Scotia Group Jamaica Limited (JMSE:SGJ)
50.46
+0.13 (0.26%)
At close: Mar 6, 2026
Scotia Group Jamaica Income Statement
Financials in millions JMD. Fiscal year is November - October.
Millions JMD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 42,639 | 41,264 | 38,081 | 32,597 | 24,847 | 20,653 | Upgrade
|
| Interest Income on Investments | 10,801 | 10,801 | 10,263 | 8,240 | 6,357 | 3,915 | Upgrade
|
| Total Interest Income | 53,440 | 52,065 | 48,345 | 40,837 | 31,204 | 24,568 | Upgrade
|
| Interest Paid on Deposits | 2,183 | 2,056 | 2,040 | 1,380 | 579.79 | 1,856 | Upgrade
|
| Net Interest Income | 51,256 | 50,010 | 46,304 | 39,457 | 30,624 | 22,711 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.09% | 8.00% | 17.35% | 28.84% | 34.84% | -8.63% | Upgrade
|
| Gain (Loss) on Sale of Assets | 80.96 | 80.96 | 216.48 | 159.95 | 290.1 | 6.51 | Upgrade
|
| Gain (Loss) on Sale of Investments | 480.16 | 526.54 | 417.03 | 312.51 | -142.19 | 604.43 | Upgrade
|
| Other Non-Interest Income | 17,468 | 16,979 | 16,338 | 15,535 | 11,731 | 16,341 | Upgrade
|
| Total Non-Interest Income | 18,029 | 17,587 | 16,972 | 16,007 | 11,879 | 16,952 | Upgrade
|
| Non-Interest Income Growth (YoY) | -0.31% | 3.62% | 6.02% | 34.75% | -29.92% | -5.86% | Upgrade
|
| Revenues Before Loan Losses | 69,285 | 67,596 | 63,276 | 55,464 | 42,503 | 39,663 | Upgrade
|
| Provision for Loan Losses | 3,217 | 2,884 | 4,157 | 2,396 | 3,057 | 2,809 | Upgrade
|
| Revenue | 66,068 | 64,712 | 59,119 | 53,068 | 39,446 | 36,854 | Upgrade
|
| Revenue Growth (YoY) | 6.95% | 9.46% | 11.40% | 34.53% | 7.03% | -0.45% | Upgrade
|
| Salaries and Employee Benefits | 15,171 | 14,847 | 11,773 | 11,080 | 9,806 | 9,438 | Upgrade
|
| Occupancy Expenses | 3,313 | 3,123 | 2,791 | 2,459 | 2,475 | 2,332 | Upgrade
|
| Amortization of Goodwill & Intangibles | 25.98 | 20.95 | 20.95 | 24.87 | 119.65 | 97.67 | Upgrade
|
| Selling, General & Administrative | 701.54 | 701.54 | 720.55 | 768.89 | 503.58 | 357.11 | Upgrade
|
| Other Non-Interest Expense | 17,209 | 16,302 | 14,110 | 13,295 | 11,805 | 12,914 | Upgrade
|
| Total Non-Interest Expense | 36,421 | 34,993 | 29,415 | 27,628 | 24,709 | 25,139 | Upgrade
|
| EBT Excluding Unusual Items | 29,647 | 29,718 | 29,704 | 25,440 | 14,737 | 11,715 | Upgrade
|
| Other Unusual Items | - | - | - | - | 629.03 | 953.78 | Upgrade
|
| Pretax Income | 29,647 | 29,718 | 29,704 | 25,440 | 15,366 | 12,669 | Upgrade
|
| Income Tax Expense | 9,830 | 9,817 | 9,546 | 8,212 | 5,046 | 4,030 | Upgrade
|
| Earnings From Continuing Operations | 19,817 | 19,901 | 20,158 | 17,229 | 10,320 | 8,639 | Upgrade
|
| Net Income | 19,817 | 19,901 | 20,158 | 17,229 | 10,320 | 8,639 | Upgrade
|
| Net Income to Common | 19,817 | 19,901 | 20,158 | 17,229 | 10,320 | 8,639 | Upgrade
|
| Net Income Growth | -6.68% | -1.27% | 17.00% | 66.95% | 19.46% | -4.57% | Upgrade
|
| Basic Shares Outstanding | 3,113 | 3,112 | 3,112 | 3,112 | 3,112 | 3,112 | Upgrade
|
| Diluted Shares Outstanding | 3,113 | 3,112 | 3,112 | 3,112 | 3,112 | 3,112 | Upgrade
|
| EPS (Basic) | 6.37 | 6.40 | 6.48 | 5.54 | 3.32 | 2.78 | Upgrade
|
| EPS (Diluted) | 6.37 | 6.40 | 6.48 | 5.54 | 3.32 | 2.78 | Upgrade
|
| EPS Growth | -6.82% | -1.27% | 17.00% | 66.95% | 19.46% | -4.57% | Upgrade
|
| Dividend Per Share | 1.800 | 1.800 | 1.700 | 1.400 | 1.400 | 1.450 | Upgrade
|
| Dividend Growth | 2.86% | 5.88% | 21.43% | - | -3.45% | -6.45% | Upgrade
|
| Effective Tax Rate | 33.16% | 33.03% | 32.14% | 32.28% | 32.84% | 31.81% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.