Sagicor Group Jamaica Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '25 Dec 4, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	152,068	155,967	193,009	230,052	226,335	195,037	Upgrade
Market Cap Growth	6.70%	-19.19%	-16.10%	1.64%	16.05%	-35.84%	Upgrade
Enterprise Value	102,628	121,300	156,633	203,770	233,309	206,440	Upgrade
PE Ratio	9.58	16.88	13.43	24.00	13.01	14.15	Upgrade
PS Ratio	1.34	1.51	2.04	2.75	2.13	2.27	Upgrade
PB Ratio	1.32	1.50	1.89	2.18	1.68	1.54	Upgrade
P/FCF Ratio	-	-	-	-	89.69	37.95	Upgrade
P/OCF Ratio	-	-	-	-	74.63	31.56	Upgrade
EV/Sales Ratio	0.91	1.18	1.66	2.44	2.20	2.40	Upgrade
EV/EBITDA Ratio	3.11	5.16	5.53	9.13	7.82	8.71	Upgrade
EV/EBIT Ratio	3.30	5.40	5.74	9.83	8.30	9.41	Upgrade
EV/FCF Ratio	-6.08	-	-	-	92.46	40.17	Upgrade
Debt / Equity Ratio	0.05	1.11	1.11	0.11	0.75	0.79	Upgrade
Debt / EBITDA Ratio	0.18	4.76	3.92	0.51	3.31	4.13	Upgrade
Debt / FCF Ratio	-	-	-	-	39.95	19.53	Upgrade
Quick Ratio	41.91	2.24	2.31	19.53	2.05	1.68	Upgrade
Current Ratio	55.71	3.31	3.71	27.18	2.97	2.52	Upgrade
Asset Turnover	0.18	0.18	0.17	0.16	0.21	0.18	Upgrade
Return on Equity (ROE)	14.35%	8.77%	14.02%	8.19%	13.49%	3.62%	Upgrade
Return on Assets (ROA)	3.03%	2.43%	3.11%	2.44%	3.45%	2.88%	Upgrade
Return on Capital (ROIC)	16.85%	6.45%	10.24%	7.34%	7.59%	6.22%	Upgrade
Earnings Yield	10.42%	5.92%	7.44%	4.17%	7.69%	7.07%	Upgrade
FCF Yield	-11.10%	-3.13%	-1.57%	-12.57%	1.11%	2.63%	Upgrade
Dividend Yield	2.95%	3.07%	3.19%	2.36%	4.26%	1.98%	Upgrade
Payout Ratio	29.07%	57.92%	33.30%	65.28%	24.90%	4.08%	Upgrade
Buyback Yield / Dilution	0.75%	0.32%	-0.03%	-0.22%	0.02%	-0.05%	Upgrade
Total Shareholder Return	3.74%	3.39%	3.16%	2.14%	4.28%	1.93%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.