National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam
· Delayed Price · Currency is VND 10,200
-1,100 (-9.73%)
At close: Mar 9, 2026
HNX:NVB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Jan '22 Jan 1, 2022 | 2021 - 2017 |
| Interest Income on Loans | 8,777,359 | 2,928,691 | 6,433,619 | 4,763,294 | 5,542,515 | Upgrade
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| Interest Paid on Deposits | 6,405,963 | 4,710,884 | 5,976,390 | 3,831,517 | 4,283,296 | Upgrade
|
| Net Interest Income | 2,371,396 | -1,782,193 | 457,229 | 931,777 | 1,259,219 | Upgrade
|
| Net Interest Income Growth (YoY) | - | - | -50.93% | -26.00% | -12.17% | Upgrade
|
| Income From Trading Activities | 36,736 | 131,422 | 160,484 | 166,748 | 356,714 | Upgrade
|
| Other Non-Interest Income | 339,601 | 178,273 | 101,439 | 238,469 | 86,174 | Upgrade
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| Total Non-Interest Income | 376,337 | 309,695 | 261,923 | 405,217 | 442,888 | Upgrade
|
| Non-Interest Income Growth (YoY) | 21.52% | 18.24% | -35.36% | -8.51% | 100.24% | Upgrade
|
| Revenues Before Loan Losses | 2,747,733 | -1,472,498 | 719,152 | 1,336,994 | 1,702,107 | Upgrade
|
| Provision for Loan Losses | 702,387 | 263,544 | 146,950 | 268,075 | 243,057 | Upgrade
|
| Revenue | 2,045,346 | -1,736,042 | 572,202 | 1,068,919 | 1,459,050 | Upgrade
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| Revenue Growth (YoY) | - | - | -46.47% | -26.74% | -9.18% | Upgrade
|
| Salaries and Employee Benefits | 1,089,359 | 955,516 | 652,446 | 594,180 | 508,490 | Upgrade
|
| Occupancy Expenses | 364,404 | 330,871 | 236,877 | 195,555 | 195,971 | Upgrade
|
| Federal Deposit Insurance | 147,404 | 118,060 | 95,846 | 85,029 | 92,197 | Upgrade
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| Selling, General & Administrative | 350,076 | 256,489 | 227,699 | 151,668 | 152,620 | Upgrade
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| Other Non-Interest Expense | 92,534 | 1,731,112 | 25,853 | 1,249 | 1,315 | Upgrade
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| Total Non-Interest Expense | 2,043,777 | 3,392,048 | 1,238,721 | 1,027,681 | 950,593 | Upgrade
|
| EBT Excluding Unusual Items | 1,569 | -5,128,090 | -666,519 | 41,238 | 508,457 | Upgrade
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| Pretax Income | 1,569 | -5,128,090 | -666,519 | 1,238 | 2,310 | Upgrade
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| Income Tax Expense | 1,491 | 848 | 3,037 | 1,230 | 910 | Upgrade
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| Net Income | 78 | -5,128,938 | -669,556 | 8 | 1,400 | Upgrade
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| Net Income to Common | 78 | -5,128,938 | -669,556 | 8 | 1,400 | Upgrade
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| Net Income Growth | - | - | - | -99.43% | 15.51% | Upgrade
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| Basic Shares Outstanding | 1,925 | 611 | 557 | 445 | 407 | Upgrade
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| Diluted Shares Outstanding | 1,925 | 611 | 557 | 445 | 407 | Upgrade
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| Shares Change (YoY) | 215.00% | 9.70% | 25.17% | 9.34% | - | Upgrade
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| EPS (Basic) | 0.04 | -8394.33 | -1202.08 | 0.02 | 3.44 | Upgrade
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| EPS (Diluted) | 0.04 | -8394.33 | -1202.08 | 0.02 | 3.44 | Upgrade
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| EPS Growth | - | - | - | -99.48% | 15.61% | Upgrade
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| Effective Tax Rate | 95.03% | - | - | 99.35% | 39.39% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.