Bao Minh Insurance Corporation (HOSE:BMI)
16,400
-1,200 (-6.82%)
At close: Mar 9, 2026
Bao Minh Insurance Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 5,060,071 | 4,879,889 | 4,525,500 | 4,278,490 | 3,569,529 | Upgrade
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| Total Interest & Dividend Income | 255,580 | 277,498 | 382,725 | 274,297 | 235,467 | Upgrade
|
| Gain (Loss) on Sale of Investments | 14,901 | 17,746 | 3,315 | -13,537 | 88,024 | Upgrade
|
| Non-Insurance Activities Revenue | 13,777 | 12,963 | 13,423 | 12,829 | 12,305 | Upgrade
|
| Other Revenue | 301,095 | 242,859 | 194,961 | 231,904 | 199,155 | Upgrade
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| Total Revenue | 5,645,423 | 5,430,954 | 5,119,925 | 4,783,984 | 4,104,479 | Upgrade
|
| Revenue Growth (YoY) | 3.95% | 6.08% | 7.02% | 16.55% | 0.76% | Upgrade
|
| Policy Benefits | 1,601,803 | 1,653,806 | 1,555,147 | 1,281,860 | 1,263,664 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 964,760 | 915,015 | 815,366 | 796,562 | 675,332 | Upgrade
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| Depreciation & Amortization | 6,999 | 6,379 | 4,617 | 4,334 | 5,014 | Upgrade
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| Selling, General & Administrative | 106,151 | 87,391 | 76,453 | 54,773 | 56,629 | Upgrade
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| Non-Insurance Activities Expense | 5,177 | 6,111 | 5,360 | 5,705 | 5,901 | Upgrade
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| Other Operating Expenses | 2,480,102 | 2,301,591 | 2,093,034 | 2,157,903 | 1,635,776 | Upgrade
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| Total Operating Expenses | 5,269,010 | 5,154,672 | 4,748,525 | 4,380,315 | 3,713,494 | Upgrade
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| Operating Income | 376,413 | 276,282 | 371,399 | 403,669 | 390,985 | Upgrade
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| Interest Expense | -90.31 | -483.46 | -883.6 | -636.66 | -222.7 | Upgrade
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| Currency Exchange Gain (Loss) | -1,583 | -5,643 | 128.97 | -4,177 | 4,376 | Upgrade
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| Other Non Operating Income (Expenses) | -69,495 | 1,832 | 5,286 | -67,402 | -89,731 | Upgrade
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| EBT Excluding Unusual Items | 305,245 | 271,987 | 375,931 | 331,453 | 305,408 | Upgrade
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| Gain (Loss) on Sale of Assets | 253.21 | 746.57 | 296.11 | 22.09 | 891.71 | Upgrade
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| Pretax Income | 305,498 | 272,734 | 376,227 | 331,475 | 306,299 | Upgrade
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| Income Tax Expense | 45,712 | 35,060 | 47,234 | 49,617 | 51,218 | Upgrade
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| Earnings From Continuing Ops. | 259,787 | 237,674 | 328,993 | 281,858 | 255,082 | Upgrade
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| Net Income | 259,787 | 237,674 | 328,993 | 281,858 | 255,082 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 30,194 | 40,301 | 40,021 | 38,619 | Upgrade
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| Net Income to Common | 259,787 | 207,480 | 288,692 | 241,837 | 216,462 | Upgrade
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| Net Income Growth | 9.30% | -27.76% | 16.72% | 10.50% | 30.66% | Upgrade
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| Shares Outstanding (Basic) | 151 | 151 | 151 | 151 | 151 | Upgrade
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| Shares Outstanding (Diluted) | 151 | 151 | 151 | 151 | 151 | Upgrade
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| Shares Change (YoY) | -0.00% | - | -0.00% | - | -0.00% | Upgrade
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| EPS (Basic) | 1725.60 | 1378.14 | 1917.57 | 1606.33 | 1437.79 | Upgrade
|
| EPS (Diluted) | 1725.60 | 1378.14 | 1917.57 | 1606.33 | 1437.79 | Upgrade
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| EPS Growth | 25.21% | -28.13% | 19.38% | 11.72% | 30.69% | Upgrade
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| Free Cash Flow | -256,474 | 127,750 | -424,434 | -85,987 | 529,974 | Upgrade
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| Free Cash Flow Per Share | -1703.60 | 848.55 | -2819.22 | -571.14 | 3520.20 | Upgrade
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| Dividend Per Share | - | 440.529 | 400.481 | 364.073 | 1092.220 | Upgrade
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| Dividend Growth | - | 10.00% | 10.00% | -66.67% | -10.00% | Upgrade
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| Operating Margin | 6.67% | 5.09% | 7.25% | 8.44% | 9.53% | Upgrade
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| Profit Margin | 4.60% | 3.82% | 5.64% | 5.05% | 5.27% | Upgrade
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| Free Cash Flow Margin | -4.54% | 2.35% | -8.29% | -1.80% | 12.91% | Upgrade
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| EBITDA | 394,732 | 292,152 | 388,610 | 421,578 | 410,300 | Upgrade
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| EBITDA Margin | 6.99% | 5.38% | 7.59% | 8.81% | 10.00% | Upgrade
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| D&A For EBITDA | 18,319 | 15,870 | 17,211 | 17,909 | 19,314 | Upgrade
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| EBIT | 376,413 | 276,282 | 371,399 | 403,669 | 390,985 | Upgrade
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| EBIT Margin | 6.67% | 5.09% | 7.25% | 8.44% | 9.53% | Upgrade
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| Effective Tax Rate | 14.96% | 12.86% | 12.55% | 14.97% | 16.72% | Upgrade
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| Revenue as Reported | 5,361,166 | 5,122,748 | 4,720,462 | 4,510,395 | 3,768,684 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.