Sjóvá-Almennar tryggingar Statistics

Total Valuation

ICE:SJOVA has a market cap or net worth of ISK 48.44 billion. The enterprise value is 47.94 billion.

Market Cap	48.44B
Enterprise Value	47.94B

Important Dates

The last earnings date was Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Mar 14, 2025

Share Statistics

ICE:SJOVA has 1.16 billion shares outstanding. The number of shares has increased by 0.07% in one year.

Current Share Class	1.16B
Shares Outstanding	1.16B
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	+2.51%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	47.89%
Float	825.97M

Valuation Ratios

The trailing PE ratio is 23.43.

PE Ratio	23.43
Forward PE	n/a
PS Ratio	1.37
PB Ratio	2.02
P/TBV Ratio	2.04
P/FCF Ratio	13.60
P/OCF Ratio	13.44
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.18, with an EV/FCF ratio of 13.46.

EV / Earnings	23.20
EV / Sales	1.35
EV / EBITDA	14.18
EV / EBIT	15.28
EV / FCF	13.46

Financial Position

The company has a current ratio of 0.83, with a Debt / Equity ratio of 0.05.

Current Ratio	0.83
Quick Ratio	0.44
Debt / Equity	0.05
Debt / EBITDA	0.37
Debt / FCF	0.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.41% and return on invested capital (ROIC) is 8.63%.

Return on Equity (ROE)	8.41%
Return on Assets (ROA)	2.57%
Return on Invested Capital (ROIC)	8.63%
Return on Capital Employed (ROCE)	4.56%
Weighted Average Cost of Capital (WACC)	5.36%
Revenue Per Employee	191.32M
Profits Per Employee	11.17M
Employee Count	185
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, ICE:SJOVA has paid 998.95 million in taxes.

Income Tax	998.95M
Effective Tax Rate	32.59%

Stock Price Statistics

The stock price has decreased by -19.42% in the last 52 weeks. The beta is 0.23, so ICE:SJOVA's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	-19.42%
50-Day Moving Average	43.65
200-Day Moving Average	44.26
Relative Strength Index (RSI)	36.41
Average Volume (20 Days)	1,556,177

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ICE:SJOVA had revenue of ISK 35.39 billion and earned 2.07 billion in profits. Earnings per share was 1.78.

Revenue	35.39B
Gross Profit	10.02B
Operating Income	3.14B
Pretax Income	3.07B
Net Income	2.07B
EBITDA	3.22B
EBIT	3.14B
Earnings Per Share (EPS)	1.78

Full Income Statement

Balance Sheet

The company has 1.75 billion in cash and 1.25 billion in debt, giving a net cash position of 504.21 million or 0.43 per share.

Cash & Cash Equivalents	1.75B
Total Debt	1.25B
Net Cash	504.21M
Net Cash Per Share	0.43
Equity (Book Value)	24.02B
Book Value Per Share	20.68
Working Capital	-1.34B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.61 billion and capital expenditures -43.80 million, giving a free cash flow of 3.56 billion.

Operating Cash Flow	3.61B
Capital Expenditures	-43.80M
Free Cash Flow	3.56B
FCF Per Share	3.07

Full Cash Flow Statement

Margins

Gross margin is 28.31%, with operating and profit margins of 8.86% and 5.84%.

Gross Margin	28.31%
Operating Margin	8.86%
Pretax Margin	8.66%
Profit Margin	5.84%
EBITDA Margin	9.09%
EBIT Margin	8.86%
FCF Margin	10.06%

Dividends & Yields

This stock pays an annual dividend of 0.95, which amounts to a dividend yield of 2.27%.

Dividend Per Share	0.95
Dividend Yield	2.27%
Dividend Growth (YoY)	38.68%
Years of Dividend Growth	2
Payout Ratio	164.58%
Buyback Yield	-0.07%
Shareholder Yield	2.20%
Earnings Yield	4.27%
FCF Yield	7.35%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5