
|
| Salaries and Employee Benefits | 400.61 | 363.79 | 285.63 | 253.6 | 207.8 | Upgrade
|
| Occupancy Expenses | 101.6 | 94.81 | 78.57 | 75.65 | 75.16 | Upgrade
|
| Selling, General & Administrative | - | 29.76 | 12.74 | 11.06 | 6.31 | Upgrade
|
| Other Non-Interest Expense | 381.65 | 300.87 | 275.12 | 227.91 | 209.34 | Upgrade
|
| Total Non-Interest Expense | 883.86 | 789.22 | 652.06 | 568.22 | 498.61 | Upgrade
|
| EBT Excluding Unusual Items | 498.53 | 463.24 | 364.01 | 346.72 | 179.45 | Upgrade
|
| Pretax Income | 498.53 | 463.24 | 364.01 | 346.72 | 179.45 | Upgrade
|
| Income Tax Expense | 134.6 | 123.19 | 105.1 | 98.16 | 36.03 | Upgrade
|
| Earnings From Continuing Operations | 363.93 | 340.05 | 258.91 | 248.56 | 143.42 | Upgrade
|
| Minority Interest in Earnings | - | - | - | - | 9.73 | Upgrade
|
| Net Income | 363.93 | 340.05 | 258.91 | 248.56 | 153.16 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | 0.31 | 3.57 | Upgrade
|
| Net Income to Common | 363.93 | 340.05 | 258.91 | 248.25 | 149.59 | Upgrade
|
| Net Income Growth | 7.02% | 31.34% | 4.16% | 62.29% | 39.29% | Upgrade
|
| Basic Shares Outstanding | 400 | 200 | 200 | 200 | 200 | Upgrade
|
| Diluted Shares Outstanding | 400 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Change (YoY) | 99.96% | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.91 | 1.70 | 1.29 | 1.24 | 0.75 | Upgrade
|
| EPS (Diluted) | 0.91 | 1.70 | 1.29 | 0.75 | 0.75 | Upgrade
|
| EPS Growth | -46.47% | 31.78% | 72.48% | - | 48.42% | Upgrade
|
| Dividend Per Share | - | 0.850 | 0.750 | 0.750 | 0.550 | Upgrade
|
| Dividend Growth | - | 13.33% | - | 36.36% | 37.50% | Upgrade
|
| Effective Tax Rate | 27.00% | 26.59% | 28.87% | 28.31% | 20.08% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.