Sagicor Group Jamaica Limited (JMSE:SJ)
Jamaica
· Delayed Price · Currency is JMD 39.00
-1.00 (-2.50%)
At close: Dec 5, 2025
Sagicor Group Jamaica Income Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 59,140 | 54,534 | 46,818 | 40,672 | 52,785 | 50,379 | Upgrade
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| Total Interest & Dividend Income | 27,122 | 29,611 | 29,525 | 21,214 | 20,755 | 23,542 | Upgrade
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| Gain (Loss) on Sale of Investments | 7,510 | 503.49 | 617.23 | 505.76 | 11,985 | -3,756 | Upgrade
|
| Non-Insurance Activities Revenue | - | - | - | - | 4,419 | 2,427 | Upgrade
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| Other Revenue | 19,466 | 18,524 | 17,488 | 21,173 | 16,272 | 13,328 | Upgrade
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| Total Revenue | 113,238 | 103,173 | 94,449 | 83,564 | 106,214 | 85,921 | Upgrade
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| Revenue Growth (YoY) | 12.99% | 9.24% | 13.03% | -21.32% | 23.62% | -11.86% | Upgrade
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| Policy Benefits | 48,276 | 48,292 | 38,750 | 33,534 | 39,332 | 28,687 | Upgrade
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| Policy Acquisition & Underwriting Costs | - | - | - | - | 7,556 | 6,922 | Upgrade
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| Depreciation & Amortization | 1,692 | 1,692 | 1,562 | 2,114 | 2,719 | 2,870 | Upgrade
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| Selling, General & Administrative | 28,359 | 28,359 | 25,388 | 24,183 | 23,152 | 20,543 | Upgrade
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| Non-Insurance Activities Expense | - | - | - | - | 3,367 | 2,086 | Upgrade
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| Other Operating Expenses | 2,633 | 937.79 | 911.92 | 2,379 | 1,830 | 1,665 | Upgrade
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| Total Operating Expenses | 82,505 | 80,696 | 67,152 | 62,827 | 78,118 | 63,992 | Upgrade
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| Operating Income | 30,733 | 22,477 | 27,297 | 20,737 | 28,096 | 21,929 | Upgrade
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| Interest Expense | -9,080 | -9,080 | -8,617 | -6,303 | -5,122 | -5,028 | Upgrade
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| Earnings From Equity Investments | 406.72 | 226.38 | 241.66 | 439.99 | 607.76 | -5,156 | Upgrade
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| Currency Exchange Gain (Loss) | 175.29 | 175.29 | 140.61 | 256.3 | 1,124 | 183.8 | Upgrade
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| EBT Excluding Unusual Items | 22,235 | 13,798 | 19,062 | 15,131 | 24,706 | 11,928 | Upgrade
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| Merger & Restructuring Charges | - | - | - | -118 | -22.87 | -192.9 | Upgrade
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| Impairment of Goodwill | -700 | -700 | - | -530.13 | -614.4 | -1,232 | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | - | 258.21 | -43.6 | -408.89 | Upgrade
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| Asset Writedown | - | - | - | - | 68 | 83.68 | Upgrade
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| Pretax Income | 21,535 | 13,098 | 19,062 | 14,741 | 24,093 | 10,178 | Upgrade
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| Income Tax Expense | 5,757 | 4,048 | 4,488 | 4,897 | 6,450 | 5,694 | Upgrade
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| Earnings From Continuing Ops. | 15,777 | 9,051 | 14,573 | 9,843 | 17,643 | 4,485 | Upgrade
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| Minority Interest in Earnings | 74.11 | 187.63 | -205.26 | -257.46 | -247.66 | 9,295 | Upgrade
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| Net Income | 15,851 | 9,238 | 14,368 | 9,586 | 17,395 | 13,780 | Upgrade
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| Net Income to Common | 15,851 | 9,238 | 14,368 | 9,586 | 17,395 | 13,780 | Upgrade
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| Net Income Growth | 45.23% | -35.70% | 49.89% | -44.89% | 26.24% | -11.95% | Upgrade
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| Shares Outstanding (Basic) | 3,893 | 3,902 | 3,904 | 3,906 | 3,901 | 3,902 | Upgrade
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| Shares Outstanding (Diluted) | 3,894 | 3,902 | 3,915 | 3,914 | 3,905 | 3,906 | Upgrade
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| Shares Change (YoY) | -0.75% | -0.32% | 0.03% | 0.22% | -0.02% | 0.05% | Upgrade
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| EPS (Basic) | 4.07 | 2.37 | 3.68 | 2.45 | 4.46 | 3.53 | Upgrade
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| EPS (Diluted) | 4.07 | 2.37 | 3.67 | 2.45 | 4.46 | 3.53 | Upgrade
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| EPS Growth | 46.36% | -35.48% | 49.80% | -45.06% | 26.33% | -11.97% | Upgrade
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| Free Cash Flow | -16,883 | -4,880 | -3,027 | -28,916 | 2,523 | 5,139 | Upgrade
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| Free Cash Flow Per Share | -4.34 | -1.25 | -0.77 | -7.39 | 0.65 | 1.32 | Upgrade
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| Dividend Per Share | 1.660 | 1.180 | 1.470 | 1.260 | 2.170 | 0.850 | Upgrade
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| Dividend Growth | 20.73% | -19.73% | 16.67% | -41.94% | 155.29% | -40.97% | Upgrade
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| Operating Margin | 27.14% | 21.79% | 28.90% | 24.82% | 26.45% | 25.52% | Upgrade
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| Profit Margin | 14.00% | 8.95% | 15.21% | 11.47% | 16.38% | 16.04% | Upgrade
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| Free Cash Flow Margin | -14.91% | -4.73% | -3.21% | -34.60% | 2.38% | 5.98% | Upgrade
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| EBITDA | 31,813 | 23,529 | 28,311 | 22,328 | 29,836 | 23,702 | Upgrade
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| EBITDA Margin | 28.09% | 22.80% | 29.98% | 26.72% | 28.09% | 27.59% | Upgrade
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| D&A For EBITDA | 1,080 | 1,052 | 1,015 | 1,591 | 1,740 | 1,773 | Upgrade
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| EBIT | 30,733 | 22,477 | 27,297 | 20,737 | 28,096 | 21,929 | Upgrade
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| EBIT Margin | 27.14% | 21.79% | 28.90% | 24.82% | 26.45% | 25.52% | Upgrade
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| Effective Tax Rate | 26.73% | 30.90% | 23.55% | 33.22% | 26.77% | 55.94% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.