Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam
· Delayed Price · Currency is VND 18,900
+100 (0.53%)
At close: Dec 4, 2025
HOSE:VIB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 41,774,210 | 51,486,912 | 58,063,230 | 28,778,954 | 13,268,865 | 4,254,952 | Upgrade
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| Investment Securities | 53,239,523 | 50,413,769 | 61,057,821 | 40,348,177 | 44,806,725 | 41,445,185 | Upgrade
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| Trading Asset Securities | - | 821,872 | 156,721 | 20,958 | - | 23,753 | Upgrade
|
| Total Investments | 53,239,523 | 51,235,641 | 61,214,542 | 40,369,135 | 44,806,725 | 41,468,938 | Upgrade
|
| Gross Loans | 437,659,662 | 379,759,531 | 278,177,455 | 256,786,713 | 217,914,612 | 171,306,915 | Upgrade
|
| Allowance for Loan Losses | -4,872,681 | -5,693,701 | -4,270,655 | -3,065,525 | -2,401,497 | -1,750,033 | Upgrade
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| Net Loans | 432,786,981 | 374,065,830 | 273,906,800 | 253,721,188 | 215,513,115 | 169,556,882 | Upgrade
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| Property, Plant & Equipment | 1,516,806 | 1,059,044 | 971,166 | 463,149 | 353,483 | 298,601 | Upgrade
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| Other Intangible Assets | 295,717 | 302,063 | 289,458 | 291,920 | 302,113 | 143,791 | Upgrade
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| Investments in Real Estate | 2,254 | 2,360 | 2,501 | 2,642 | 2,847 | 2,991 | Upgrade
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| Accrued Interest Receivable | 2,869,401 | 2,572,270 | 3,663,279 | 2,432,288 | 1,856,781 | 1,798,326 | Upgrade
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| Other Receivables | 1,393,388 | 1,377,591 | 2,478,792 | 5,423,269 | 7,514,174 | 1,775,420 | Upgrade
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| Restricted Cash | 7,924,709 | 9,909,074 | 8,217,767 | 10,062,633 | 24,890,710 | 24,591,537 | Upgrade
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| Other Current Assets | 1,043,812 | 927,811 | 980,772 | 1,219,686 | 977,150 | 741,002 | Upgrade
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| Long-Term Deferred Tax Assets | 1,002 | 1,002 | - | - | - | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 126,489 | 69,474 | 49,240 | 12,551 | 14,351 | 27,423 | Upgrade
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| Other Long-Term Assets | 585,378 | 149,298 | 43,826 | 21,510 | 16,815 | 15,814 | Upgrade
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| Total Assets | 543,559,670 | 493,158,370 | 409,881,373 | 342,798,925 | 309,517,129 | 244,675,677 | Upgrade
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| Accounts Payable | - | - | - | - | - | 160,826 | Upgrade
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| Accrued Expenses | 483,717 | 649,748 | 895,394 | 808,943 | 666,411 | 741,574 | Upgrade
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| Interest Bearing Deposits | 404,955,856 | 370,822,057 | 311,332,837 | 246,081,651 | 211,584,560 | 177,235,418 | Upgrade
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| Total Deposits | 404,955,856 | 370,822,057 | 311,332,837 | 246,081,651 | 211,584,560 | 177,235,418 | Upgrade
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| Short-Term Borrowings | 364,228 | - | - | - | 63,933 | - | Upgrade
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| Current Portion of Long-Term Debt | 5,303,386 | 519,947 | 5,900,166 | 9,888,361 | 10,810,441 | 5,179,231 | Upgrade
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| Current Income Taxes Payable | 779,215 | 1,309,653 | 1,468,046 | 1,656,035 | 533,220 | 341,438 | Upgrade
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| Accrued Interest Payable | 4,426,274 | 3,193,184 | 4,023,077 | 3,515,753 | 2,519,800 | 2,802,393 | Upgrade
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| Other Current Liabilities | 594,967 | 4,777,788 | 6,431,406 | 951,192 | 830,083 | 868,249 | Upgrade
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| Long-Term Debt | 76,497,778 | 70,021,741 | 41,887,850 | 47,103,279 | 57,933,189 | 38,990,919 | Upgrade
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| Long-Term Unearned Revenue | 87,450 | - | - | - | - | - | Upgrade
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| Other Long-Term Liabilities | 4,807,034 | - | - | - | - | - | Upgrade
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| Total Liabilities | 498,299,905 | 451,296,561 | 371,941,786 | 310,147,883 | 285,226,389 | 226,701,863 | Upgrade
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| Common Stock | 34,040,057 | 29,791,278 | 25,368,075 | 21,076,730 | 15,531,430 | 11,093,879 | Upgrade
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| Additional Paid-In Capital | 1,946 | 1,767 | 1,633 | 1,540 | 1,480 | 1,350 | Upgrade
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| Retained Earnings | 11,220,370 | 12,068,764 | 12,569,879 | 11,572,772 | 8,757,830 | 6,878,585 | Upgrade
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| Comprehensive Income & Other | -2,608 | - | - | - | - | - | Upgrade
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| Shareholders' Equity | 45,259,765 | 41,861,809 | 37,939,587 | 32,651,042 | 24,290,740 | 17,973,814 | Upgrade
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| Total Liabilities & Equity | 543,559,670 | 493,158,370 | 409,881,373 | 342,798,925 | 309,517,129 | 244,675,677 | Upgrade
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| Total Debt | 82,165,392 | 70,541,688 | 47,788,016 | 56,991,640 | 68,807,563 | 44,170,150 | Upgrade
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| Net Cash (Debt) | -40,391,182 | -18,232,904 | 10,431,935 | -28,191,728 | -55,538,698 | -39,891,445 | Upgrade
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| Net Cash Per Share | -11893.03 | -5368.61 | 3071.64 | -8331.89 | -16463.44 | -11886.74 | Upgrade
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| Filing Date Shares Outstanding | 3,404 | 3,396 | 3,384 | 3,373 | 3,356 | 3,356 | Upgrade
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| Total Common Shares Outstanding | 3,404 | 3,396 | 3,384 | 3,373 | 3,356 | 3,356 | Upgrade
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| Book Value Per Share | 13296.03 | 12326.05 | 11212.81 | 9678.81 | 7238.08 | 5355.78 | Upgrade
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| Tangible Book Value | 44,964,048 | 41,559,746 | 37,650,129 | 32,359,122 | 23,988,627 | 17,830,023 | Upgrade
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| Tangible Book Value Per Share | 13209.16 | 12237.11 | 11127.26 | 9592.27 | 7148.06 | 5312.94 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.