Asia Commercial Joint Stock Bank (HOSE:ACB)
Vietnam
· Delayed Price · Currency is VND 23,300
-250 (-1.06%)
At close: Mar 6, 2026
HOSE:ACB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 58,755,829 | 50,902,749 | 52,346,796 | 40,698,834 | 33,713,810 | Upgrade
|
| Interest Paid on Deposits | 31,850,134 | 23,108,047 | 27,387,226 | 17,165,305 | 14,769,018 | Upgrade
|
| Net Interest Income | 26,905,695 | 27,794,702 | 24,959,570 | 23,533,529 | 18,944,792 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.20% | 11.36% | 6.06% | 24.22% | 29.92% | Upgrade
|
| Income From Trading Activities | 474,316 | 200,357 | 168,383 | -387,873 | 449,960 | Upgrade
|
| Gain (Loss) on Sale of Investments | 400,146 | 445,742 | 2,640,351 | -8,533 | 223,431 | Upgrade
|
| Other Non-Interest Income | 6,021,088 | 5,069,388 | 4,971,423 | 5,623,763 | 3,926,961 | Upgrade
|
| Total Non-Interest Income | 6,895,550 | 5,715,487 | 7,780,157 | 5,227,357 | 4,600,352 | Upgrade
|
| Non-Interest Income Growth (YoY) | 20.65% | -26.54% | 48.84% | 13.63% | 28.53% | Upgrade
|
| Revenues Before Loan Losses | 33,801,245 | 33,510,189 | 32,739,727 | 28,760,886 | 23,545,144 | Upgrade
|
| Provision for Loan Losses | 3,334,748 | 1,606,285 | 1,804,231 | 70,814 | 3,336,109 | Upgrade
|
| Revenue | 30,466,497 | 31,903,904 | 30,935,496 | 28,690,072 | 20,209,035 | Upgrade
|
| Revenue Growth (YoY) | -4.50% | 3.13% | 7.83% | 41.97% | 17.36% | Upgrade
|
| Salaries and Employee Benefits | 6,231,750 | 6,468,329 | 6,215,207 | 6,069,294 | 5,128,784 | Upgrade
|
| Occupancy Expenses | 1,648,010 | 433,368 | 392,052 | 1,733,724 | 1,692,359 | Upgrade
|
| Federal Deposit Insurance | 646,439 | 574,929 | 504,504 | 455,482 | 419,539 | Upgrade
|
| Selling, General & Administrative | 2,382,631 | 2,212,159 | 2,346,192 | 3,286,908 | 1,736,532 | Upgrade
|
| Other Non-Interest Expense | 18,891 | 1,209,248 | 1,409,542 | 30,456 | -766,291 | Upgrade
|
| Total Non-Interest Expense | 10,927,721 | 10,898,033 | 10,867,497 | 11,575,864 | 8,210,923 | Upgrade
|
| EBT Excluding Unusual Items | 19,538,776 | 21,005,871 | 20,067,999 | 17,114,208 | 11,998,112 | Upgrade
|
| Pretax Income | 19,538,776 | 21,005,871 | 20,067,999 | 17,114,208 | 11,998,112 | Upgrade
|
| Income Tax Expense | 3,914,077 | 4,216,103 | 4,023,266 | 3,426,015 | 2,395,366 | Upgrade
|
| Net Income | 15,624,699 | 16,789,768 | 16,044,733 | 13,688,193 | 9,602,746 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 400,000 | 150,000 | 150,000 | 150,000 | Upgrade
|
| Net Income to Common | 15,624,699 | 16,389,768 | 15,894,733 | 13,538,193 | 9,452,746 | Upgrade
|
| Net Income Growth | -6.94% | 4.64% | 17.22% | 42.55% | 24.99% | Upgrade
|
| Basic Shares Outstanding | 5,170 | 5,137 | 5,137 | 5,137 | 5,137 | Upgrade
|
| Diluted Shares Outstanding | 5,170 | 5,137 | 5,137 | 5,137 | 5,137 | Upgrade
|
| Shares Change (YoY) | 0.66% | - | - | - | 0.06% | Upgrade
|
| EPS (Basic) | 3022.00 | 3190.75 | 3094.37 | 2635.60 | 1840.25 | Upgrade
|
| EPS (Diluted) | 3022.00 | 3190.75 | 3094.37 | 2635.60 | 1840.25 | Upgrade
|
| EPS Growth | -5.29% | 3.11% | 17.41% | 43.22% | 24.59% | Upgrade
|
| Dividend Per Share | - | 869.565 | 756.144 | 657.516 | - | Upgrade
|
| Dividend Growth | - | 15.00% | 15.00% | - | - | Upgrade
|
| Effective Tax Rate | 20.03% | 20.07% | 20.05% | 20.02% | 19.96% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.