Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)
Iceland
· Delayed Price · Currency is ISK 40.80
-0.80 (-1.92%)
At close: Mar 6, 2026
Sjóvá-Almennar tryggingar Income Statement
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 34,778 | 33,598 | 31,273 | 28,011 | 22,928 | Upgrade
|
| Total Interest & Dividend Income | 203.96 | 236.21 | 549.1 | 1,285 | 509.88 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1,840 | 4,803 | 3,869 | 88.04 | 7,888 | Upgrade
|
| Other Revenue | -1,427 | -1,475 | -736.59 | 280.97 | 241.6 | Upgrade
|
| Total Revenue | 35,395 | 37,162 | 34,955 | 29,665 | 31,567 | Upgrade
|
| Revenue Growth (YoY) | -4.75% | 6.31% | 17.83% | -6.02% | 24.73% | Upgrade
|
| Policy Benefits | 25,375 | 25,699 | 23,456 | 20,717 | 16,307 | Upgrade
|
| Selling, General & Administrative | 6,827 | 6,615 | 6,123 | 5,772 | 4,998 | Upgrade
|
| Other Operating Expenses | 55.8 | 53.24 | 46 | 48.92 | -99.08 | Upgrade
|
| Total Operating Expenses | 32,258 | 32,368 | 29,625 | 26,538 | 21,206 | Upgrade
|
| Operating Income | 3,137 | 4,794 | 5,330 | 3,127 | 10,361 | Upgrade
|
| Interest Expense | - | - | - | -67.51 | - | Upgrade
|
| Currency Exchange Gain (Loss) | -6.22 | 41.28 | 82.44 | 10.87 | -13.22 | Upgrade
|
| Other Non Operating Income (Expenses) | -65.68 | -67.04 | -68.16 | - | - | Upgrade
|
| Pretax Income | 3,065 | 4,768 | 5,344 | 3,070 | 10,347 | Upgrade
|
| Income Tax Expense | 998.95 | 527.59 | 718.72 | 420.11 | 777.7 | Upgrade
|
| Net Income | 2,066 | 4,241 | 4,626 | 2,650 | 9,570 | Upgrade
|
| Net Income to Common | 2,066 | 4,241 | 4,626 | 2,650 | 9,570 | Upgrade
|
| Net Income Growth | -51.28% | -8.32% | 74.53% | -72.30% | 79.88% | Upgrade
|
| Shares Outstanding (Basic) | 1,157 | 1,157 | 1,166 | 1,192 | 1,303 | Upgrade
|
| Shares Outstanding (Diluted) | 1,161 | 1,160 | 1,166 | 1,192 | 1,303 | Upgrade
|
| Shares Change (YoY) | 0.07% | -0.56% | -2.14% | -8.56% | -2.53% | Upgrade
|
| EPS (Basic) | 1.79 | 3.67 | 3.97 | 2.22 | 7.34 | Upgrade
|
| EPS (Diluted) | 1.78 | 3.66 | 3.97 | 2.22 | 7.34 | Upgrade
|
| EPS Growth | -51.37% | -7.71% | 78.34% | -69.71% | 84.55% | Upgrade
|
| Free Cash Flow | 3,562 | 512.84 | 5,090 | 5,794 | 6,663 | Upgrade
|
| Free Cash Flow Per Share | 3.07 | 0.44 | 4.36 | 4.86 | 5.11 | Upgrade
|
| Dividend Per Share | 0.950 | 2.940 | 2.120 | 1.610 | 3.140 | Upgrade
|
| Dividend Growth | -67.69% | 38.68% | 31.68% | -48.73% | 57.79% | Upgrade
|
| Operating Margin | 8.86% | 12.90% | 15.25% | 10.54% | 32.82% | Upgrade
|
| Profit Margin | 5.84% | 11.41% | 13.23% | 8.93% | 30.31% | Upgrade
|
| Free Cash Flow Margin | 10.06% | 1.38% | 14.56% | 19.53% | 21.11% | Upgrade
|
| EBITDA | 3,219 | 4,868 | 5,390 | 3,190 | 10,426 | Upgrade
|
| EBITDA Margin | 9.09% | 13.10% | 15.42% | 10.75% | 33.03% | Upgrade
|
| D&A For EBITDA | 81.9 | 73.75 | 60.45 | 63.03 | 65.04 | Upgrade
|
| EBIT | 3,137 | 4,794 | 5,330 | 3,127 | 10,361 | Upgrade
|
| EBIT Margin | 8.86% | 12.90% | 15.25% | 10.54% | 32.82% | Upgrade
|
| Effective Tax Rate | 32.59% | 11.06% | 13.45% | 13.68% | 7.52% | Upgrade
|
| Revenue as Reported | - | - | - | - | 31,554 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.