National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam
· Delayed Price · Currency is VND 10,200
-1,100 (-9.73%)
At close: Mar 9, 2026
HNX:NVB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Jan '22 Jan 1, 2022 | 2021 - 2017 |
| Cash & Equivalents | 14,214,376 | 15,370,574 | 8,709,416 | 12,042,685 | 3,307,045 | Upgrade
|
| Investment Securities | 21,856,992 | 19,089,548 | 13,766,443 | 12,107,165 | 10,762,964 | Upgrade
|
| Trading Asset Securities | 14,219 | - | - | 223,373 | - | Upgrade
|
| Total Investments | 21,871,211 | 19,089,548 | 13,766,443 | 12,330,538 | 10,762,964 | Upgrade
|
| Gross Loans | 97,844,593 | 71,174,720 | 55,344,259 | 47,722,273 | 41,751,573 | Upgrade
|
| Allowance for Loan Losses | -1,241,839 | -1,196,316 | -1,078,095 | -959,662 | -691,615 | Upgrade
|
| Net Loans | 96,602,754 | 69,978,404 | 54,266,164 | 46,762,611 | 41,059,958 | Upgrade
|
| Property, Plant & Equipment | 304,623 | 257,732 | 179,235 | 184,182 | 142,484 | Upgrade
|
| Other Intangible Assets | 566,159 | 713,543 | 614,038 | 578,261 | 579,793 | Upgrade
|
| Accrued Interest Receivable | 1,188,084 | 499,530 | 3,569,597 | 1,513,406 | 1,981,642 | Upgrade
|
| Other Receivables | 11,252,938 | 6,436,218 | 10,358,655 | 10,427,194 | 11,714,984 | Upgrade
|
| Restricted Cash | 14,455,160 | 3,507,305 | 2,287,057 | 3,749,729 | 1,966,518 | Upgrade
|
| Other Current Assets | - | 771,461 | 545,957 | - | - | Upgrade
|
| Other Real Estate Owned & Foreclosed | - | 1,843,063 | 1,915,926 | - | - | Upgrade
|
| Other Long-Term Assets | 3,159,731 | 31,338 | 37,011 | 2,258,636 | 2,267,297 | Upgrade
|
| Total Assets | 163,615,036 | 118,498,716 | 96,249,499 | 89,847,242 | 73,782,685 | Upgrade
|
| Accounts Payable | - | - | - | 638,779 | 704,141 | Upgrade
|
| Accrued Expenses | 13,048 | - | - | - | - | Upgrade
|
| Interest Bearing Deposits | 116,647,242 | 89,534,108 | 76,270,502 | 71,106,749 | 59,109,760 | Upgrade
|
| Non-Interest Bearing Deposits | 23,489,716 | 16,619,528 | 9,610,013 | 8,760,824 | 5,883,008 | Upgrade
|
| Total Deposits | 140,136,958 | 106,153,636 | 85,880,515 | 79,867,573 | 64,992,768 | Upgrade
|
| Short-Term Borrowings | 1,545,099 | 86,313 | 26,407 | - | 177,577 | Upgrade
|
| Current Portion of Long-Term Debt | 7,365 | - | - | - | 11,506 | Upgrade
|
| Current Income Taxes Payable | -56 | - | - | - | - | Upgrade
|
| Accrued Interest Payable | 1,457,493 | 1,186,011 | 1,806,629 | 1,531,335 | 1,558,455 | Upgrade
|
| Long-Term Debt | 6,480,814 | 4,315,793 | 3,183,564 | 1,996,755 | 2,001,675 | Upgrade
|
| Other Long-Term Liabilities | 381,391 | 664,117 | 257,712 | 48,572 | 72,343 | Upgrade
|
| Total Liabilities | 150,022,112 | 112,405,870 | 91,154,827 | 84,083,014 | 69,518,465 | Upgrade
|
| Common Stock | 19,279,848 | 11,779,848 | 5,601,555 | 5,601,555 | 4,101,555 | Upgrade
|
| Retained Earnings | -5,686,708 | -5,686,786 | -506,883 | 162,673 | 162,665 | Upgrade
|
| Treasury Stock | -29,644 | -29,644 | -29,644 | -29,644 | -29,644 | Upgrade
|
| Comprehensive Income & Other | 29,428 | 29,428 | 29,644 | 29,644 | 29,644 | Upgrade
|
| Shareholders' Equity | 13,592,924 | 6,092,846 | 5,094,672 | 5,764,228 | 4,264,220 | Upgrade
|
| Total Liabilities & Equity | 163,615,036 | 118,498,716 | 96,249,499 | 89,847,242 | 73,782,685 | Upgrade
|
| Total Debt | 8,033,278 | 4,402,106 | 3,209,971 | 1,996,755 | 2,190,758 | Upgrade
|
| Net Cash (Debt) | 6,195,317 | 10,968,468 | 5,499,445 | 10,269,303 | 1,116,287 | Upgrade
|
| Net Cash Growth | -43.52% | 99.45% | -46.45% | 819.95% | -89.08% | Upgrade
|
| Net Cash Per Share | 3218.96 | 17951.67 | 9873.33 | 23077.09 | 2742.72 | Upgrade
|
| Filing Date Shares Outstanding | 1,925 | 1,175 | 556.8 | 556.8 | 406.8 | Upgrade
|
| Total Common Shares Outstanding | 1,925 | 1,175 | 556.8 | 556.8 | 406.8 | Upgrade
|
| Book Value Per Share | 7062.61 | 5187.02 | 9149.85 | 10352.35 | 10482.26 | Upgrade
|
| Tangible Book Value | 13,026,765 | 5,379,303 | 4,480,634 | 5,185,967 | 3,684,427 | Upgrade
|
| Tangible Book Value Per Share | 6768.44 | 4579.56 | 8047.06 | 9313.82 | 9057.02 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.