IronRock Insurance Company Limited (JMSE:ROC)
Jamaica
· Delayed Price · Currency is JMD 2.790
-0.010 (-0.36%)
At close: Mar 5, 2026
JMSE:ROC Income Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 2,136 | 1,755 | 1,395 | 991.9 | 190.28 | Upgrade
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| Total Interest & Dividend Income | 104.03 | 112.92 | 77.08 | 69.2 | 43.87 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.42 | -4.97 | 4.75 | - | 9.85 | Upgrade
|
| Other Revenue | 8.25 | 9.52 | 20.07 | 7.54 | 173.2 | Upgrade
|
| Total Revenue | 2,247 | 1,872 | 1,497 | 1,069 | 417.2 | Upgrade
|
| Revenue Growth (YoY) | 20.02% | 25.05% | 40.11% | 156.15% | 6.91% | Upgrade
|
| Policy Benefits | 2,046 | 1,604 | 1,276 | 929.02 | 91.07 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 101.63 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | - | 0.64 | Upgrade
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| Depreciation & Amortization | - | - | - | - | 3.39 | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 114 | Upgrade
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| Other Operating Expenses | 202.4 | 174.79 | 118.51 | 103.6 | - | Upgrade
|
| Total Operating Expenses | 2,249 | 1,779 | 1,394 | 1,033 | 379.65 | Upgrade
|
| Operating Income | -1.42 | 93.28 | 103.1 | 36 | 37.55 | Upgrade
|
| Interest Expense | - | - | - | - | -1.84 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | - | - | 25.13 | Upgrade
|
| Pretax Income | -1.42 | 93.28 | 103.1 | 36 | 60.84 | Upgrade
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| Income Tax Expense | - | 12.57 | 19.14 | 2.38 | 7.13 | Upgrade
|
| Net Income | -1.42 | 80.71 | 83.96 | 33.63 | 53.71 | Upgrade
|
| Net Income to Common | -1.42 | 80.71 | 83.96 | 33.63 | 53.71 | Upgrade
|
| Net Income Growth | - | -3.88% | 149.68% | -37.39% | 12.01% | Upgrade
|
| Shares Outstanding (Basic) | 142 | 214 | 214 | 214 | 214 | Upgrade
|
| Shares Outstanding (Diluted) | 142 | 214 | 214 | 214 | 214 | Upgrade
|
| Shares Change (YoY) | -33.60% | - | - | - | - | Upgrade
|
| EPS (Basic) | -0.01 | 0.38 | 0.39 | 0.16 | 0.25 | Upgrade
|
| EPS (Diluted) | -0.01 | 0.38 | 0.39 | 0.16 | 0.25 | Upgrade
|
| EPS Growth | - | -3.88% | 149.68% | -37.39% | 12.01% | Upgrade
|
| Free Cash Flow | 860.32 | 55.68 | 77.41 | 26.38 | 26.32 | Upgrade
|
| Free Cash Flow Per Share | 6.05 | 0.26 | 0.36 | 0.12 | 0.12 | Upgrade
|
| Dividend Per Share | - | 0.045 | 0.033 | - | - | Upgrade
|
| Dividend Growth | - | 38.46% | - | - | - | Upgrade
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| Operating Margin | -0.06% | 4.98% | 6.89% | 3.37% | 9.00% | Upgrade
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| Profit Margin | -0.06% | 4.31% | 5.61% | 3.15% | 12.87% | Upgrade
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| Free Cash Flow Margin | 38.29% | 2.97% | 5.17% | 2.47% | 6.31% | Upgrade
|
| EBITDA | 7.88 | 99.59 | 107.83 | 40.59 | 40.94 | Upgrade
|
| EBITDA Margin | 0.35% | 5.32% | 7.20% | 3.80% | 9.81% | Upgrade
|
| D&A For EBITDA | 9.31 | 6.3 | 4.73 | 4.59 | 3.39 | Upgrade
|
| EBIT | -1.42 | 93.28 | 103.1 | 36 | 37.55 | Upgrade
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| EBIT Margin | -0.06% | 4.98% | 6.89% | 3.37% | 9.00% | Upgrade
|
| Effective Tax Rate | - | 13.48% | 18.56% | 6.60% | 11.72% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.