Discovery Ratios and Metrics

Market cap in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 4, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2020 - 2016
Market Capitalization	152,526	143,164	89,178	96,028	84,149	82,934	Upgrade
Market Cap Growth	20.18%	60.54%	-7.13%	14.12%	1.47%	20.81%	Upgrade
Enterprise Value	151,513	145,735	95,945	99,296	84,980	83,500	Upgrade
PE Ratio	16.41	15.37	12.18	15.04	15.52	26.27	Upgrade
PS Ratio	1.74	1.63	1.12	1.36	1.24	1.06	Upgrade
PB Ratio	2.32	2.18	1.64	1.93	1.57	1.79	Upgrade
P/FCF Ratio	18.22	17.10	38.46	26.17	25.33	8.19	Upgrade
P/OCF Ratio	17.60	16.52	32.63	22.75	23.39	7.97	Upgrade
EV/Sales Ratio	1.73	1.66	1.21	1.40	1.25	1.07	Upgrade
EV/EBITDA Ratio	8.40	8.87	7.41	8.42	9.09	12.06	Upgrade
EV/EBIT Ratio	8.79	9.10	7.65	8.69	9.83	13.45	Upgrade
EV/FCF Ratio	18.10	17.41	41.37	27.06	25.58	8.24	Upgrade
Debt / Equity Ratio	0.31	0.31	0.40	0.41	0.39	0.43	Upgrade
Debt / EBITDA Ratio	1.20	1.20	1.63	1.70	2.22	2.90	Upgrade
Debt / FCF Ratio	2.41	2.41	9.35	5.61	6.24	1.98	Upgrade
Quick Ratio	4.09	4.09	4.58	4.22	2.26	2.82	Upgrade
Current Ratio	4.11	4.11	4.60	4.23	2.38	2.95	Upgrade
Asset Turnover	0.29	0.29	0.30	0.27	0.26	0.34	Upgrade
Return on Equity (ROE)	15.91%	15.91%	14.49%	12.73%	10.96%	7.08%	Upgrade
Return on Assets (ROA)	3.30%	3.30%	2.91%	2.69%	2.08%	1.70%	Upgrade
Return on Capital (ROIC)	12.36%	12.36%	10.71%	9.88%	7.67%	5.90%	Upgrade
Earnings Yield	6.11%	6.67%	8.45%	6.84%	6.51%	3.88%	Upgrade
FCF Yield	5.49%	5.85%	2.60%	3.82%	3.95%	12.21%	Upgrade
Dividend Yield	1.28%	1.35%	1.65%	0.78%	-	-	Upgrade
Payout Ratio	17.87%	17.87%	16.83%	1.05%	1.02%	1.96%	Upgrade
Buyback Yield / Dilution	-0.56%	-0.56%	-0.56%	0.27%	0.15%	-0.43%	Upgrade
Total Shareholder Return	0.73%	0.80%	1.09%	1.05%	0.15%	-0.43%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.