Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam
· Delayed Price · Currency is VND 16,700
-150 (-0.89%)
At close: Mar 6, 2026
HOSE:VIB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 36,324,009 | 32,442,938 | 36,691,187 | 27,509,339 | 20,975,011 | Upgrade
|
| Interest Paid on Deposits | 20,231,849 | 15,692,526 | 18,207,116 | 12,546,784 | 9,158,864 | Upgrade
|
| Net Interest Income | 16,092,160 | 16,750,412 | 18,484,071 | 14,962,555 | 11,816,147 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.93% | -9.38% | 23.54% | 26.63% | 39.08% | Upgrade
|
| Income From Trading Activities | - | - | - | - | 196,796 | Upgrade
|
| Gain (Loss) on Sale of Investments | 79,774 | 247,967 | 129,730 | -175,878 | 899 | Upgrade
|
| Other Non-Interest Income | 3,834,707 | 3,570,673 | 3,546,692 | 3,271,126 | 2,877,960 | Upgrade
|
| Total Non-Interest Income | 3,914,481 | 3,818,640 | 3,676,422 | 3,095,248 | 3,075,655 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.51% | 3.87% | 18.78% | 0.64% | 12.79% | Upgrade
|
| Revenues Before Loan Losses | 20,006,641 | 20,569,052 | 22,160,493 | 18,057,803 | 14,891,802 | Upgrade
|
| Provision for Loan Losses | 3,467,019 | 4,353,458 | 4,845,805 | 1,279,609 | 1,647,142 | Upgrade
|
| Revenue | 16,539,622 | 16,215,594 | 17,314,688 | 16,778,194 | 13,244,660 | Upgrade
|
| Revenue Growth (YoY) | 2.00% | -6.35% | 3.20% | 26.68% | 28.90% | Upgrade
|
| Salaries and Employee Benefits | 4,956,379 | 4,708,481 | 4,350,225 | 4,082,383 | 3,593,892 | Upgrade
|
| Occupancy Expenses | 1,354,298 | 1,390,001 | 1,290,219 | 1,210,368 | 942,461 | Upgrade
|
| Federal Deposit Insurance | 276,353 | 242,091 | 203,686 | 176,203 | 158,915 | Upgrade
|
| Selling, General & Administrative | 773,775 | 804,696 | 708,544 | 669,316 | 499,743 | Upgrade
|
| Other Non-Interest Expense | 74,201 | 66,023 | 58,069 | 58,809 | 38,637 | Upgrade
|
| Total Non-Interest Expense | 7,435,006 | 7,211,292 | 6,610,743 | 6,197,079 | 5,233,648 | Upgrade
|
| EBT Excluding Unusual Items | 9,104,616 | 9,004,302 | 10,703,945 | 10,581,115 | 8,011,012 | Upgrade
|
| Pretax Income | 9,104,616 | 9,004,302 | 10,703,945 | 10,581,115 | 8,011,012 | Upgrade
|
| Income Tax Expense | 1,819,186 | 1,799,832 | 2,140,892 | 2,112,348 | 1,601,262 | Upgrade
|
| Net Income | 7,285,430 | 7,204,470 | 8,563,053 | 8,468,767 | 6,409,750 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 100,000 | 110,717 | 100,000 | 92,954 | Upgrade
|
| Net Income to Common | 7,285,430 | 7,104,470 | 8,452,336 | 8,368,767 | 6,316,796 | Upgrade
|
| Net Income Growth | 1.12% | -15.87% | 1.11% | 32.12% | 38.07% | Upgrade
|
| Basic Shares Outstanding | 3,404 | 3,396 | 3,396 | 3,384 | 3,373 | Upgrade
|
| Diluted Shares Outstanding | 3,404 | 3,396 | 3,396 | 3,384 | 3,373 | Upgrade
|
| Shares Change (YoY) | 0.23% | - | 0.37% | 0.30% | 0.52% | Upgrade
|
| EPS (Basic) | 2140.25 | 2091.88 | 2488.76 | 2473.34 | 1872.50 | Upgrade
|
| EPS (Diluted) | 2140.25 | 2091.88 | 2488.76 | 2473.34 | 1872.50 | Upgrade
|
| EPS Growth | 2.31% | -15.95% | 0.62% | 32.09% | 38.29% | Upgrade
|
| Dividend Per Share | - | 614.035 | 937.172 | 312.391 | - | Upgrade
|
| Dividend Growth | - | -34.48% | 200.00% | - | - | Upgrade
|
| Effective Tax Rate | 19.98% | 19.99% | 20.00% | 19.96% | 19.99% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.