Asia Commercial Joint Stock Bank (HOSE:ACB)
Vietnam
· Delayed Price · Currency is VND 21,700
-1,600 (-6.87%)
At close: Mar 9, 2026
HOSE:ACB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 146,638,834 | 113,604,855 | 117,331,034 | 89,852,697 | 49,851,147 | Upgrade
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| Investment Securities | 156,215,210 | 114,045,307 | 70,247,973 | 68,491,350 | 61,018,489 | Upgrade
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| Trading Asset Securities | 6,869,180 | 3,937,143 | 7,177,069 | 1,231,399 | 11,486,276 | Upgrade
|
| Total Investments | 163,084,390 | 117,982,450 | 77,425,042 | 69,722,749 | 72,504,765 | Upgrade
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| Gross Loans | 686,777,352 | 580,837,227 | 487,881,781 | 417,388,795 | 368,018,084 | Upgrade
|
| Allowance for Loan Losses | -7,624,729 | -6,789,556 | -5,416,952 | -4,899,736 | -5,861,588 | Upgrade
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| Net Loans | 679,152,623 | 574,047,671 | 482,464,829 | 412,489,059 | 362,156,496 | Upgrade
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| Property, Plant & Equipment | 3,200,487 | 3,962,882 | 4,492,542 | 3,434,358 | 3,164,617 | Upgrade
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| Other Intangible Assets | 2,238,063 | 2,190,172 | 1,444,993 | 1,131,644 | 1,077,478 | Upgrade
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| Investments in Real Estate | 149,673 | 177,005 | 177,005 | 177,005 | 216,027 | Upgrade
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| Accrued Interest Receivable | 6,819,629 | 4,954,367 | 4,282,669 | 3,893,383 | 2,991,916 | Upgrade
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| Other Receivables | 6,559,858 | 2,556,238 | 2,794,830 | 3,082,671 | 2,040,265 | Upgrade
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| Restricted Cash | 16,574,958 | 25,219,753 | 18,504,814 | 13,657,531 | 32,349,574 | Upgrade
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| Other Current Assets | - | 2,131,793 | 2,108,204 | 2,084,160 | 1,220,566 | Upgrade
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| Long-Term Deferred Tax Assets | 17,263 | 17,318 | 33,722 | 63,966 | 44,370 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | - | 11,500 | 11,500 | 62,541 | Upgrade
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| Other Long-Term Assets | 1,414,349 | 17,161,199 | 7,723,405 | 8,274,462 | 90,182 | Upgrade
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| Total Assets | 1,025,850,127 | 864,005,703 | 718,794,589 | 607,875,185 | 527,769,944 | Upgrade
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| Accounts Payable | 941,203 | 1,280,584 | 1,491,719 | 1,700,580 | 1,367,481 | Upgrade
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| Accrued Expenses | 2,569,655 | 2,525,548 | 2,453,096 | 2,232,670 | 1,507,151 | Upgrade
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| Interest Bearing Deposits | 576,841,652 | 510,598,446 | 459,379,930 | 383,769,102 | 326,923,178 | Upgrade
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| Non-Interest Bearing Deposits | 129,652,664 | 118,286,590 | 104,042,362 | 90,188,085 | 94,378,062 | Upgrade
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| Total Deposits | 706,494,316 | 628,885,036 | 563,422,292 | 473,957,187 | 421,301,240 | Upgrade
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| Short-Term Borrowings | 32,976,139 | 7,948,357 | 117,126 | 504,210 | - | Upgrade
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| Current Portion of Long-Term Debt | 82,157,945 | 73,958,937 | 31,109,967 | 14,567,952 | 5,473,817 | Upgrade
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| Current Income Taxes Payable | 1,963,800 | 2,385,237 | 2,293,886 | 2,303,901 | 438,405 | Upgrade
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| Accrued Interest Payable | 8,969,078 | 7,045,361 | 7,682,185 | 5,564,271 | 4,637,581 | Upgrade
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| Other Current Liabilities | 4,749,696 | 2,542,325 | 2,326,678 | 3,603,149 | 2,034,834 | Upgrade
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| Long-Term Debt | 84,840,954 | 47,737,223 | 30,128,770 | 37,634,711 | 38,173,500 | Upgrade
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| Total Liabilities | 931,330,408 | 780,544,025 | 647,838,628 | 549,436,522 | 482,869,035 | Upgrade
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| Common Stock | 51,366,566 | 44,666,579 | 38,840,504 | 33,774,351 | 27,019,481 | Upgrade
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| Additional Paid-In Capital | 271,779 | 271,779 | 271,779 | 271,779 | 271,779 | Upgrade
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| Retained Earnings | 42,393,448 | 38,523,199 | 31,843,557 | 24,392,412 | 17,609,528 | Upgrade
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| Comprehensive Income & Other | 487,926 | 121 | 121 | 121 | 121 | Upgrade
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| Shareholders' Equity | 94,519,719 | 83,461,678 | 70,955,961 | 58,438,663 | 44,900,909 | Upgrade
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| Total Liabilities & Equity | 1,025,850,127 | 864,005,703 | 718,794,589 | 607,875,185 | 527,769,944 | Upgrade
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| Total Debt | 199,975,038 | 129,644,517 | 61,355,863 | 52,706,873 | 43,647,317 | Upgrade
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| Net Cash (Debt) | -34,490,629 | -2,229,645 | 67,374,508 | 39,324,180 | 19,062,066 | Upgrade
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| Net Cash Growth | - | - | 71.33% | 106.30% | 146.25% | Upgrade
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| Net Cash Per Share | -6670.89 | -434.07 | 13116.41 | 7655.60 | 3710.99 | Upgrade
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| Filing Date Shares Outstanding | 5,137 | 5,137 | 5,137 | 5,137 | 5,137 | Upgrade
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| Total Common Shares Outstanding | 5,137 | 5,137 | 5,137 | 5,137 | 5,137 | Upgrade
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| Book Value Per Share | 18401.02 | 16248.25 | 13813.65 | 11376.79 | 8741.27 | Upgrade
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| Tangible Book Value | 92,281,656 | 81,271,506 | 69,510,968 | 57,307,019 | 43,823,431 | Upgrade
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| Tangible Book Value Per Share | 17965.32 | 15821.87 | 13532.34 | 11156.48 | 8531.51 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.