Garanti Faktoring A.S. (IST:GARFA)
Turkey
· Delayed Price · Currency is TRY 25.42
-0.36 (-1.40%)
Mar 9, 2026, 6:05 PM GMT+3
Garanti Faktoring A.S. Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 10,319 | 5,511 | 3,220 | 1,301 | 621.49 | Upgrade
|
| Total Interest Expense | 6,705 | 3,219 | 2,178 | 750.71 | 417.86 | Upgrade
|
| Net Interest Income | 3,614 | 2,291 | 1,042 | 549.91 | 203.63 | Upgrade
|
| Commissions and Fees | 155.74 | 119.35 | 799.79 | 47.21 | 17.28 | Upgrade
|
| Revenue Before Loan Losses | 3,769 | 2,410 | 1,842 | 597.13 | 220.91 | Upgrade
|
| Provision for Loan Losses | 342.16 | 93.67 | 70.43 | 37.02 | 41.32 | Upgrade
|
| Revenue | 3,427 | 2,317 | 1,771 | 560.11 | 179.59 | Upgrade
|
| Revenue Growth (YoY) | 47.93% | 30.78% | 216.28% | 211.88% | 671.80% | Upgrade
|
| Salaries & Employee Benefits | 429.75 | 283.17 | 143.82 | 67.29 | 41.32 | Upgrade
|
| Cost of Services Provided | 271.09 | 162.87 | 158.65 | 47.88 | 29.11 | Upgrade
|
| Other Operating Expenses | -93.65 | -79.34 | 150.35 | 10.04 | -21.51 | Upgrade
|
| Total Operating Expenses | 607.19 | 366.7 | 452.83 | 125.2 | 48.92 | Upgrade
|
| Operating Income | 2,820 | 1,950 | 1,319 | 434.91 | 130.67 | Upgrade
|
| Currency Exchange Gain (Loss) | 22.2 | 4.34 | 49.55 | 19.95 | 28.5 | Upgrade
|
| Pretax Income | 3,020 | 2,047 | 1,483 | 464.5 | 167.03 | Upgrade
|
| Income Tax Expense | 890.02 | 608.73 | 438.06 | 113.76 | 35.09 | Upgrade
|
| Earnings From Continuing Ops. | 2,130 | 1,438 | 1,045 | 350.74 | 131.94 | Upgrade
|
| Net Income | 2,130 | 1,438 | 1,045 | 350.74 | 131.94 | Upgrade
|
| Net Income to Common | 2,130 | 1,438 | 1,045 | 350.74 | 131.94 | Upgrade
|
| Net Income Growth | 48.12% | 37.60% | 197.96% | 165.84% | 163.08% | Upgrade
|
| Shares Outstanding (Basic) | 398 | 398 | 398 | 398 | 398 | Upgrade
|
| Shares Outstanding (Diluted) | 398 | 398 | 398 | 398 | 398 | Upgrade
|
| EPS (Basic) | 5.36 | 3.62 | 2.63 | 0.88 | 0.33 | Upgrade
|
| EPS (Diluted) | 5.36 | 3.62 | 2.63 | 0.88 | 0.33 | Upgrade
|
| EPS Growth | 48.12% | 37.60% | 197.96% | 165.84% | 163.08% | Upgrade
|
| Free Cash Flow | 396.25 | 2,080 | -1,441 | 115.93 | 199.1 | Upgrade
|
| Free Cash Flow Per Share | 1.00 | 5.23 | -3.62 | 0.29 | 0.50 | Upgrade
|
| Operating Margin | 82.28% | 84.17% | 74.44% | 77.65% | 72.76% | Upgrade
|
| Profit Margin | 62.15% | 62.07% | 58.99% | 62.62% | 73.47% | Upgrade
|
| Free Cash Flow Margin | 11.56% | 89.79% | -81.32% | 20.70% | 110.86% | Upgrade
|
| Effective Tax Rate | 29.47% | 29.74% | 29.54% | 24.49% | 21.01% | Upgrade
|
| Revenue as Reported | 10,474 | 5,630 | 4,020 | 1,348 | 638.78 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.