Bao Minh Insurance Corporation (HOSE:BMI)
Vietnam flag Vietnam · Delayed Price · Currency is VND
16,400
-1,200 (-6.82%)
At close: Mar 9, 2026

Bao Minh Insurance Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Premiums & Annuity Revenue
5,060,0714,879,8894,525,5004,278,4903,569,529
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Total Interest & Dividend Income
255,580277,498382,725274,297235,467
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Gain (Loss) on Sale of Investments
14,90117,7463,315-13,53788,024
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Non-Insurance Activities Revenue
13,77712,96313,42312,82912,305
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Other Revenue
301,095242,859194,961231,904199,155
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Total Revenue
5,645,4235,430,9545,119,9254,783,9844,104,479
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Revenue Growth (YoY)
3.95%6.08%7.02%16.55%0.76%
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Policy Benefits
1,601,8031,653,8061,555,1471,281,8601,263,664
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Policy Acquisition & Underwriting Costs
964,760915,015815,366796,562675,332
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Depreciation & Amortization
6,9996,3794,6174,3345,014
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Selling, General & Administrative
106,15187,39176,45354,77356,629
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Non-Insurance Activities Expense
5,1776,1115,3605,7055,901
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Other Operating Expenses
2,480,1022,301,5912,093,0342,157,9031,635,776
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Total Operating Expenses
5,269,0105,154,6724,748,5254,380,3153,713,494
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Operating Income
376,413276,282371,399403,669390,985
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Interest Expense
-90.31-483.46-883.6-636.66-222.7
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Currency Exchange Gain (Loss)
-1,583-5,643128.97-4,1774,376
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Other Non Operating Income (Expenses)
-69,4951,8325,286-67,402-89,731
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EBT Excluding Unusual Items
305,245271,987375,931331,453305,408
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Gain (Loss) on Sale of Assets
253.21746.57296.1122.09891.71
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Pretax Income
305,498272,734376,227331,475306,299
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Income Tax Expense
45,71235,06047,23449,61751,218
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Earnings From Continuing Ops.
259,787237,674328,993281,858255,082
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Net Income
259,787237,674328,993281,858255,082
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Preferred Dividends & Other Adjustments
-30,19440,30140,02138,619
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Net Income to Common
259,787207,480288,692241,837216,462
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Net Income Growth
9.30%-27.76%16.72%10.50%30.66%
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Shares Outstanding (Basic)
151151151151151
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Shares Outstanding (Diluted)
151151151151151
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Shares Change (YoY)
-0.00%--0.00%--0.00%
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EPS (Basic)
1725.601378.141917.571606.331437.79
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EPS (Diluted)
1725.601378.141917.571606.331437.79
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EPS Growth
25.21%-28.13%19.38%11.72%30.69%
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Free Cash Flow
-256,474127,750-424,434-85,987529,974
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Free Cash Flow Per Share
-1703.60848.55-2819.22-571.143520.20
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Dividend Per Share
-440.529400.481364.0731092.220
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Dividend Growth
-10.00%10.00%-66.67%-10.00%
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Operating Margin
6.67%5.09%7.25%8.44%9.53%
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Profit Margin
4.60%3.82%5.64%5.05%5.27%
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Free Cash Flow Margin
-4.54%2.35%-8.29%-1.80%12.91%
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EBITDA
394,732292,152388,610421,578410,300
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EBITDA Margin
6.99%5.38%7.59%8.81%10.00%
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D&A For EBITDA
18,31915,87017,21117,90919,314
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EBIT
376,413276,282371,399403,669390,985
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EBIT Margin
6.67%5.09%7.25%8.44%9.53%
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Effective Tax Rate
14.96%12.86%12.55%14.97%16.72%
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Revenue as Reported
5,361,1665,122,7484,720,4624,510,3953,768,684
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Source: S&P Capital IQ. Insurance template. Financial Sources.