Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)
Vietnam
· Delayed Price · Currency is VND 60,800
-3,000 (-4.70%)
At close: Mar 9, 2026
HOSE:STB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 176,413,325 | 88,848,900 | 59,095,832 | 34,181,832 | 17,956,387 | Upgrade
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| Investment Securities | 92,211,670 | 85,730,381 | 74,718,487 | 68,889,499 | 69,755,897 | Upgrade
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| Trading Asset Securities | 234,999 | - | - | 109,858 | - | Upgrade
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| Total Investments | 92,446,669 | 85,730,381 | 74,718,487 | 68,999,357 | 69,755,897 | Upgrade
|
| Gross Loans | 627,890,579 | 546,921,587 | 482,979,410 | 439,100,624 | 388,955,032 | Upgrade
|
| Allowance for Loan Losses | -20,055,945 | -8,866,655 | -7,562,014 | -5,652,252 | -7,014,476 | Upgrade
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| Net Loans | 607,834,634 | 538,054,932 | 475,417,396 | 433,448,372 | 381,940,556 | Upgrade
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| Property, Plant & Equipment | 4,132,288 | 4,375,198 | 5,234,281 | 5,144,567 | 5,005,955 | Upgrade
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| Other Intangible Assets | 2,912,327 | 2,979,930 | 2,986,668 | 3,057,882 | 3,676,602 | Upgrade
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| Investments in Real Estate | 14,521 | - | - | - | - | Upgrade
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| Accrued Interest Receivable | 5,668,785 | 5,239,563 | 4,963,937 | 4,775,486 | 9,490,987 | Upgrade
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| Other Receivables | 6,562,597 | 3,190,535 | 35,267,985 | 25,393,565 | 15,903,804 | Upgrade
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| Restricted Cash | 18,059,258 | 17,644,155 | 11,411,884 | 10,922,463 | 10,114,238 | Upgrade
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| Other Current Assets | - | - | 2,199,846 | 3,067,167 | 2,747,289 | Upgrade
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| Long-Term Deferred Tax Assets | 552,729 | 542,460 | 397,824 | 242,847 | 405,006 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | - | 1,516,872 | 1,562,790 | 2,996,238 | Upgrade
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| Other Long-Term Assets | 2,522,670 | 1,488,492 | 93,409 | 75,225 | 257,217 | Upgrade
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| Total Assets | 917,119,803 | 748,094,546 | 674,389,660 | 591,907,695 | 521,117,123 | Upgrade
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| Accounts Payable | - | - | - | 57,894 | 86,040 | Upgrade
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| Accrued Expenses | 2,846,942 | 2,123,386 | 3,600,726 | 3,269,136 | 2,542,886 | Upgrade
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| Interest Bearing Deposits | 699,655,745 | 548,389,247 | 470,467,053 | 491,140,079 | 455,771,455 | Upgrade
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| Non-Interest Bearing Deposits | 104,995,599 | 111,569,400 | 101,918,691 | 4,572,634 | 2,045,127 | Upgrade
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| Total Deposits | 804,651,344 | 659,958,647 | 572,385,744 | 495,712,713 | 457,816,582 | Upgrade
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| Short-Term Borrowings | - | 54,007 | 91,459 | - | 108,003 | Upgrade
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| Current Portion of Long-Term Debt | 37,786 | - | 10,081 | - | - | Upgrade
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| Current Income Taxes Payable | - | - | 1,061,338 | 311,593 | 334,773 | Upgrade
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| Accrued Interest Payable | 11,245,693 | 8,510,442 | 12,069,907 | 7,874,317 | 6,466,151 | Upgrade
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| Other Current Liabilities | - | - | 7,794,175 | 4,790,576 | 2,031,829 | Upgrade
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| Long-Term Debt | 31,689,889 | 14,835,246 | 5,896,477 | 24,141,817 | 6,839,637 | Upgrade
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| Long-Term Unearned Revenue | - | - | 135,312 | 314,756 | 591,600 | Upgrade
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| Long-Term Deferred Tax Liabilities | 26,010 | 29,811 | 29,660 | 29,460 | 28,418 | Upgrade
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| Other Long-Term Liabilities | 6,755,395 | 7,610,937 | 25,580,917 | 16,778,437 | 10,009,868 | Upgrade
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| Total Liabilities | 857,253,059 | 693,122,476 | 628,655,796 | 553,280,699 | 486,855,787 | Upgrade
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| Common Stock | 18,852,157 | 18,852,157 | 18,852,157 | 18,852,157 | 18,852,157 | Upgrade
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| Additional Paid-In Capital | 1,747,651 | 1,747,651 | 1,747,651 | 1,747,651 | 1,747,651 | Upgrade
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| Retained Earnings | 31,294,226 | 28,426,115 | 20,386,614 | 18,194,906 | 13,622,391 | Upgrade
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| Comprehensive Income & Other | 7,972,710 | 5,946,147 | 4,747,442 | -167,718 | 39,137 | Upgrade
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| Shareholders' Equity | 59,866,744 | 54,972,070 | 45,733,864 | 38,626,996 | 34,261,336 | Upgrade
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| Total Liabilities & Equity | 917,119,803 | 748,094,546 | 674,389,660 | 591,907,695 | 521,117,123 | Upgrade
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| Total Debt | 31,727,675 | 14,889,253 | 5,998,017 | 24,141,817 | 6,947,640 | Upgrade
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| Net Cash (Debt) | 144,920,649 | 73,959,647 | 53,097,815 | 10,149,873 | 11,008,747 | Upgrade
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| Net Cash Growth | 95.95% | 39.29% | 423.14% | -7.80% | -51.22% | Upgrade
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| Net Cash Per Share | 76872.18 | 39231.40 | 28165.38 | 5383.93 | 5976.10 | Upgrade
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| Filing Date Shares Outstanding | 1,885 | 1,885 | 1,885 | 1,885 | 1,885 | Upgrade
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| Total Common Shares Outstanding | 1,885 | 1,885 | 1,885 | 1,885 | 1,885 | Upgrade
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| Book Value Per Share | 31755.91 | 29159.56 | 24259.22 | 20489.43 | 18173.70 | Upgrade
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| Tangible Book Value | 56,954,417 | 51,992,140 | 42,747,196 | 35,569,114 | 30,584,734 | Upgrade
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| Tangible Book Value Per Share | 30211.09 | 27578.88 | 22674.96 | 18867.40 | 16223.47 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.