Southeast Asia Commercial Joint Stock Bank (HOSE:SSB)
Vietnam
· Delayed Price · Currency is VND 16,300
-700 (-4.12%)
At close: Mar 9, 2026
HOSE:SSB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2018 |
| Cash & Equivalents | 92,307,569 | 68,883,426 | 46,659,323 | 42,500,272 | 36,309,520 | Upgrade
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| Investment Securities | 25,501,368 | 19,694,524 | 14,348,658 | 8,708,258 | 16,904,873 | Upgrade
|
| Trading Asset Securities | 11,444,995 | 8,866,716 | 8,353,236 | 3,987,085 | 13,082,630 | Upgrade
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| Total Investments | 36,946,363 | 28,561,240 | 22,701,894 | 12,695,343 | 29,987,503 | Upgrade
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| Gross Loans | 237,227,100 | 211,678,903 | 182,642,443 | 157,561,937 | 134,945,144 | Upgrade
|
| Allowance for Loan Losses | -3,266,690 | -3,281,433 | -2,978,019 | -2,433,009 | -1,781,617 | Upgrade
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| Net Loans | 233,960,410 | 208,397,470 | 179,664,424 | 155,128,928 | 133,163,527 | Upgrade
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| Property, Plant & Equipment | 512,464 | 488,465 | 551,265 | 427,189 | 286,268 | Upgrade
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| Goodwill | - | 267,021 | 338,226 | 409,431 | 480,637 | Upgrade
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| Other Intangible Assets | 976,880 | 878,565 | 718,033 | 658,503 | 596,235 | Upgrade
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| Investments in Real Estate | 76,960 | 54,010 | 56,584 | 58,047 | 65,564 | Upgrade
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| Accrued Interest Receivable | 3,091,938 | 2,581,613 | 3,318,857 | 2,594,093 | 1,679,591 | Upgrade
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| Other Receivables | 1,642,097 | 2,202,813 | 7,092,858 | 5,490,462 | 1,991,841 | Upgrade
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| Restricted Cash | 24,472,475 | 11,299,668 | 2,799,895 | 9,826,851 | 4,799,360 | Upgrade
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| Other Current Assets | - | - | - | - | 1,288,185 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | - | - | - | 908,982 | Upgrade
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| Other Long-Term Assets | 2,455,975 | 2,084,557 | 2,220,556 | 1,633,937 | 106,302 | Upgrade
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| Total Assets | 396,443,131 | 325,698,848 | 266,121,915 | 231,423,056 | 211,663,515 | Upgrade
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| Accounts Payable | 467,392 | - | - | - | - | Upgrade
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| Accrued Expenses | 385,083 | 242,006 | 167,114 | 66,308 | 30,877 | Upgrade
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| Interest Bearing Deposits | 234,199,971 | 182,140,505 | 168,378,313 | 141,828,127 | 124,576,621 | Upgrade
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| Non-Interest Bearing Deposits | 42,906,861 | 42,074,805 | 23,508,492 | 17,984,909 | 20,760,748 | Upgrade
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| Total Deposits | 277,106,832 | 224,215,310 | 191,886,805 | 159,813,036 | 145,337,369 | Upgrade
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| Short-Term Borrowings | 19,045,501 | 303,574 | 107,131 | 14,963 | 47,804 | Upgrade
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| Current Portion of Long-Term Debt | 27,334,277 | 28,564,683 | 16,733,537 | 9,838,696 | 3,925,963 | Upgrade
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| Current Income Taxes Payable | 825,791 | 812,283 | 555,416 | 434,315 | 302,044 | Upgrade
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| Accrued Interest Payable | 3,997,234 | 2,922,277 | 3,743,466 | 3,699,830 | 2,947,979 | Upgrade
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| Other Current Liabilities | 14,066 | 13,270 | 9,978 | - | - | Upgrade
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| Long-Term Debt | 26,665,439 | 33,359,525 | 22,303,459 | 30,959,482 | 40,114,286 | Upgrade
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| Long-Term Unearned Revenue | 11,725 | 2,157 | 1,718 | 517 | 634 | Upgrade
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| Other Long-Term Liabilities | 217,197 | 260,908 | 316,452 | 363,689 | 293,295 | Upgrade
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| Total Liabilities | 356,070,537 | 290,695,993 | 235,825,076 | 205,190,836 | 193,000,251 | Upgrade
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| Common Stock | 28,450,000 | 28,350,000 | 24,957,000 | 20,402,983 | 14,784,884 | Upgrade
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| Additional Paid-In Capital | 3,167 | 3,167 | 106,167 | 1,204,184 | 810,623 | Upgrade
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| Retained Earnings | 11,919,427 | 6,649,688 | 5,233,672 | 4,625,053 | 3,067,757 | Upgrade
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| Shareholders' Equity | 40,372,594 | 35,002,855 | 30,296,839 | 26,232,220 | 18,663,264 | Upgrade
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| Total Liabilities & Equity | 396,443,131 | 325,698,848 | 266,121,915 | 231,423,056 | 211,663,515 | Upgrade
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| Total Debt | 73,045,217 | 62,227,782 | 39,144,127 | 40,813,141 | 44,088,053 | Upgrade
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| Net Cash (Debt) | 30,707,347 | 15,522,360 | 15,868,432 | 5,674,216 | 5,304,097 | Upgrade
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| Net Cash Growth | 97.83% | -2.18% | 179.66% | 6.98% | 4.16% | Upgrade
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| Net Cash Per Share | 10800.10 | 5475.26 | 5678.93 | 1989.85 | 2111.80 | Upgrade
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| Filing Date Shares Outstanding | 2,845 | 2,835 | 2,835 | 2,787 | 2,411 | Upgrade
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| Total Common Shares Outstanding | 2,845 | 2,835 | 2,835 | 2,787 | 2,411 | Upgrade
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| Book Value Per Share | 14190.72 | 12346.69 | 10686.72 | 9411.28 | 7742.31 | Upgrade
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| Tangible Book Value | 39,395,714 | 33,857,269 | 29,240,580 | 25,164,286 | 17,586,392 | Upgrade
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| Tangible Book Value Per Share | 13847.35 | 11942.60 | 10314.15 | 9028.14 | 7295.58 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.